MER GROUPE

Active

Private limited companyfounded 20251 yr activeNieuwelaan 40, 1853 Grimbergen, BelgiumKBO/BCE: BE 1018.937.488

The computed 12-month bankruptcy probability of MER GROUPE is 2.5% (moderate). The 2025 annual accounts show equity of €20k and a net result of €13k. Its solvency ranks better than 90% of 4527 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

72 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency100

Growth-

Track record67

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 6.77; short-term debt: 14% and cash: 0.1% of total assets), and 14% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

86%

Return on assets

54.5%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

3 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€20k

Total assets

€24k

Net result

€13k

Working capital

€19k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €24k

94.4%

Fixed assets €1k

Current assets €22k

Equity and liabilities €24k

86.0%

14.0%

Equity €20k

Debt €3k

Debt finances 14.0% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€13k

Cash flow

€13k

Solvency

86.0%

Current ratio

6.77

Quick ratio

6.77

Debt / equity

0.16

ROE

63.3%

ROA

54.5%

Interest coverage

270.03

Debt

€3k

Debt ≤ 1 year

€3k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€24k

Fixed assets21/28€1k

Tangible fixed assets22/27€1k

Plant, machinery and equipment23€1k

Financial fixed assets28€200

Current assets29/58€22k

Amounts receivable within one year40/41€19k

Trade receivables40€19k

Other amounts receivable41€150

Cash at bank and in hand54/58€22

Deferred charges and accrued income490/1€4k

Equity and liabilities

Total equity and liabilities10/49€24k

Equity10/15€20k

Contributions10/11€8k

Profit (loss) carried forward14€13k

Amounts payable17/49€3k

Amounts payable within one year42/48€3k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€113

Taxes450/3€113

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€161

Other operating charges640/8€319

Gross operating margin9900€13k

Operating profit (loss)9901€13k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€49

Recurring financial charges65€49

Profit (loss) for the period before taxes9903€13k

Profit (loss) for the period9904€13k

Profit (loss) for the period to be appropriated9905€13k

Appropriation of the result

Profit (loss) to be appropriated9906€13k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

03-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 3 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Grimbergen · 2 establishment units since 2025

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwelaan 401853 Grimbergen

Ground area

441 m²

Building footprint

193 m²

Volume, LiDAR

1,940 m³

2 parcels, Brussels, Flanders · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.

2 establishment units

MER GROUPE

Nieuwelaan 40, 1853 GrimbergenRetail sale of cars and light vans (up to 3.5 tonnes)

since 20252.370.473.924

Argana

Alsembergsesteenweg 849, 1180 UkkelRetail sale of bread and pastry (bakery outlets)

since 20262.392.471.445

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23084A0535/00X004	Flanders	289 m²	1 · 74 m²	13.7 m · 4 fl.
21616A0135/00N004	Brussels	152 m²	1 · 118 m²	15.5 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Denderleeuw · Eq €20k

BP TRANSPORT SERVICES

BE 0889.466.046

Wemmel · Eq €20k

Of 6,687 companies in sector 49330 we hold annual accounts for 2,286. 1,977 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-01-2025

Fiscal year end31-12

Activities, NACEBEL

49330On-demand passenger transport by chauffeured vehicle

47241Retail sale of bread and pastry (bakery outlets)

49320Non-scheduled passenger transport by road

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.