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Mencke Verzekeringen

Active
Private limited companyfounded 2013active for 13 yearsGroenstraat 10, 3910 Pelt, BelgiumKBO/BCE: BE 0533.899.183

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Mencke Verzekeringen has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,535 and a net result of €31,038, of which €15,919 non-recurring income. Equity has been growing by about 19% per year since 2018. The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Mencke VerzekeringenActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 06-05-2013 Normal situation
Legal form
Private limited company
Registered office
Groenstraat 10, 3910 Pelt
Activity
No activity registered in the KBO
Establishment unit
2.218.772.753 3910 Pelt, since 06-05-2013
Financial year end
31 December
Peppol
Reachable since 04-11-2025
Company details

Board and ownership

Board
  • Mencke GerhardusDirector · since 07-09-2020
  • Mencke JohannesDirector · since 07-09-2020
  • Niels VandebroekDirector · since 14-08-2023
Board & ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€48,922
▼ 26.3%
Turnover
≈ €200,000
estimated
Profit
€31,038
▼ 4.5%
Equity
€153,535
▲ 6.9%
Total assets
€275,887
▼ 3.4%
2025 accounts filed 128 days before the deadline
Filed on 25-03-2026PDF
Financials
Score breakdownlowers riskSize: total assets €275,887Liquidity: current ratio 6.92, cash €59,464Founded in 2013Equity €153,535 (55.7% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of micro companies without a NACE code
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 81+6
equity 55.7% of total assets
Liquidity 77+12
short-term debt 6.8% · cash 21.6%
Profitability 83=
return on assets 11.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.92 (4.04 in 2024), above the usual 1.5. Short-term debt is 6.8% and cash 21.6% of total assets. 44.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 48% of them on solvency, 71% on liquidity, 66% on profitability and 64% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €275,887
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 6.92, cash €59,464
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €153,535 (55.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
128 days early
2024
125 days early
2023
37 days early
2022
40 days early
2021
40 days early
2020
38 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 60 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €31,038, mostly one-off 8 years View

Documents

Annual accounts at the NBB

All 12 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Mencke Verzekeringen

What is the company number of Mencke Verzekeringen?
The company number of Mencke Verzekeringen is 0533.899.183. The VAT number is the same number with BE in front: BE 0533.899.183.
Where is Mencke Verzekeringen based?
The registered office is at Groenstraat 10, 3910 Pelt.Company details
What is the legal form of Mencke Verzekeringen?
The legal form of Mencke Verzekeringen is Private limited company (BV).
When was Mencke Verzekeringen founded?
Mencke Verzekeringen was founded on 06-05-2013.
Is Mencke Verzekeringen still active?
Yes, Mencke Verzekeringen is an active enterprise in the KBO register.
What is the turnover of Mencke Verzekeringen?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €48,922 and 2,949 comparable companies of the same size. It probably lies between €120,000 and €350,000. It is a rough estimate.Financials
Is Mencke Verzekeringen profitable?
In financial year 2025, Mencke Verzekeringen made a profit of €31,038.
Where can I find the annual accounts of Mencke Verzekeringen?
Mencke Verzekeringen filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Mencke Verzekeringen due?
Mencke Verzekeringen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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