Melle VU

Active

Private limited companyfounded 20215 yrs activeClos des Aubépines 10, 4630 Soumagne, BelgiumKBO/BCE: BE 0770.317.283

The computed 12-month bankruptcy probability of Melle VU is 4.6% (elevated). The 2025 annual accounts show equity of €51k and a net result of €-5k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 13240 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

48 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability47▼-34

Solvency52▼-2

Growth52▼-26

Track record94

Bankruptcy probability, 12 months

4.6% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity short (current ratio 0.72 against 0.9 in 2024; short-term debt: 42.1% and cash: 22.7% of total assets), and 72.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

27.3%

Return on assets

-2.6%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

24 d early

2024

30 d early

2023

21 d early

2022

3 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€51k▼ 8.7%

2024 · €56k

2022: €26k 2023: €37k 2024: €56k

2022 → 2025

Total assets

€186k▼ 4.0%

2024 · €193k

2022: €305k 2023: €213k 2024: €193k

2022 → 2025

Net result

€-5k

2024 · €19k

2022: €16k 2023: €10k 2024: €19k

2022 → 2025

Working capital

€-22k▼ 358%

2024 · €-5k

2022: €67k 2023: €-21k 2024: €-5k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€26k-€37k▲ 39.0%€56k▲ 51.8%€51k▼ 8.7%

Operating result€21k-€18k▼ 17.0%€32k▲ 82.3%€3k▼ 92.3%

Net result€16k-€10k▼ 37.1%€19k▲ 84.8%€-5k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €185k

69.7%

30.3%

Fixed assets €129k▼ 13.3%

Current assets €56k▲ 30.6%

Equity and liabilities €186k

27.3%

72.7%

Equity €51k▼ 8.7%

Debt €135k▼ 2.1%

The debt ratio rises from 71.3% to 72.7%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€28k▼

2024 · €58k

Cash flow

€21k▼

2024 · €44k

Solvency

27.3%▼

2024 · 28.7%

Current ratio

0.72▼

2024 · 0.90

Quick ratio

0.65▼

2024 · 0.77

Debt / equity

2.67▲

2024 · 2.48

ROE

-9.6%▼

2024 · 34.1%

ROA

-2.6%▼

2024 · 9.8%

Interest coverage

3.82▼

2024 · 8.79

Debt

€135k▼

2024 · €138k

Debt ≤ 1 year

€78k▲

2024 · €48k

Debt > 1 year

€57k▼

2024 · €90k

Income taxes

€151▼

2024 · €7k

Staff costs

€154k▲

2024 · €151k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€193k€186k▼

Formation expenses20€2k€617▼

Fixed assets21/28€149k€129k▼

Intangible fixed assets21€107k€98k▼

Tangible fixed assets22/27€41k€31k▼

Plant, machinery and equipment23€8k€5k▼

Furniture and vehicles24€13k€10k▼

Other tangible fixed assets26€20k€15k▼

Current assets29/58€43k€56k▲

Stocks and contracts in progress3€6k€5k▼

Stocks30/36€6k€5k▼

Amounts receivable within one year40/41-€5k

Other amounts receivable41-€5k

Cash at bank and in hand54/58€31k€42k▲

Deferred charges and accrued income490/1€5k€4k▼

Equity and liabilities

Total equity and liabilities10/49€193k€186k▼

Equity10/15€56k€51k▼

Contributions10/11€10k€10k=

Reserves13€46k€41k▼

Distributable reserves133€46k€41k▼

Amounts payable17/49€138k€135k▼

Amounts payable after more than one year17€90k€57k▼

Financial debts170/4€45k€35k▼

Other amounts payable178/9€45k€22k▼

Amounts payable within one year42/48€48k€78k▲

Current portion of amounts payable after more than one year42€10k€11k▲

Trade debts44€10k€5k▼

Suppliers440/4€10k€5k▼

Advances received on contracts in progress46€136-

Taxes, remuneration and social security45€27k€36k▲

Taxes450/3€10k€12k▲

Remuneration and social security454/9€17k€24k▲

Other amounts payable47/48€356€27k▲

Accrued charges and deferred income492/3€50-

Income statement Code20242025

Remuneration, social security and pensions62€151k€154k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼

Other operating charges640/8€3k€1k▼

Gross operating margin9900€212k€183k▼

Operating profit (loss)9901€32k€3k▼

Financial income75/76B€0€125▲

Recurring financial income75€0€125▲

Financial charges65/66B€7k€7k▲

Recurring financial charges65€7k€7k▲

Profit (loss) for the period before taxes9903€26k€-5k▼

Income taxes67/77€7k€151▼

Profit (loss) for the period9904€19k€-5k▼

Profit (loss) for the period to be appropriated9905€19k€-5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€19k€-5k▼

Transfer from equity791/2-€5k

Transfer to equity691/2€19k-

To other reserves6921€19k-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-5k ▼126%

Net result drops to €-5k, the lowest in the series.

01-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €19k ▲84.8%

Operating result €32k, net result €19k, both a record.

10-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

03-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 3 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Soumagne · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Clos des Aubépines 104630 Soumagne

Ground area

1,316 m²

Building footprint

37 m²

Volume, LiDAR

325 m³

2 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Melle Vu

Avenue de la Résistance(MIC) 240, 4630 SoumagneRetail trade

since 20212.318.684.832

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62099B0142/00Z002	Wallonia	887 m²	-	-
62099A0200/00B018	Wallonia	429 m²	1 · 37 m²	10.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Soumagne2.318.684.832

2 permissions

Toelating · Ambulante eetgelegenheid · since 10-01-2023

Toelating · Traiteur · since 10-01-2023

Similar companies · same sector, comparable size

C.C.M. Le Comptoir du Cherche Midi

Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 2,039 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-06-2021

Fiscal year end31-12

Activities, NACEBEL

56210Event catering

47210Retail sale of fruit and vegetables

47810Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Website:www.mellevu.be

Enterprise

E-mail:melle.vu@hotmail.com

Enterprise