Skip to content

MER Consult

Active
Private limited companyfounded 20233 yrs activeRue Adolphe Baneton(HE) 31, 7350 Hensies, BelgiumKBO/BCE: BE 0797.004.458
Summary

MER Consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,280 and a net result of €35,883. Equity is growing by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency89▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.69 against 2.42 in 2024; short-term debt: 35.7% and cash: 84.8% of total assets), and 36.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.9%
Return on assets
26.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
92 d early
2024
34 d early
2023
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (3 of the last 3 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 January 2023, MER Consult was incorporated as a Private limited company.1 Total assets went from EUR 46,862 in 2023 to EUR 134,966 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35,883▲ 10.1%
2024 · €32,599
Working capital
€81,361▲ 65.0%
2024 · €49,324
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€27,412-€45,896▲ 67.4%€49,853▲ 8.6%
Net result€18,680within the sector's middle half-€32,599within the sector's middle half▲ 74.5%€35,883within the sector's middle half▲ 10.1%
Equity€23,680below the sector's middle half-€56,279below the sector's middle half▲ 138%€86,280below the sector's middle half▲ 53.3%
Total assets€46,862below the sector's middle half-€91,063below the sector's middle half▲ 94.3%€134,966below the sector's middle half▲ 48.2%
Debt€23,182-€34,784▲ 50.0%€48,687▲ 40.0%
Working capital€23,093within the sector's middle half-€49,324within the sector's middle half▲ 114%€81,361within the sector's middle half▲ 65.0%
Solvency50.5%within the sector's middle half-61.8%above the sector's middle half▲ 11.3pp63.9%above the sector's middle half▲ 2.1pp
Current ratio2.00within the sector's middle half-2.42within the sector's middle half▲ 0.422.69above the sector's middle half▲ 0.27
Return on assets (ROA)39.9%above the sector's middle half-35.8%above the sector's middle half▼ 4.1pp26.6%above the sector's middle half▼ 9.2pp
above within below the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2023: €27,412€27,412Net result 2023: €18,680€18,680Operating result 2024: €45,896€45,896Net result 2024: €32,599€32,599Operating result 2025: €49,853€49,853Net result 2025: €35,883€35,883202320242025€0€20,000€40,000Operating result 2023: €27,412€27,400Net result 2023: €18,680€18,700Operating result 2024: €45,896€45,900Net result 2024: €32,599€32,600Operating result 2025: €49,853€49,900Net result 2025: €35,883€35,900202320242025
The operating result has risen two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134,966
Fixed assets €5,402 ▼ 22.4%
Current assets €129,565 ▲ 54.1%
Equity and liabilities €134,966
Equity €86,280 ▲ 53.3%
Debt €48,687 ▲ 40.0%
Debt's share of the balance-sheet total falls from 38.2% to 36.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€51,414▲
2024 · €47,363
Cash flow
€37,444▲
2024 · €34,067
Debt to equity
0.56▼
2024 · 0.62
ROE
41.6%▼
2024 · 57.9%
Interest coverage
1209.75▲
2024 · 1083.07
Debt ≤ 1 year
€48,204▲
2024 · €34,776
Income taxes
€13,928▲
2024 · €13,253
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€91,063€134,966▲
Fixed assets21/28€6,963€5,402▼
Tangible fixed assets22/27€6,963€5,402▼
Plant, machinery and equipment23€1,574€1,193▼
Furniture and vehicles24€2,159€1,320▼
Other tangible fixed assets26€3,230€2,888▼
Current assets29/58€84,100€129,565▲
Amounts receivable within one year40/41€14,317€14,535▲
Trade receivables40€14,317€14,535▲
Cash at bank and in hand54/58€69,777€114,408▲
Deferred charges and accrued income490/1€6€621▲
Equity and liabilities
Total equity and liabilities10/49€91,063€134,966▲
Equity10/15€56,279€86,280▲
Contributions10/11€5,000€5,000=
Reserves13€51,279€81,280▲
Distributable reserves133€51,279€81,280▲
Amounts payable17/49€34,784€48,687▲
Amounts payable within one year42/48€34,776€48,204▲
Trade debts44€356€358▲
Suppliers440/4€356€358▲
Taxes, remuneration and social security45€31,832€39,168▲
Taxes450/3€31,832€39,168▲
Other amounts payable47/48€2,588€8,677▲
Accrued charges and deferred income492/3€8€483▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,467€1,561▲
Other operating charges640/8€561€796▲
Gross operating margin9900€47,924€52,211▲
Operating profit (loss)9901€45,896€49,853▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€44€43▼
Recurring financial charges65€44€43▼
Profit (loss) for the period before taxes9903€45,852€49,811▲
Income taxes67/77€13,253€13,928▲
Profit (loss) for the period9904€32,599€35,883▲
Profit (loss) for the period to be appropriated9905€32,599€35,883▲
Appropriation of the result
Profit (loss) to be appropriated9906€32,599€35,883▲
Transfer to equity691/2€32,599€30,001▼
To other reserves6921€32,599€30,001▼
Profit to be distributed694/7-€5,882
Return on contributions (dividend)694-€5,882

