MEMOMAX
ActiveSummary
The computed 12-month bankruptcy probability of MEMOMAX is 1.7% (moderate). The 2025 annual accounts show equity of €103,482 and a net result of €7,382. Equity remains stable across the filed fiscal years (±1% per year). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+18
Solvency79▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.87 in 2024; short-term debt: 6.5% and cash: 1.2% of total assets), and 45.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
3.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-02-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
6 d late
2023
on the day
2022
3 d early
2021
1 d early
2020
3 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 16 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€103,482▲ 7.7%
2024 · €96,100
Total assets
€191,214▼ 1.6%
2024 · €194,320
Net result
€7,382▲ 531%
2024 · €1,170
Working capital
-€915▲ 41.3%
2024 · -€1,559
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,508▼ 58.0%€3,993▲ 59.2%€3,423▼ 14.3%€3,704▲ 8.2%€9,673▲ 161%
Net result€338▼ 83.2%€561▲ 66.1%€644▲ 14.7%€1,170▲ 81.8%€7,382▲ 531%
Equity€93,725▲ 0.4%€94,286▲ 0.6%€94,930▲ 0.7%€96,100▲ 1.2%€103,482▲ 7.7%
Total assets€221,468▼ 4.5%€212,115▼ 4.2%€202,019▼ 4.8%€194,320▼ 3.8%€191,214▼ 1.6%
Debt€127,743▼ 7.7%€117,828▼ 7.8%€107,089▼ 9.1%€98,220▼ 8.3%€87,731▼ 10.7%
Working capital-€63-€251▼ 295%-€1,015▼ 305%-€1,559▼ 53.5%-€915▲ 41.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 161% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191,214
Fixed assets
€179,727 ▼ 2.4%
Current assets
€11,487 ▲ 12.7%
Equity and liabilities €191,214
Equity
€103,482 ▲ 7.7%
Debt
€87,731 ▼ 10.7%
Debt's share of the balance-sheet total falls from 50.5% to 45.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16,977▲
2024 · €10,981
Cash flow
€14,686▲
2024 · €8,448
Current ratio
0.93▲
2024 · 0.87
Debt to equity
0.85▼
2024 · 1.02
ROE
7.1%▲
2024 · 1.2%
ROA
3.9%▲
2024 · 0.6%
Interest coverage
7.41▲
2024 · 4.33
Debt ≤ 1 year
€12,401▲
2024 · €11,752
Debt > 1 year
€75,330▼
2024 · €86,468
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,442 | €9,442 | €9,442 | €7,277 | €7,304 | ▲ 0.4% |
| Other operating charges640/8 | €3,351 | €3,433 | €4,220 | €4,391 | €4,529 | ▲ 3.1% |
| Gross operating margin9900 | €15,301 | €16,868 | €17,086 | €15,372 | €21,506 | ▲ 39.9% |
| Operating profit (loss)9901 | €2,508 | €3,993 | €3,423 | €3,704 | €9,673 | ▲ 161% |
| Financial income75/76B | €1,500 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Non-recurring financial income76B | €1,500 | - | - | - | - | - |
| Financial charges65/66B | €3,670 | €3,432 | €2,780 | €2,533 | €2,291 | ▼ 9.6% |
| Recurring financial charges65 | €3,670 | €3,432 | €2,780 | €2,533 | €2,291 | ▼ 9.6% |
| Profit (loss) for the period before taxes9903 | €338 | €561 | €644 | €1,170 | €7,382 | ▲ 531% |
| Profit (loss) for the period9904 | €338 | €561 | €644 | €1,170 | €7,382 | ▲ 531% |
| Profit (loss) for the period to be appropriated9905 | €338 | €561 | €644 | €1,170 | €7,382 | ▲ 531% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €221,468 | €212,115 | €202,019 | €194,320 | €191,214 | ▼ 1.6% |
| Fixed assets21/28 | €210,288 | €200,846 | €191,404 | €184,127 | €179,727 | ▼ 2.4% |
| Tangible fixed assets22/27 | €210,288 | €200,846 | €191,404 | €184,127 | €179,727 | ▼ 2.4% |
| Land and buildings22 | €210,288 | €200,846 | €191,404 | €184,127 | €179,727 | ▼ 2.4% |
| Current assets29/58 | €11,180 | €11,268 | €10,615 | €10,193 | €11,487 | ▲ 12.7% |
| Amounts receivable within one year40/41 | €8,583 | €8,583 | €8,583 | €8,583 | €9,222 | ▲ 7.4% |
| Trade receivables40 | - | - | - | - | €639 | - |
| Other amounts receivable41 | €8,583 | €8,583 | €8,583 | €8,583 | €8,583 | = |
| Cash at bank and in hand54/58 | €2,597 | €2,685 | €2,032 | €1,610 | €2,265 | ▲ 40.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €221,468 | €212,115 | €202,019 | €194,320 | €191,214 | ▼ 1.6% |
| Equity10/15 | €93,725 | €94,286 | €94,930 | €96,100 | €103,482 | ▲ 7.7% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Outside capital11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Other1109/19 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€6,275 | -€5,714 | -€5,070 | -€3,900 | €3,482 | ▲ 189% |
| Amounts payable17/49 | €127,743 | €117,828 | €107,089 | €98,220 | €87,731 | ▼ 10.7% |
| Amounts payable after more than one year17 | €116,500 | €106,309 | €95,459 | €86,468 | €75,330 | ▼ 12.9% |
| Financial debts170/4 | €116,500 | €106,309 | €95,459 | €84,568 | €73,430 | ▼ 13.2% |
| Other amounts payable178/9 | - | - | - | €1,900 | €1,900 | = |
| Amounts payable within one year42/48 | €11,243 | €11,519 | €11,630 | €11,752 | €12,401 | ▲ 5.5% |
| Current portion of amounts payable after more than one year42 | €9,919 | €10,191 | €10,649 | €10,891 | €11,138 | ▲ 2.3% |
| Trade debts44 | €1,191 | €1,196 | €848 | €848 | €402 | ▼ 52.6% |
| Suppliers440/4 | €1,191 | €1,196 | €848 | €848 | €402 | ▼ 52.6% |
| Other amounts payable47/48 | €133 | €133 | €133 | €13 | €861 | ▲ 6,591% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €338 | €561 | €644 | €1,170 | €7,382 | ▲ 531% |
| + Depreciation and write-downs630 | €9,442 | €9,442 | €9,442 | €7,277 | €7,304 | ▲ 0.4% |
| Operating cash flow (approximation) | €9,780 | €10,003 | €10,086 | €8,448 | €14,686 | ▲ 73.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€2,904 | - |
| Change in cash | - | €89 | -€654 | -€421 | €655 | ▲ 255% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €7,382 ▲531%
Operating result €9,673, net result €7,382, both a record.
30-09
Financial
Equity above €100,000Eq €103,482 ▲7.7%
7 profitable years in a row build equity to €103,482.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €806
Net result €806 after one loss-making year.
15-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Ground area
188 m²
Building footprint
137 m²
Volume, LiDAR
1,249 m³
Parcel 21308H0338/00F000, Brussels · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
MEMOMAX
since 20122.216.528.984
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0338/00F000 | Brussels | 188 m² | 1 · 137 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded06-07-2012
Fiscal year end30-09
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.