MELODIE
ActiveMELODIE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €121k and a net result of €-37k. Equity is shrinking by ~3.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability10▼-4
Solvency47▼-5
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.83 against 0.98 in 2023; short-term debt: 51.5% of total assets), and 78.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.5%
Return on assets
-6.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-37k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2026, 396 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
396 d late
2023
41 d late
2022
324 d late
2021
75 d late
2020
89 d late
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€121k▼ 23.5%
2023 · €158k
2018: €148k
2019: €125k
2020: €196k
2021: €208k
2022: €178k
2023: €158k
2018 → 2024
Total assets
€561k▼ 4.5%
2023 · €587k
2018: €1.14M
2019: €1.29M
2020: €1.09M
2021: €926k
2022: €883k
2023: €587k
2018 → 2024
Net result
€-37k▼ 81.7%
2023 · €-20k
2018: €1k
2019: €-23k
2020: €71k
2021: €13k
2022: €-30k
2023: €-20k
2018 → 2024
Working capital
€-48k▼ 965%
2023 · €-5k
2018: €187k
2019: €-103k
2020: €-28k
2021: €75k
2022: €49k
2023: €-5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€196k-€208k▲ 6.4%€178k▼ 14.5%€158k▼ 11.5%€121k▼ 23.5%
Operating result€117k-€33k▼ 72.0%€-22k€-17k▲ 20.3%€-35k▼ 101%
Net result€71k-€13k▼ 82.4%€-30k€-20k▲ 32.2%€-37k▼ 81.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35k in 2024 against €17k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €561k
Fixed assets
€320k▼ 2.6%
Current assets
€241k▼ 6.8%
Equity and liabilities €561k
Equity
€121k▼ 23.5%
Debt
€440k▲ 2.5%
The debt ratio rises from 73.1% to 78.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-26k▼
2023 · €-5k
Cash flow
€-28k▼
2023 · €-8k
Solvency
21.5%▼
2023 · 26.9%
Current ratio
0.83▼
2023 · 0.98
Quick ratio
0.39▼
2023 · 0.50
Debt / equity
3.65▲
2023 · 2.72
ROE
-30.7%▼
2023 · -12.9%
ROA
-6.6%▼
2023 · -3.5%
Interest coverage
-4.44▼
2023 · -0.83
Debt
€440k▲
2023 · €429k
Debt ≤ 1 year
€289k▲
2023 · €263k
Debt > 1 year
€151k▼
2023 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€587k€561k▼
Fixed assets21/28€329k€320k▼
Tangible fixed assets22/27€329k€320k▼
Land and buildings22€329k€320k▼
Current assets29/58€258k€241k▼
Amounts receivable after more than one year29€75k€75k=
Other amounts receivable291€75k€75k=
Stocks and contracts in progress3€128k€128k=
Stocks30/36€128k€128k=
Amounts receivable within one year40/41€45k€34k▼
Other amounts receivable41€45k€34k▼
Cash at bank and in hand54/58€8k-
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€587k€561k▼
Equity10/15€158k€121k▼
Contributions10/11€119k€119k=
Reserves13€86k€86k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14€-46k€-83k▼
Amounts payable17/49€429k€440k▲
Amounts payable after more than one year17€167k€151k▼
Financial debts170/4€167k€151k▼
Amounts payable within one year42/48€263k€289k▲
Financial debts43€15k€35k▲
Credit institutions430/8€15k€35k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€101€101=
Taxes450/3€101€101=
Other amounts payable47/48€247k€251k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€14k€3k▼
Gross operating margin9900€9k€-23k▼
Operating profit (loss)9901€-17k€-35k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€6k▼
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€-20k€-37k▼
Income taxes67/77€101-
Profit (loss) for the period9904€-20k€-37k▼
Profit (loss) for the period to be appropriated9905€-20k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-83k▼
Profit (loss) brought forward from the previous period14P€-26k€-46k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 396 days late
2024
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 324 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 75 days late
2021
31-12
Financial
Equity above €200kEq €208k ▲6.4%
2 profitable years in a row build equity to €208k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
31-12
Financial
Equity above €150kEq €196k ▲57.1%
Equity rises from €125k to €196k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
12-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 224 days late
2016
05-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herfstlaan 653010 LeuvenGround area
682 m²
Building footprint
128 m²
Volume, LiDAR
807 m³
Parcel 24482F0056/00K002, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Melodie
since 20152.241.527.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24482F0056/00K002 | Flanders | 682 m² | 1 · 128 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-08-2006
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.