Menuiserie Bedetti · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Menuiserie Bedetti is 3.2% (moderate). The 2024 annual accounts show equity of €183k and a net result of €-16k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 11088 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	26-08-2025	26 d late	2025-00406542
31-12-2023	31-07-2024	25-06-2024	36 d early	2024-00167953
31-12-2022	31-07-2023	15-05-2023	77 d early	2023-00088430

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.2% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-16k

Working capital€171k-2.0%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~30.9%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	56.8%	40.9%	better than 69% of 11088 sector peers
Net result	€-16k	€11k	better than 6% of 11070 sector peers
Equity	€183k	€34k	better than 93% of 11091 sector peers
Gross operating margin	€117k	€35k	better than 86% of 11060 sector peers
Staff costs	€108k	€25k	higher than 85% of 4038 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P69

Stable position over 2022-2024 · n=6533-11088

Net result P6

Weakening position over 2022-2024 · n=6518-11070

Equity P93

Improving position over 2022-2024 · n=6539-11091

Gross operating margin P86

Stable position over 2022-2024 · n=6512-11060

Describes the position versus peers, not a forecast.

EBITDA

€9k

-95.3% 22-24

Net profit

€-16k

- 22-24

Cash flow

€17k

-89.1% 22-24

Total assets

€322k

-27.9% 22-24

Equity

€183k

-8.1% 22-24

Working capital

€171k

-2.0% 22-24

Employees (FTE)

2

+100.0% 22-24

Staff costs

€108k

+121.3% 22-24

Income taxes

€186

-99.5% 22-24

Debt

€139k

-43.8% 22-24

Debt ≤ 1y

€97k

-47.9% 22-24

Debt > 1y

€41k

-32.5% 22-24

Current ratio

2.77

+42.7% 22-24

Quick ratio

2.50

+28.9% 22-24

Solvency

56.8%

+27.4% 22-24

Debt / equity

0.76

-38.8% 22-24

ROE

-8.9%

- 22-24

ROA

-5.0%

- 22-24

Interest coverage

4.17

-93.6% 22-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€9k
Net profit	€-16k
Cash flow	€17k
Staff costs	€108k
Income taxes	€186
Dividends	-
Total assets	€322k
Equity	€183k
Debt	€139k
of which ≤ 1y	€97k
of which > 1y	€41k
Working capital	€171k
Employees (FTE)	2.0

Ratios (computed)

	2024
Current ratio	2.77
Quick ratio	2.50
Working capital ratio	53.2%
Solvency	56.8%
Debt / equity	0.76
Long-term debt ratio	0.23
Interest coverage	4.17
Gross margin	-
Net margin	-
ROA	-5.0%
ROE	-8.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €54k · 16.8% Current assets €268k · 83.2%

Equity & liabilities

Equity €183k · 56.8% Debt €139k · 43.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€322k
Fixed assets	21/28	€54k
Tangible fixed assets	22/27	€52k
Financial fixed assets	28	€2k
Current assets	29/58	€268k
Stocks & contracts in progress	3	€26k
Amounts receivable within one year	40/41	€54k
Cash & bank	54/58	€182k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€322k
Equity	10/15	€183k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€178k
Amounts payable	17/49	€139k
Amounts payable after one year	17	€41k
Amounts payable within one year	42/48	€97k
Trade debts payable within one year	44	€64k
Income statement
Gross operating margin	9900	€117k
Operating result	9901	€-24k
Financial income	75	€10k
Financial charges	65	€2k
Result before taxes	9903	€-16k
Income taxes	67/77	€186
Net result for the period	9904	€-16k
Result to be appropriated	9905	€-16k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

70 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director

Current directors & mandates

Bedetti Thomas
Managing director
State Gazette act 22121820 (13-10-2022)

Current
01-10-2022 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Schrijnwerk(43320)
Legal form	Private limited company(610)
Incorporation	09-12-2021
Status	Active
Postal code	6041

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

Menuiserie Bedetti

Rue d'Edimbourg 125, 6040 CharleroiSchrijnwerk

since 20212.326.881.530

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area795 m²

Buildings1

Building footprint177 m²

Volume (LiDAR)829 m³

Tallest building8.4 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52028D0054/00P004	Wallonia	795 m²	1 · 177 m²	8.3 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

All acts · 2 updated 1 year ago

2025

30-06-2025 Discharge granted to the board Director changes

Original publication ↗

2022

13-10-2022 Bedetti Thomas appointed as managing director Director changes

Bedetti Thomas, Gedelegeerd bestuurder

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

63 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 70

Profitability 0

Solvency 98

Growth 52

Stability 94

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