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MENUISERIE MOSANE

Active
Public limited companyfounded 198342 yrs activeRue des Anglais 6, 4430 Ans, BelgiumKBO/BCE: BE 0425.504.257
Summary

MENUISERIE MOSANE has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €373,759. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 2204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Joinery installation
NACE 43320NACE 45421
#6 employer in Ans, Construction sector1 site
Size
€2.2mtotal assets 2025
Staff
24.1 FTE
Equity
€1.5m
Profit
€373,759
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
MOURY CONSTRUCT · 99.99%
Accounts 45 d early0 of 10 deeds read
Why 97- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 3.12, cash €677,841+ Founded in 1983+ Equity €1.5m (70.8% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 96+5
equity 70.8% of total assets
Liquidity 78-8
short-term debt 27.7% · cash 31.5%
Profitability 90-9
return on assets 17.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,627 companies)
Last 15 months 08-2025: < 0.1%lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%▲ +10.8% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 3.12, cash €677,841 lowers the probability
  • Founded in 1983 lowers the probability for this profile
  • Equity €1.5m (70.8% of total assets) lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €140,000 at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.76 in 2024; short-term debt: 27.7% and cash: 31.5% of total assets), and 29.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 88%, liquidity 92%, profitability 90%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.12, cash €677,841
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1983
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.5m (70.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
36 d early
2023
34 d early
2022
18 d early
2021
23 d late
2020
37 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Highest result since 2018net €529,023 ▲45%

Key points

  • Positive: Employer in Ans, Construction sectorin the Checked rankings #6 View
  • Positive: 8 profitable years in a rowprofit 2025: €373,759 8 years View
  • Controlled by MOURY CONSTRUCT 99.99% View
  • Caution: Result fell in 2025from €529,023 to €373,759 ▼ 29.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.2m
Profit
€373,759
Solvency
70.8%
Turnover▲ 22.9%
Net result
20182020
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 16-06-2026Annual accounts filed
  2. 25-06-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Joinery installationNACE 43320
Founded
28-12-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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