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Menuiserie DESTOCKAY

Active
Private limited companyfounded 200619 yrs activeAu Tige de Villers(VIN) 9, 4520 Wanze, BelgiumKBO/BCE: BE 0886.030.959
Summary

Menuiserie DESTOCKAY has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €50,483. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 33943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Menuiserie DESTOCKAYActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320NACE 45421
#4 company by equity in Wanze, Construction sector1 site
Size
€1.1mtotal assets 2025
Staff
2 FTE
Equity
€1.0m
Profit
€50,483
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 27 d late0 of 1 deed read
Why 97- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 27.21, cash €566,307+ Equity €1.0m (97.2% of total assets)+ Founded in 2006Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 97.2% of total assets
Liquidity 100=
short-term debt 2.8% · cash 53.4%
Profitability 75+5
return on assets 4.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +29.5% vs 11-2024 01-2025: 0.2%▲ +13.2% vs 12-2024 02-2025: 0.4%▲ +88.9% vs 01-2025 03-2025: 0.5%▲ +34.5% vs 02-2025 04-2025: 0.9%▲ +90.0% vs 03-2025 05-2025: 1.0%▲ +7.6% vs 04-2025 06-2025: 1.3%▲ +34.6% vs 05-2025 07-2025: 2.6%▲ +98.4% vs 06-2025 08-2025: 2.6%● 0.0% vs 07-2025 09-2025: 2.6%▲ +0.2% vs 08-2025 10-2025: 2.4%▼ -8.4% vs 09-2025 11-2025: 2.4%● 0.0% vs 10-2025 12-2025: 2.4%▼ -1.0% vs 11-2025 01-2026: 2.4%● 0.0% vs 12-2025 02-2026: 3.6%▲ +52.7% vs 01-2026highest value 03-2026: 3.6%● 0.0% vs 02-2026highest value 04-2026: < 0.1%▼ -99.1% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%▲ +2.9% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 27.21, cash €566,307 lowers the probability
  • Equity €1.0m (97.2% of total assets) lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 2006 lowers the probability for this profile
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 27.21 against 11.52 in 2023; short-term debt: 2.8% and cash: 53.4% of total assets), and 2.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 98%, profitability 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 27.21, cash €566,307
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €1.0m (97.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2006
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2023
29 d late
2022
28 d late
2021
28 d late
2019
60 d late
2018
59 d late
2017
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2023 is 1 day before the deadline, and 44% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity doublescurrent ratio 27.21
  3. Equity above €1mEq €1.0m ▲7.2%

Key points

  • Positive: Among the best 5% on solvencysector median 47.1% · 33,943 companies 97.2% View
  • Positive: 5 profitable years in a rowprofit 2025: €50,483 5 years View
  • Total assets 20255 fiscal years filed €1.1m View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€50,483
Solvency
97.2%
Total assets▲ 3.7%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2012
Next accounts
by 31-01-2027
  1. 27-02-2026Annual accounts filed
  2. 30-06-2025Liquidity doubles
  3. 30-06-2025Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
29-12-2006
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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