Menuiserie Aubry
ActiveThe computed 12-month bankruptcy probability of Menuiserie Aubry is 1.9% (moderate). The 2025 annual accounts show equity of €403k and a net result of €59k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 7760 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-4
Solvency100=
Growth46▼-10
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 7.06 against 8.3 in 2024; short-term debt: 12.8% and cash: 75.5% of total assets), and 13% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
12.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
41 d late
2023
49 d late
2022
39 d late
2021
58 d late
2020
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€425k▼ 29.0%
2024 · €599k
2020: €423k
2021: €621k
2022: €515k
2023: €409k
2024: €599k
2020 → 2025
EBIT margin
18.6%▲ 3.2pp
2024 · 15.4%
2020: 30.9%
2021: 10.4%
2022: 7.0%
2023: 20.4%
2024: 15.4%
2020 → 2025
Net result
€59k▼ 14.6%
2024 · €70k
2020: €106k
2021: €55k
2022: €31k
2023: €67k
2024: €70k
2020 → 2025
Working capital
€358k▲ 23.4%
2024 · €290k
2020: €39k
2021: €133k
2022: €132k
2023: €200k
2024: €290k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€621k-€515k▼ 17.1%€409k▼ 20.5%€599k▲ 46.5%€425k▼ 29.0%
Equity€176k-€207k▲ 17.6%€274k▲ 32.2%€343k▲ 25.4%€403k▲ 17.3%
Operating result€64k-€36k▼ 43.6%€83k▲ 130%€93k▲ 11.0%€79k▼ 14.3%
Net result€55k-€31k▼ 44.1%€67k▲ 116%€70k▲ 4.3%€59k▼ 14.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €463k
Fixed assets
€45k▼ 16.6%
Current assets
€417k▲ 26.4%
Equity and liabilities €463k
Equity
€403k▲ 17.3%
Debt
€60k▲ 44.7%
The debt ratio rises from 10.8% to 13.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€101k▼
2024 · €117k
Cash flow
€81k▼
2024 · €95k
Solvency
87.0%▼
2024 · 89.2%
Current ratio
7.06▼
2024 · 8.30
Quick ratio
6.67▼
2024 · 7.71
Debt / equity
0.15▲
2024 · 0.12
ROE
14.8%▼
2024 · 20.3%
ROA
12.8%▼
2024 · 18.1%
Interest coverage
661.82▲
2024 · 311.78
Debt
€60k▲
2024 · €42k
Debt ≤ 1 year
€59k▲
2024 · €40k
Income taxes
€26k▼
2024 · €31k
Staff costs
€332▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€385k€463k▲
Formation expenses20€214-
Fixed assets21/28€54k€45k▼
Intangible fixed assets21€27k€22k▼
Tangible fixed assets22/27€27k€23k▼
Plant, machinery and equipment23€15k€19k▲
Furniture and vehicles24€11k€3k▼
Financial fixed assets28€421€421=
Current assets29/58€330k€417k▲
Stocks and contracts in progress3€23k€23k▼
Stocks30/36€23k€23k▼
Amounts receivable within one year40/41€57k€45k▼
Trade receivables40€46k€40k▼
Other amounts receivable41€11k€5k▼
Cash at bank and in hand54/58€250k€350k▲
Deferred charges and accrued income490/1€298€543▲
Equity and liabilities
Total equity and liabilities10/49€385k€463k▲
Equity10/15€343k€403k▲
Contributions10/11€15k€15k=
Reserves13€220k€270k▲
Distributable reserves133€220k€270k▲
Profit (loss) carried forward14€108k€118k▲
Amounts payable17/49€42k€60k▲
Amounts payable within one year42/48€40k€59k▲
Trade debts44€7k€30k▲
Suppliers440/4€7k€30k▲
Taxes, remuneration and social security45€17k€11k▼
Taxes450/3€17k€11k▼
Other amounts payable47/48€16k€19k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Turnover70€599k€425k▼
Goods, raw materials, services and sundry goods60/61€387k€326k▼
Remuneration, social security and pensions62€2k€332▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€21k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€121k€103k▼
Operating profit (loss)9901€93k€79k▼
Financial income75/76B€8k€7k▼
Recurring financial income75€8k€7k▼
Financial charges65/66B€377€152▼
Recurring financial charges65€377€152▼
Profit (loss) for the period before taxes9903€101k€86k▼
Income taxes67/77€31k€26k▼
Profit (loss) for the period9904€70k€59k▼
Profit (loss) for the period to be appropriated9905€70k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€168k€168k▼
Profit (loss) brought forward from the previous period14P€99k€108k▲
Transfer to equity691/2€60k€50k▼
To other reserves6921€60k€50k▼
Social balance
Average headcount (FTE)90870.2-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 41 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 49 days late
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 39 days late
2022
31-12
Financial
Weakest financial yearnet €31k ▼44.1%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €207k ▲17.6%
3 profitable years in a row build equity to €207k.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 58 days late
2021
31-12
Financial
Equity above €150kEq €176k ▲45.9%
2 profitable years in a row build equity to €176k.
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ecoles,Houdemont 366724 HabayGround area
1,029 m²
Parcel 85017A1529/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Menuiserie Aubry
since 20202.303.670.915
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85017A1529/00E000 | Wallonia | 1,029 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 6,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2020
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:aubrysylvain@hotmail.be