MELYSSA

Active

Private limited companyfounded 20187 yrs activeKeizer Karellaan 584, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0712.756.790

The computed 12-month bankruptcy probability of MELYSSA is 4.2% (elevated). The 2024 annual accounts show equity of €22k and a net result of €571. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 36377 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

79 / 100

Excellent▲ +21 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability13▼-8

Solvency61▲+25

Growth63=

Stability100

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 1.96 against 1.01 in 2023), but 74% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

26%

Return on assets

0.7%

Age of the figures

20 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-07-2025, 12 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

12 d early

2023

37 d late

2022

35 d early

2021

25 d late

2020

18 d late

2019

42 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€531k▲ 17.4%

2022 · €453k

2019: €299k 2020: €275k 2021: €336k 2022: €453k

2019 → 2023

EBIT margin

4.3%▼ 2.9pp

2022 · 7.2%

2019: 6.6% 2020: -2.7% 2021: 3.9% 2022: 7.2%

2019 → 2023

Net result

€571▲ 119%

2023 · €261

2019: €8k 2020: €-16k 2021: €2k 2022: €21k 2023: €261

2019 → 2024

Working capital

€35k▲ 12,731%

2023 · €275

2019: €3k 2020: €-13k 2021: €-7k 2022: €17k 2023: €275

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€275k-€336k▲ 22.2%€453k▲ 34.7%€531k▲ 17.4%

Equity€-2k-€425€22k▲ 4,968%€22k▲ 1.2%€22k▲ 2.6%

Operating result€-7k-€13k€33k▲ 147%€23k▼ 29.3%€12k▼ 48.5%

Net result€-16k-€2k€21k▲ 765%€261▼ 98.8%€571▲ 119%

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2024 is 49% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €86k

16.0%

84.0%

Fixed assets €14k▼ 79.7%

Current assets €72k▲ 225%

Equity and liabilities €86k

26.0%

74.0%

Equity €22k▲ 2.6%

Debt €64k▼ 6.3%

The debt ratio falls from 75.7% to 74.0%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€18k▼

2023 · €34k

Cash flow

€7k▼

2023 · €11k

Solvency

26.0%▲

2023 · 24.3%

Current ratio

1.96▲

2023 · 1.01

Quick ratio

1.96▲

2023 · 1.01

Debt / equity

2.84▼

2023 · 3.11

ROE

2.6%▲

2023 · 1.2%

ROA

0.7%▲

2023 · 0.3%

Interest coverage

2.21▲

2023 · 1.91

Debt

€64k▼

2023 · €68k

Debt ≤ 1 year

€37k▲

2023 · €22k

Debt > 1 year

€15k▼

2023 · €34k

Income taxes

€3k▼

2023 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€90k€86k▼

Fixed assets21/28€67k€14k▼

Tangible fixed assets22/27€67k€14k▼

Furniture and vehicles24€36k€1k▼

Leasing and similar rights25€32k€12k▼

Current assets29/58€22k€72k▲

Amounts receivable within one year40/41€9k€65k▲

Trade receivables40€9k€27k▲

Other amounts receivable41€0€39k▲

Cash at bank and in hand54/58€12k€7k▼

Deferred charges and accrued income490/1€2k€135▼

Equity and liabilities

Total equity and liabilities10/49€90k€86k▼

Equity10/15€22k€22k▲

Contributions10/11€6k€6k=

Outside capital11€6k€6k=

Other1109/19€6k€6k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€14k€14k▲

Amounts payable17/49€68k€64k▼

Amounts payable after more than one year17€34k€15k▼

Financial debts170/4€34k€15k▼

Amounts payable within one year42/48€22k€37k▲

Current portion of amounts payable after more than one year42€0-

Trade debts44€12k€29k▲

Suppliers440/4€4k€27k▲

Bills of exchange payable441€8k€1k▼

Taxes, remuneration and social security45€8k€8k▲

Taxes450/3€8k€8k▲

Other amounts payable47/48€2k-

Accrued charges and deferred income492/3€12k€11k▼

Income statement Code20232024

Turnover70€531k-

Goods, raw materials, services and sundry goods60/61€477k-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼

Other operating charges640/8€4k€33k▲

Non-recurring operating charges66A€16k-

Gross operating margin9900€54k€51k▼

Operating profit (loss)9901€23k€12k▼

Financial income75/76B€0€4▲

Recurring financial income75€0€4▲

Financial charges65/66B€18k€8k▼

Recurring financial charges65€18k€8k▼

Profit (loss) for the period before taxes9903€5k€4k▼

Income taxes67/77€5k€3k▼

Profit (loss) for the period9904€261€571▲

Profit (loss) for the period to be appropriated9905€261€571▲

Appropriation of the result

Profit (loss) to be appropriated9906€14k€14k▲

Profit (loss) brought forward from the previous period14P€13k€14k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 4Filings 6

2025

19-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

06-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 37 days late

2023

26-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Highest result since 2019net €21k ▲765%

Operating result €33k, net result €21k, both a record.

31-12

Financial Liquidity quadruplescurrent ratio 2.55

Current ratio from 0.68 to 2.55; short-term debt falls from €22k to €11k.

25-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 25 days late

2021

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

18-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 18 days late

2020

31-12

Financial Weakest financial yearnet €-16k ▼302%

Net result drops to €-16k, the lowest in the series; recovery starts the following year.

11-09

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 42 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2018

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Keizer Karellaan 5841082 Sint-Agatha-Berchem

Ground area

2,983 m²

Building footprint

1,288 m²

Volume, LiDAR

41,449 m³

Parcel 21003A0289/00L011, Brussels · tallest building 47.0 m, ±11 floors. Linked by address, not a title deed.

1 establishment unit

MELYSSA

Keizer Karellaan 584, 1082 Sint-Agatha-BerchemManufacture of metal structures and parts of structures

since 20182.281.781.379

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21003A0289/00L011	Brussels	2,983 m²	1 · 1,288 m²	47.0 m · 11 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Tongeren-Borgloon · Eq €22k

ATRA CONSTRUCTION

BE 1008.695.476

Sint-Jans-Molenbeek · Eq €22k

Karweiwerken Davy Verdonck

BE 1000.301.216

Nijlen · Eq €22k

Of 15,437 companies in sector 43990 we hold annual accounts for 7,356. 5,293 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded31-10-2018

Fiscal year end31-12

Activities, NACEBEL

43990Other specialised construction activities

43999Specialised construction activities

81210General cleaning of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.