MELKERIJ NOORD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €197k and a net result of €110k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 8018 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €197k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
109 d early
2024
178 d early
2023
117 d early
2022
88 d early
2021
30 d early
2020
50 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€197k▲ 43.8%
2024 · €137k
2018: €-6k
2019: €4k
2020: €6k
2021: €10k
2022: €31k
2023: €95k
2024: €137k
2018 → 2025
Net result
€110k▲ 8.2%
2024 · €102k
2018: €-12k
2019: €10k
2020: €2k
2021: €4k
2022: €46k
2023: €132k
2024: €102k
2018 → 2025
Total assets
€612k▲ 99.0%
2024 · €307k
2018: €10k
2019: €18k
2020: €24k
2021: €30k
2022: €101k
2023: €218k
2024: €307k
2018 → 2025
Solvency
32.2%▼ 12.4pp
2024 · 44.5%
2018: -60.5%
2019: 22.9%
2020: 27.4%
2021: 34.4%
2022: 30.4%
2023: 43.7%
2024: 44.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€31k▲ 200%€95k▲ 209%€137k▲ 43.7%€197k▲ 43.8%
Operating result€5k-€63k▲ 1,107%€180k▲ 186%€145k▼ 19.3%€154k▲ 6.6%
Net result€4k-€46k▲ 1,100%€132k▲ 190%€102k▼ 23.1%€110k▲ 8.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€471k▲ 104,820%
Current assets
€140k▼ 54.2%
Equity and liabilities €612k
Equity
€197k▲ 43.8%
Debt
€415k▲ 143%
The debt ratio rises from 55.5% to 67.8%. Equity and debt are higher.
Key figures and ratios
Solvency
32.2%▼
2024 · 44.5%
ROE
55.9%▼
2024 · 74.2%
ROA
18.0%▼
2024 · 33.1%
Debt
€415k▲
2024 · €171k
Debt ≤ 1 year
€261k▲
2024 · €164k
Debt > 1 year
€144k
Income taxes
€33k▼
2024 · €37k
Staff costs
€89k▲
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€307k€612k▲
Fixed assets21/28€449€471k▲
Tangible fixed assets22/27€449€471k▲
Land and buildings22-€980
Plant, machinery and equipment23€449€1k▲
Furniture and vehicles24€0-
Other tangible fixed assets26-€469k
Current assets29/58€307k€140k▼
Amounts receivable within one year40/41€26k€30k▲
Trade receivables40€24k€30k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€280k€91k▼
Deferred charges and accrued income490/1€196€19k▲
Equity and liabilities
Total equity and liabilities10/49€307k€612k▲
Equity10/15€137k€197k▲
Contributions10/11€19k€19k=
Reserves13€4k€178k▲
Non-distributable reserves130/1€25€25=
Reserves not available under the articles1311€25€25=
Distributable reserves133€4k€178k▲
Profit (loss) carried forward14€114k€0▼
Amounts payable17/49€171k€415k▲
Amounts payable after more than one year17-€144k
Financial debts170/4-€144k
Amounts payable within one year42/48€164k€261k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€16k▲
Suppliers440/4€6k€16k▲
Taxes, remuneration and social security45€11k€57k▲
Taxes450/3€3k€47k▲
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48€147k€189k▲
Accrued charges and deferred income492/3€6k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€83k€89k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€444€36k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€17k€0▼
Gross operating margin9900€248k€281k▲
Operating profit (loss)9901€145k€154k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€138k€143k▲
Income taxes67/77€37k€33k▼
Profit (loss) for the period9904€102k€110k▲
Profit (loss) for the period to be appropriated9905€102k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€174k€224k▲
Profit (loss) brought forward from the previous period14P€73k€114k▲
Transfer to equity691/2-€174k
To contributions691-€0
To other reserves6921-€174k
Profit to be distributed694/7€60k€50k▼
Return on contributions (dividend)694€60k€50k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €197k ▲43.8%
7 profitable years in a row build equity to €197k.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €137k ▲43.7%
6 profitable years in a row build equity to €137k.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €132k ▲190%
Operating result €180k, net result €132k, both a record.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.30
Current ratio from 0.62 to 1.30; short-term debt falls from €15k to €14k.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Melkerijstraat(ICH) 298480 IchtegemGround area
1,265 m²
Building footprint
208 m²
Volume, LiDAR
986 m³
Parcel 35006A0469/00G002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MELKERIJ NOORD
since 20162.254.897.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35006A0469/00G002 | Flanders | 1,264 m² | 1 · 208 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,939 EUR awarded · 1,939 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 205 EUR | 205 EUR |
| 2023 | 1 | 145 EUR | 145 EUR |
| 2022 | 1 | 1,589 EUR | 1,589 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
81210General cleaning of buildings
70200Business and other management consultancy
70220Business consulting
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.