MELTA
ActiveThe computed 12-month bankruptcy probability of MELTA is 1.5% (moderate). The 2025 annual accounts show equity of €129k and a net result of €35k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 13009 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +68 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+67
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 5.83 against 1.76 in 2024), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
18.2%
Age of the figures
14 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
2 d late
2024
64 d early
2023
26 d early
2022
on the day
2021
on the day
2020
1 d late
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▲ 421%
2024 · €25k
2019: €43k
2020: €44k
2021: €48k
2022: €60k
2023: €55k
2024: €25k
2019 → 2025
Total assets
€194k▼ 40.3%
2024 · €325k
2019: €413k
2020: €631k
2021: €604k
2022: €609k
2023: €563k
2024: €325k
2019 → 2025
Net result
€35k
2024 · €-30k
2019: €10k
2020: €254
2021: €4k
2022: €11k
2023: €-5k
2024: €-30k
2019 → 2025
Working capital
€141k▲ 256%
2024 · €40k
2019: €24k
2020: €47k
2021: €69k
2022: €42k
2023: €23k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€60k▲ 23.4%€55k▼ 8.1%€25k▼ 54.7%€129k▲ 421%
Operating result€16k-€26k▲ 70.0%€6k▼ 78.5%€-21k€143k
Net result€4k-€11k▲ 152%€-5k€-30k▼ 520%€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €143k after a loss of €21k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€24k▼ 89.9%
Current assets
€170k▲ 85.9%
Equity and liabilities €194k
Equity
€129k▲ 421%
Provisions
€34k
Debt
€31k▼ 89.8%
The debt ratio falls from 92.4% to 15.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€147k▲
2024 · €154
Cash flow
€39k▲
2024 · €-8k
Solvency
66.6%▲
2024 · 7.6%
Current ratio
5.83▲
2024 · 1.76
Quick ratio
5.83▲
2024 · 1.69
Debt / equity
0.24▼
2024 · 12.12
ROE
27.4%▲
2024 · -120.6%
ROA
18.2%▲
2024 · -9.2%
Interest coverage
22.97▲
2024 · 0.01
Debt
€31k▼
2024 · €300k
Debt ≤ 1 year
€29k▼
2024 · €52k
Debt > 1 year
€0▼
2024 · €223k
Income taxes
€122▼
2024 · €371
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€325k€194k▼
Fixed assets21/28€234k€24k▼
Tangible fixed assets22/27€234k€23k▼
Land and buildings22€195k€0▼
Plant, machinery and equipment23€1k€7k▲
Furniture and vehicles24€27k€2k▼
Other tangible fixed assets26€10k€15k▲
Financial fixed assets28-€130
Current assets29/58€92k€170k▲
Amounts receivable after more than one year29€74k€74k=
Trade receivables290€74k€74k=
Stocks and contracts in progress3€4k€0▼
Stocks30/36€4k€0▼
Amounts receivable within one year40/41€12k€8k▼
Trade receivables40€4k€698▼
Other amounts receivable41€7k€7k▼
Cash at bank and in hand54/58€2k€89k▲
Deferred charges and accrued income490/1€55€0▼
Equity and liabilities
Total equity and liabilities10/49€325k€194k▼
Equity10/15€25k€129k▲
Contributions10/11€3k€3k=
Reserves13€52k€155k▲
Tax-exempt reserves132€9k€112k▲
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-30k€-29k▲
Provisions and deferred taxes16-€34k
Deferred taxes168-€34k
Amounts payable17/49€300k€31k▼
Amounts payable after more than one year17€223k€0▼
Financial debts170/4€223k€0▼
Amounts payable within one year42/48€52k€29k▼
Current portion of amounts payable after more than one year42€19k€2k▼
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€11k€849▼
Suppliers440/4€11k€849▼
Advances received on contracts in progress46-€510
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€14k€21k▲
Accrued charges and deferred income492/3€26k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€10k€138k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€4k▼
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€2k€2k▲
Gross operating margin9900€5k€150k▲
Operating profit (loss)9901€-21k€143k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€10k€6k▼
Recurring financial charges65€10k€6k▼
Profit (loss) for the period before taxes9903€-30k€139k▲
Transfer from deferred taxes780-€127
Transfer to deferred taxes680-€104k
Income taxes67/77€371€122▼
Profit (loss) for the period9904€-30k€35k▲
Transfer from tax-exempt reserves789-€380
Transfer to tax-exempt reserves689-€35k
Profit (loss) for the period to be appropriated9905€-30k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-29k▲
Profit (loss) brought forward from the previous period14P-€-30k
Transfer from equity791/2€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Back to profitnet €35k
Net result €35k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 5.83
Current ratio from 1.76 to 5.83; short-term debt falls from €52k to €29k.
30-06
Financial
Equity above €100kEq €129k ▲421%
Equity rises from €25k to €129k.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elzentapstraat 48630 VeurneGround area
2,181 m²
Building footprint
224 m²
Volume, LiDAR
996 m³
Parcel 38012C0462/00A000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Elzentapstraat 4, 8630 Veurne
since 20222.334.846.319
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38012C0462/00A000 | Flanders | 2,181 m² | 1 · 224 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Salie Tricolor
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BEYOGLU38
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CHANRY
BE 0438.018.742
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CO'PAIN
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SWINNEN
BE 0461.059.905
Aarschot · Eq €129k
Of 21,636 companies in sector 56112 we hold annual accounts for 9,660. 7,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2016
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47120Other non-specialised retail sale
47910Retail trade
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.