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,877€1,467€1,561▲ 6.4%
Other operating charges640/8€547€561€796▲ 41.9%
Gross operating margin9900€29,836€47,924€52,211▲ 8.9%
Operating profit (loss)9901€27,412€45,896€49,853▲ 8.6%
Financial income75/76B-€1€0▼ 86.0%
Recurring financial income75-€1€0▼ 86.0%
Financial charges65/66B€0€44€43▼ 2.8%
Recurring financial charges65€0€44€43▼ 2.8%
Non-recurring financial charges66B€0---
Profit (loss) for the period before taxes9903€27,412€45,852€49,811▲ 8.6%
Income taxes67/77€8,733€13,253€13,928▲ 5.1%
Profit (loss) for the period9904€18,680€32,599€35,883▲ 10.1%
Profit (loss) for the period to be appropriated9905€18,680€32,599€35,883▲ 10.1%
Line202320242025Change
Assets
Total assets20/58€46,862€91,063€134,966▲ 48.2%
Fixed assets21/28€587€6,963€5,402▼ 22.4%
Tangible fixed assets22/27€587€6,963€5,402▼ 22.4%
Plant, machinery and equipment23-€1,574€1,193▼ 24.2%
Furniture and vehicles24€587€2,159€1,320▼ 38.8%
Other tangible fixed assets26-€3,230€2,888▼ 10.6%
Current assets29/58€46,275€84,100€129,565▲ 54.1%
Amounts receivable within one year40/41€12,457€14,317€14,535▲ 1.5%
Trade receivables40€12,457€14,317€14,535▲ 1.5%
Cash at bank and in hand54/58€33,233€69,777€114,408▲ 64.0%
Deferred charges and accrued income490/1€585€6€621▲ 10,607%
Equity and liabilities
Total equity and liabilities10/49€46,862€91,063€134,966▲ 48.2%
Equity10/15€23,680€56,279€86,280▲ 53.3%
Contributions10/11€5,000€5,000€5,000=
Reserves13€18,680€51,279€81,280▲ 58.5%
Distributable reserves133€18,680€51,279€81,280▲ 58.5%
Amounts payable17/49€23,182€34,784€48,687▲ 40.0%
Amounts payable within one year42/48€23,182€34,776€48,204▲ 38.6%
Trade debts44€2,420€356€358▲ 0.7%
Suppliers440/4€2,420€356€358▲ 0.7%
Taxes, remuneration and social security45€18,623€31,832€39,168▲ 23.0%
Taxes450/3€18,623€31,832€39,168▲ 23.0%
Other amounts payable47/48€2,140€2,588€8,677▲ 235%
Accrued charges and deferred income492/3-€8€483▲ 5,639%
Line202320242025Change
Profit (loss) for the period9904€18,680€32,599€35,883▲ 10.1%
+ Depreciation and write-downs630€1,877€1,467€1,561▲ 6.4%
Operating cash flow (approximation)€20,557€34,067€37,444▲ 9.9%
Investment in fixed assets (approximation)--€7,843€0▲ 100%
Change in cash-€36,544€44,632▲ 22.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2023net €35,883 ▲10.1%
Operating result €49,853, net result €35,883, both a record.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hensies · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
313 m²
Building footprint
55 m²
Volume, LiDAR
426 m³
Parcel 53039B0842/00K006, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MER Consult
Rue Adolphe Baneton(HE) 31, 7350 HensiesEmployment activities
since 20232.340.104.115
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53039B0842/00K006 Wallonia 313 m² 1 · 54 m² 9.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,014 companies in sector 78200 we hold annual accounts for 645. 461 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
70200Business and other management consultancy
78100Employment placement agencies
82100Office administrative and support services
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797004458
Also 9925:BE0797004458
Registered 15-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.