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MELZ

Open bankruptcy
Private limited companyfounded 2015Binnenhof(M) 4, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0628.584.645
Summary

A bankruptcy procedure is open for MELZ according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €26,081 and a net result of -€1,783.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Antwerp, Hasselt division
Declared bankrupt
12 February 2026
Supervising judge
Rijn Delbroek
Official Gazette
18-02-2026 (pdf) ↗search the document for 2026/107005

Curators

  • Pieter WirixElisabethwal 4 Bus 2, 3700 Tongeren-Borgloonpieter.wirix@hermanswirix.be
  • Chri- Stophe HermansElisabethwal 4 Bus 2, 3700 Tongeren- Borgloonchristophe.hermans@hermanswirix.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 27-07-2023, 4 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
4 d early
2021
41 d early
2020
33 d early
2019
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 April 2015, MELZ was incorporated.1 Total assets went from EUR 149,022 in 2018 to EUR 116,779 in 2022 and headcount from 3.2 to 3.5 full-time equivalents.2 The company was declared bankrupt on 12 February 2026.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022
  3. 3Belgian State Gazette, 18-02-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, abbreviated schema

Equity
€26,081▲ 91.7%
2021 · €13,604
Total assets
€116,779▼ 19.0%
2021 · €144,221
Net result
-€1,783
2021 · €5,785
Working capital
€10,131▼ 71.3%
2021 · €35,314
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Operating result€6,534-€650▼ 90.0%€60▼ 90.7%€7,303▲ 11,981%€15▼ 99.8%
Net result€4,787--€532-€612▼ 14.9%€5,785-€1,783
Equity€8,962-€8,430▼ 5.9%€7,819▼ 7.3%€13,604▲ 74.0%€26,081▲ 91.7%
Total assets€149,022-€151,566▲ 1.7%€109,876▼ 27.5%€144,221▲ 31.3%€116,779▼ 19.0%
Debt€140,059-€143,136▲ 2.2%€102,058▼ 28.7%€130,617▲ 28.0%€90,698▼ 30.6%
Working capital-€1,081-€2,183€19,323▲ 785%€35,314▲ 82.8%€10,131▼ 71.3%
Staff (FTE)3.2-3.4▲ 6.3%3▼ 11.8%4.3▲ 43.3%3.5▼ 18.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,500€0€2,500€5,000€7,500Operating result 2018: €6,534€6,534Net result 2018: €4,787€4,787Operating result 2019: €650€650Net result 2019: -€532-€532Operating result 2020: €60€60Net result 2020: -€612-€612Operating result 2021: €7,303€7,303Net result 2021: €5,785€5,785Operating result 2022: €15€15Net result 2022: -€1,783-€1,78320182019202020212022-€2,500€0€2,500€5,000€7,500Operating result 2020: €60€60Net result 2020: -€612-€612Operating result 2021: €7,303€7,300Net result 2021: €5,785€5,790Operating result 2022: €15€15Net result 2022: -€1,783-€1,780202020212022
The operating result falls in 2022; 2022 is 100% below 2021 and is the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €108,783
Fixed assets €34,955 ▼ 37.7%
Current assets €73,829 ▼ 16.2%
Equity and liabilities €116,779
Equity €26,081 ▲ 91.7%
Debt €90,698 ▼ 30.6%
Debt's share of the balance-sheet total falls from 90.6% to 77.7%. Equity is higher and debt is lower.
Key figures and ratios
2022 value · change against 2021
EBITDA
€20,650▼
2021 · €28,240
Cash flow
€18,852▼
2021 · €26,722
Current ratio
1.16▼
2021 · 1.67
Quick ratio
1.04▼
2021 · 1.53
Debt to equity
3.48▼
2021 · 9.60
ROE
-6.8%▼
2021 · 42.5%
ROA
-1.5%▼
2021 · 4.0%
Interest coverage
11.39▼
2021 · 25.15
Debt ≤ 1 year
€63,698▲
2021 · €52,813
Debt > 1 year
€27,000▼
2021 · €65,000
Staff costs
€126,083▲
2021 · €66,567
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 55 lines
Balance sheet Code20212022
Assets
Total assets20/58€144,221€116,779▼
Formation expenses20-€7,996
Fixed assets21/28€56,095€34,955▼
Intangible fixed assets21€12,000€9,000▼
