MEMORIA

Special situation

Non-profit associationfounded 2016active for 10 yearsGeorges Henrilaan 431, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0648.793.408

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The file of MEMORIA contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette. The KBO lists the legal status of MEMORIA as special situation, with no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures. Of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2024 annual accounts show negative equity (-€309,176) and a net result of -€9,960. Its solvency ranks better than 9% of 585 sector peers (NACE 79, financial year 2024).

Risk analysisFollow Report Compare

MEMORIASpecial situationChecked score 11/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 18-02-2016 Judicial reorganisation
Registered office: 29 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity: Tourist information services NACE 79901and 2 others
Establishment unit: 2.323.716.261 1200 Sint-Lambrechts-Woluwe, since 05-10-2021
Financial year end: 31 December
Peppol: Reachable since 26-11-2025

Company details

Board and ownership

Board

Benoît MeurensDirector
Desmedt MarieDirector
Paul LicotDirector

Board & ownership

Financial position

11 Critical Checked score 2024

Reorganisation running: about 1 in 4 bankrupt within the year

Annual accounts 2024

Gross margin: €191,797
Turnover: ≈ €480,000; estimated
Deficit: €9,960
Equity: -€309,176
Total assets: €469,148
Staff: 5.3 FTE

Filed on 29-10-2025, 90 days after the deadlinePDF

Financials

Signalsraises riskNegative equityRegister: special situationReorganisation plan being carried out2024 accounts filed 90 days lateShow the evidence

Checked score

Score 2024

11 / 100

Critical

Without a bankruptcy probability, the score rests on the figures alone.

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 0

equity -65.9% of total assets

Liquidity 1

short-term debt 151.6% · cash 0.9%

Profitability 32

return on assets -2.1%

Bankruptcy probability within 12 months

Judicial reorganisation

About 1 in 4 comparable companies went bankrupt within the year

A judicial reorganisation is open. There is then no bankruptcy probability from the figures. Of every Belgian company in an open or failed reorganisation, 25% to 26% went bankrupt within twelve months (measured in 2024 and 2025).

No credit on open account during an ongoing judicial reorganisation

Liquidity is insufficient, with a current ratio of 0.66, below 1. Short-term debt is 151.6% and cash 0.9% of total assets. Equity is negative.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Four signals.

raises risk

Negative equity

The 2024 annual accounts show negative equity and a net loss.

NBB · annual accounts 2024

The KBO register currently gives the legal situation as special situation, with no start date.

KBO · legal situation

Reorganisation plan being carried out

The court approved the reorganisation plan on 25-08-2025 (Belgian Official Gazette 01-09-2025); the company is now carrying it out. Of plans in their second or third year, about 1 in 10 still ends in bankruptcy within twelve months.

Belgian Official Gazette

2024 accounts filed 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2024

90 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its 2024 accounts 90 days after the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Risk: Negative equitydebts exceed assets in financial year 2024 -€309,176 View
Caution: Less equity than 95% of companies in travel agenciessector median €58,907 · 585 companies -€309,176 View

Comparable companies

These companies have the same main activity as MEMORIA: tourist information services (NACE 79901). They are comparable in size and age: total assets between €359,000 and €475,000, founded between 2013 and 2019.

Company	Total assets	Gross margin
MEMORIA Sint-Lambrechts-Woluwe	€469,148	€191,797
BUENDIA TOURS Brussel	€406,232	€200,565
GREENTRIPPER Brussel	€366,258	€167,637
U TRAVEL Brussel	€461,432	€276,176
Maison du Tourisme du Brabant wallon Wavre	€475,373	€148,205
VOYAGES ATH SHOPPING Ath	€414,341	€120,848
DE SMEDERIJ Herent	€358,668	€332,931

Full comparison

Documents

Key facts about MEMORIA

What is the company number of MEMORIA?: The company number of MEMORIA is 0648.793.408. The VAT number is the same number with BE in front: BE 0648.793.408.
Where is MEMORIA based?: The registered office is at Georges Henrilaan 431, 1200 Sint-Lambrechts-Woluwe.Company details
What does MEMORIA do?: According to the KBO register, the main activity is tourist information services (NACE 79901).
What is the legal form of MEMORIA?: The legal form of MEMORIA is Non-profit association (VZW).
When was MEMORIA founded?: MEMORIA was founded on 18-02-2016.
Is MEMORIA still active?: Yes, MEMORIA is an active enterprise in the KBO register.
How many employees does MEMORIA have?: MEMORIA had an average of 5.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of MEMORIA?: The turnover in financial year 2024 is ≈ €480,000. This figure is estimated from the gross margin of €191,797 and 2,213 comparable companies of the same size. It probably lies between €320,000 and €740,000. It is a rough estimate.
Is MEMORIA profitable?: In financial year 2024, MEMORIA made a loss of €9,960.
Where can I find the annual accounts of MEMORIA?: MEMORIA filed 1 annual account with the National Bank of Belgium, for financial year 2024.Annual accounts 2024 (PDF)

Next steps

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Overview