MEMON
ActiveMEMON has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €24k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 1299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+13
Solvency84▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.41 in 2024; short-term debt: 31.5% and cash: 37.2% of total assets), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
12.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
6 d early
2023
6 d early
2022
6 d early
2021
22 d late
2020
3 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 26.2%
2024 · €92k
2018: €17k
2019: €50k
2020: €9k
2021: €24k
2022: €65k
2023: €61k
2024: €92k
2018 → 2025
Total assets
€196k▲ 8.2%
2024 · €182k
2018: €127k
2019: €176k
2020: €136k
2021: €180k
2022: €223k
2023: €176k
2024: €182k
2018 → 2025
Net result
€24k▼ 23.0%
2024 · €31k
2018: €46k
2019: €33k
2020: €-41k
2021: €16k
2022: €40k
2023: €-4k
2024: €31k
2018 → 2025
Working capital
€58k▲ 58.5%
2024 · €37k
2018: €-140
2019: €15k
2020: €-19k
2021: €4k
2022: €43k
2023: €14k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€65k▲ 164%€61k▼ 5.8%€92k▲ 51.4%€116k▲ 26.2%
Operating result€20k-€50k▲ 156%€16k▼ 68.7%€50k▲ 218%€40k▼ 20.5%
Net result€16k-€40k▲ 154%€-4k€31k€24k▼ 23.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€76k▲ 37.4%
Current assets
€120k▼ 4.6%
Equity and liabilities €196k
Equity
€116k▲ 26.2%
Debt
€80k▼ 10.4%
The debt ratio falls from 49.2% to 40.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €62k
Cash flow
€41k▼
2024 · €43k
Solvency
59.2%▲
2024 · 50.8%
Current ratio
1.94▲
2024 · 1.41
Quick ratio
1.94▲
2024 · 1.41
Debt / equity
0.69▼
2024 · 0.97
ROE
20.7%▼
2024 · 33.9%
ROA
12.3%▼
2024 · 17.2%
Interest coverage
6.02▲
2024 · 3.72
Debt
€80k▼
2024 · €89k
Debt ≤ 1 year
€62k▼
2024 · €89k
Debt > 1 year
€18k
Income taxes
€8k▲
2024 · €3k
Staff costs
€55k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€196k▲
Fixed assets21/28€55k€76k▲
Tangible fixed assets22/27€55k€76k▲
Plant, machinery and equipment23€47k€42k▼
Furniture and vehicles24€3k€3k▼
Leasing and similar rights25-€23k
Other tangible fixed assets26€5k€9k▲
Current assets29/58€126k€120k▼
Amounts receivable within one year40/41€28k€46k▲
Trade receivables40€8k€10k▲
Other amounts receivable41€20k€36k▲
Cash at bank and in hand54/58€97k€73k▼
Deferred charges and accrued income490/1€899€1k▲
Equity and liabilities
Total equity and liabilities10/49€182k€196k▲
Equity10/15€92k€116k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€72k€96k▲
Amounts payable17/49€89k€80k▼
Amounts payable after more than one year17-€18k
Financial debts170/4-€18k
Amounts payable within one year42/48€89k€62k▼
Current portion of amounts payable after more than one year42-€4k
Trade debts44€70k€39k▼
Suppliers440/4€70k€39k▼
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€7k€15k▲
Remuneration and social security454/9€12k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€56k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€33k€31k▼
Non-recurring operating charges66A-€209
Gross operating margin9900€151k€142k▼
Operating profit (loss)9901€50k€40k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€17k€9k▼
Recurring financial charges65€17k€9k▼
Profit (loss) for the period before taxes9903€35k€32k▼
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€31k€24k▼
Profit (loss) for the period to be appropriated9905€31k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€96k▲
Profit (loss) brought forward from the previous period14P€40k€72k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €116k ▲26.2%
2 profitable years in a row build equity to €116k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-41k ▼227%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 41000 BrusselGround area
213 m²
Building footprint
130 m²
Volume, LiDAR
2,081 m³
Parcel 21802B1101/00E000, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bergstraat 4, 1000 Brussel
since 20022.098.780.783
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1101/00E000 ProtectedMonumentKoninklijke Sint-Hubertusgalerijen |
Brussels | 213 m² | 1 · 130 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.098.780.783
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 1,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-1997
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
55101Hotels
55102
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.