Financials
- Financial year
- 2025
- Total assets
- €60,472
- Profit
- €24,224
- Solvency
- 41.7%
MEMSYS
ActiveSummary
MEMSYS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,224 and a net result of €24,224. Its solvency ranks better than 33% of 20,453 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Psychology services
NACE 86931
1 site
Size
€60,472total assets 2025
- Equity
- €25,224
- Profit
- €24,224
Turnover not published (micro format)
Structure
Accounts 64 days early
Why 89raises riskFounded in 2024Size: total assets €60,472Liquidity: current ratio 0.12, cash €4,127lowers riskSector: Human health activities (NACE 86)Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency
67
equity 41.7% of total assets
Liquidity
28
short-term debt 58.3% · cash 6.8%
Profitability
100
return on assets 40.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.3%highest value
11-2025: 0.3%● unchanged vs 10-2025highest value
12-2025: 0.1%▼ -0.2 percentage points vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.12, below 1; short-term debt: 58.3% and cash: 6.8% of total assets), and 58.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 34% on solvency, 5% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
64 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: HUMIER Isabelle Marie Georgine…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Psychology servicesNACE 86931
- Founded
- 17-09-2024
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 29
- Who signs
- Each director alone
- Annual meeting
- Last Friday of November at 18:00
- Purpose
- “La pratique de thérapies individuelles, de couple, familiales; La supervision d'équipes…” (deed in French)
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