Tangible fixed assets22/27€39,385€21,755▼
Plant, machinery and equipment23€39,385€21,755▼
Financial fixed assets28€4,710€4,200▼
Current assets29/58€88,127€73,829▼
Stocks and contracts in progress3€7,529€7,355▼
Stocks30/36€7,529€7,355▼
Amounts receivable within one year40/41€19,554€35,291▲
Trade receivables40€18,906€35,061▲
Other amounts receivable41€648€231▼
Cash at bank and in hand54/58€60,775€30,480▼
Deferred charges and accrued income490/1€269€703▲
Equity and liabilities
Total equity and liabilities10/49€144,221€116,779▼
Equity10/15€13,604€26,081▲
Contributions10/11€6,200€20,460▲
Reserves13€7,404€7,404=
Non-distributable reserves130/1€937€937=
Reserves not available under the articles1311€937€937=
Distributable reserves133€6,467€6,467=
Profit (loss) carried forward14--€1,783
Amounts payable17/49€130,617€90,698▼
Amounts payable after more than one year17€65,000€27,000▼
Financial debts170/4€65,000-
Other amounts payable178/9-€27,000
Amounts payable within one year42/48€52,813€63,698▲
Current portion of amounts payable after more than one year42€12,500€13,538▲
Trade debts44€21,653€31,290▲
Suppliers440/4€21,653€31,290▲
Taxes, remuneration and social security45€17,175€18,869▲
Taxes450/3€7,104€4,732▼
Remuneration and social security454/9€10,071€14,138▲
Other amounts payable47/48€1,485-
Accrued charges and deferred income492/3€12,805-
Income statement Code20212022
Remuneration, social security and pensions62€66,567€126,083▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,937€20,635▼
Other operating charges640/8€4,745€7,130▲
Non-recurring operating charges66A€412-
Gross operating margin9900€99,964€153,863▲
Operating profit (loss)9901€7,303€15▼
Financial income75/76B€70€14▼
Recurring financial income75€70€14▼
Financial charges65/66B€1,123€1,812▲
Recurring financial charges65€1,123€1,812▲
Profit (loss) for the period before taxes9903€6,250-€1,783▼
Income taxes67/77€464-
Profit (loss) for the period9904€5,785-€1,783▼
Profit (loss) for the period to be appropriated9905€5,785-€1,783▼
Appropriation of the result
Profit (loss) to be appropriated9906€4,642-€1,783▼
Profit (loss) brought forward from the previous period14P-€1,144-
Transfer to equity691/2€4,642-
To other reserves6921€4,642-
Social balance
Average headcount (FTE)90874.33.5▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Remuneration, social security and pensions62---€66,567€126,083▲ 89.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,499€21,247€21,365€20,937€20,635▼ 1.4%
Other operating charges640/8---€4,745€7,130▲ 50.3%
Non-recurring operating charges66A---€412--
Gross operating margin9900€152,399€144,473€89,145€99,964€153,863▲ 53.9%
Operating profit (loss)9901€6,534€650€60€7,303€15▼ 99.8%
Financial income75/76B---€70€14▼ 79.6%
Recurring financial income75€9-€1€70€14▼ 79.6%
Financial charges65/66B---€1,123€1,812▲ 61.4%
Recurring financial charges65€1,271€1,183€673€1,123€1,812▲ 61.4%
Profit (loss) for the period before taxes9903€5,272-€532-€612€6,250-€1,783▼ 129%
Income taxes67/77€486--€464--
Profit (loss) for the period9904€4,787-€532-€612€5,785-€1,783▼ 131%
Profit (loss) for the period to be appropriated9905€4,787-€532-€612€5,785-€1,783▼ 131%
Line20182019202020212022Change
Assets
Total assets20/58€149,022€151,566€109,876€144,221€116,779▼ 19.0%
Formation expenses20€987€493--€7,996-
Fixed assets21/28€112,056€95,754€77,444€56,095€34,955▼ 37.7%
Intangible fixed assets21€21,000€18,000€15,000€12,000€9,000▼ 25.0%
Tangible fixed assets22/27€86,346€73,044€57,734€39,385€21,755▼ 44.8%
Plant, machinery and equipment23---€39,385€21,755▼ 44.8%
Financial fixed assets28€4,710€4,710€4,710€4,710€4,200▼ 10.8%
Current assets29/58€35,979€55,319€32,432€88,127€73,829▼ 16.2%
