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MERCKAERT

Active
Private limited companyfounded 1991active for 34 yearsScheibeekstraat(HN) 26, 1540 Pajottegem, BelgiumKBO/BCE: BE 0445.983.729
Summary

MERCKAERT has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223,661 and a net result of €90,246. Equity has been stable since 2018 (±0.2% per year). Its solvency ranks better than 30% of 1,308 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 11-12-1991 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 2 others
Joint committees
200 Aanvullend Paritair Comité voor de bedienden
149.02 Paritair Subcomité voor het koetswerk · annual accounts 2025
Establishment unit
2.056.648.735 1540 Pajottegem, since 16-03-1992
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€732,137
▲ 12.8%
Turnover
≈ €2.8m
estimated
Profit
€90,246
▲ 146%
Equity
€223,661
▲ 67.6%
Total assets
€877,662
▲ 33.6%
Employees on 31-12-2025
13
=
  • €7,161 of overdue tax debts on 31-12-2025
  • €48,558 of overdue social security (RSZ) debts on 31-12-2025
  • 2025 accounts filed 76 days after the deadline
Score breakdownraises riskLast filed accounts filed 76 days late; 3 of the last 3 accounts lateLiquidity: current ratio 0.87, cash €22,698, halvedSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskFounded in 1991Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 59% of small companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Average
Solvency 50+5
equity 25.5% of total assets
Liquidity 17-11
short-term debt 67.4% · cash 2.6%
Profitability 82+6
return on assets 10.3%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (326 companies, NACE 95, small)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025 10-2025: 1.8%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 0.7%▼ -1.1 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.6%▼ -0.1 percentage points vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▼ -0.2 percentage points vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87 (0.78 in 2024), below 1. Short-term debt is 67.4% and cash 2.6% of total assets. 74.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small). It does better than 44% of them on solvency, 19% on liquidity, 79% on profitability and 93% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 76 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.87, cash €22,698, halved
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €223,661
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
76 days late
2024
61 days late
2023
44 days late
2022
31 days early
2021
8 days late
2020
25 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 September (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €36,675 to €90,246 ▲ 146% View
  • Positive: 4th oldest company in Pajottegem, Other services sectorin the Checked rankings No. 4 View

Recent changes

  1. · Gazette deed Merger: Merckaert Trucks takes over DNG-CARSCompany renamed from Merckaert Trucks to Merckaert · Change of role: MERCKAERT Guy, from manager to director
  2. · Gazette deed Merger proposal: Merckaert Trucks takes over DNG-CARS BVAppointment: Guy Merckaert (director)
  3. · Gazette deed Merger proposal: Merckaert Trucks takes over PROFILE RECLAME
All 20 events

Comparable companies

These companies have the same main activity as MERCKAERT: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €673,000 and €1.1m, founded between 1987 and 1997.

CompanyTotal assetsGross margin
MERCKAERT Pajottegem€0.9m€0.7m
ANTWERP SECOND HAND CONTAINER COMPANY Antwerpen€1.0m€0.8m
CARSONS MOTORS Leuven€1.0m€0.5m
CARROSSERIE MECANIQUE M.A.V. Evere€0.7m€0.8m
CARROSSERIE WALTER Fléron€1.1m€0.9m
CARROSSERIE SORECA Boussu€0.9m€0.7m
VERVIERS DEPANNAGE Pepinster€1.1m€0.8m
Full comparison

Key facts about MERCKAERT

What is the company number of MERCKAERT?
The company number of MERCKAERT is 0445.983.729. The VAT number is the same number with BE in front: BE 0445.983.729.
Where is MERCKAERT based?
The registered office is at Scheibeekstraat(HN) 26, 1540 Pajottegem.Company details
What does MERCKAERT do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of MERCKAERT?
The legal form of MERCKAERT is Private limited company (BV).
When was MERCKAERT founded?
MERCKAERT was founded on 11-12-1991.
Is MERCKAERT still active?
Yes, MERCKAERT is an active enterprise in the KBO register.
How many employees does MERCKAERT have?
MERCKAERT had an average of 11.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does MERCKAERT fall under?
In its 2025 annual accounts, MERCKAERT states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 149.02 (Paritair Subcomité voor het koetswerk).
What is the turnover of MERCKAERT?
The turnover in financial year 2025 is ≈ €2.8m. This figure is estimated from the gross margin of €732,137 and 35 comparable companies (NACE 953). It probably lies between €2.0m and €3.7m.
Is MERCKAERT profitable?
In financial year 2025, MERCKAERT made a profit of €90,246.
Where can I find the annual accounts of MERCKAERT?
MERCKAERT filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MERCKAERT due?
MERCKAERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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