MEMORO
ActiveMEMORO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-3k. Its solvency ranks better than 43% of 1518 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-66
Solvency65▼-19
Growth32
Track record82
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.2%
Return on assets
-16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 28.5%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€17k▲ 4.9%
2024 · €16k
2024: €16k
2024 → 2025
Net result
€-3k▼ 573%
2024 · €-406
2024: €-406
2024 → 2025
Working capital
€15k▲ 122%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€7k▼ 28.5%
Operating result€-389-€-3k▼ 608%
Net result€-406-€-3k▼ 573%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €389 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€2k▼ 33.3%
Current assets
€15k▲ 13.3%
Equity and liabilities €17k
Equity
€7k▼ 28.5%
Debt
€10k▲ 52.8%
The debt ratio rises from 41.1% to 59.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €3k
Cash flow
€-2k▼
2024 · €3k
Solvency
40.2%▼
2024 · 58.9%
Current ratio
41.93▲
2024 · 1.99
Quick ratio
41.93▲
2024 · 1.75
Debt / equity
1.49▲
2024 · 0.70
ROE
-39.8%▼
2024 · -4.2%
ROA
-16.0%▼
2024 · -2.5%
Interest coverage
-19.47▼
2024 · 170.67
Debt
€10k▲
2024 · €7k
Debt ≤ 1 year
€360▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€17k▲
Fixed assets21/28€3k€2k▼
Intangible fixed assets21€3k€2k▼
Current assets29/58€13k€15k▲
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Amounts receivable within one year40/41€5k€11k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1-€41
Equity and liabilities
Total equity and liabilities10/49€16k€17k▲
Equity10/15€10k€7k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-406€-3k▼
Amounts payable17/49€7k€10k▲
Amounts payable within one year42/48€7k€360▼
Trade debts44€7k€269▼
Suppliers440/4€7k€269▼
Advances received on contracts in progress46-€91
Taxes, remuneration and social security45€155€0▼
Taxes450/3€155€0▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€983▼
Gross operating margin9900€3k€-2k▼
Operating profit (loss)9901€-389€-3k▼
Financial income75/76B-€115
Recurring financial income75-€115
Financial charges65/66B€17€91▲
Recurring financial charges65€17€91▲
Profit (loss) for the period before taxes9903€-406€-3k▼
Profit (loss) for the period9904€-406€-3k▼
Profit (loss) for the period to be appropriated9905€-406€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-406€-3k▼
Profit (loss) brought forward from the previous period14P-€-406
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 21current ratio 41.93
Current ratio from 1.99 to 41.93; short-term debt falls from €7k to €360.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomgaardstraat 163730 Bilzen-HoeseltGround area
751 m²
Building footprint
176 m²
Volume, LiDAR
907 m³
Parcel 73032G0475/00T000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MEMORO
since 20242.359.069.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032G0475/00T000 | Flanders | 751 m² | 1 · 176 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WANDERLUST
BE 0705.842.571
Elsene · Eq €7k
COMMUSIC
BE 0459.754.660
Brussel · Eq €6k
RONNYMO
BE 0450.071.288
Leuven · Eq €8k
BACKSTORIES
BE 0694.708.852
Lede · Eq €6k
WEB 2T AGENCY
BE 0699.634.373
Watermaal-Bosvoorde · Eq €6k
Of 594 companies in sector 59203 we hold annual accounts for 195. 85 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2024
Fiscal year end31-12
Activities, NACEBEL
59203Motion picture, video and television programme production, sound recording and music publishing activities
59130Motion picture, video and television programme production, sound recording and music publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.