Stocks and contracts in progress3€8,195€6,773€5,746€7,529€7,355▼ 2.3%
Stocks30/36---€7,529€7,355▼ 2.3%
Amounts receivable within one year40/41€14,009€33,724€16,481€19,554€35,291▲ 80.5%
Trade receivables40---€18,906€35,061▲ 85.5%
Other amounts receivable41---€648€231▼ 64.4%
Cash at bank and in hand54/58€11,673€14,616€10,205€60,775€30,480▼ 49.8%
Deferred charges and accrued income490/1---€269€703▲ 161%
Equity and liabilities
Total equity and liabilities10/49€149,022€151,566€109,876€144,221€116,779▼ 19.0%
Equity10/15€8,962€8,430€7,819€13,604€26,081▲ 91.7%
Contributions10/11€6,200€6,200-€6,200€20,460▲ 230%
Reserves13€2,762€2,762€2,762€7,404€7,404=
Non-distributable reserves130/1---€937€937=
Reserves not available under the articles1311---€937€937=
Distributable reserves133---€6,467€6,467=
Profit (loss) carried forward14--€532-€1,144--€1,783-
Amounts payable17/49€140,059€143,136€102,058€130,617€90,698▼ 30.6%
Amounts payable after more than one year17€103,000€90,000€77,500€65,000€27,000▼ 58.5%
Financial debts170/4---€65,000--
Other amounts payable178/9----€27,000-
Amounts payable within one year42/48€37,059€53,136€13,109€52,813€63,698▲ 20.6%
Current portion of amounts payable after more than one year42---€12,500€13,538▲ 8.3%
Trade debts44€17,470€34,147€6,304€21,653€31,290▲ 44.5%
Suppliers440/4---€21,653€31,290▲ 44.5%
Taxes, remuneration and social security45---€17,175€18,869▲ 9.9%
Taxes450/3---€7,104€4,732▼ 33.4%
Remuneration and social security454/9---€10,071€14,138▲ 40.4%
Other amounts payable47/48---€1,485--
Accrued charges and deferred income492/3---€12,805--
Line20182019202020212022Change
Profit (loss) for the period9904€4,787-€532-€612€5,785-€1,783▼ 131%
+ Depreciation and write-downs630€20,499€21,247€21,365€20,937€20,635▼ 1.4%
Operating cash flow (approximation)€25,286€20,715€20,753€26,722€18,852▼ 29.5%
Investment in fixed assets (approximation)--€4,945-€3,055€412€506▲ 22.6%
Change in cash-€2,943-€4,411€50,570-€30,295▼ 160%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
18-02
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 12-02-2026
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet -€1,783
Net result drops to -€1,783, the lowest in the series.
20-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €5,785
Net result €5,785 after 2 loss-making years.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Liquidity doublescurrent ratio 2.47
Current ratio from 1.04 to 2.47; short-term debt falls from €53,136 to €13,109.
19-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,041 m²
Building footprint
648 m²
Volume, LiDAR
7,707 m³
Parcel 73048B0228/00C002, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MELZ
Binnenhof(M) 4, 3630 MaasmechelenFood and beverage service activities
since 20152.241.231.322
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73048B0228/00C002 Flanders 1,041 m² 1 · 648 m² 16.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

2 mandates
Role Name Tenure
Curator PIETER WIRIX
ELISABETHWAL 4 BUS 2, 3700 TONGEREN-BORGLOON
12-02-2026 → present
Curator CHRI- STOPHE HERMANS
ELISABETHWAL 4 BUS 2, 3700 TONGEREN- BORGLOON
12-02-2026 → present

Recognitions · licences · registrations

Food safety, FASFC

1 site
Maasmechelen2.241.231.322
1 permission
Toelating · Eetgelegenheid · since 01-06-2015

Similar companies · same sector, comparable size

Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 8,305 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0628584645
Registered 05-10-2025

The company is no longer active; its Peppol card can remain until its access point withdraws it.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.