Meliorem
ActiveMeliorem has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €5k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency97▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 3.15 in 2024; short-term debt: 28.5% and cash: 71% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
12.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-03-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 d early
2024
28 d early
2023
27 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 21.8%
2024 · €23k
2022: €18k
2023: €14k
2024: €23k
2022 → 2025
Total assets
€39k▲ 19.5%
2024 · €33k
2022: €27k
2023: €18k
2024: €33k
2022 → 2025
Net result
€5k▼ 44.4%
2024 · €9k
2022: €14k
2023: €-4k
2024: €9k
2022 → 2025
Working capital
€24k▲ 16.3%
2024 · €21k
2022: €14k
2023: €10k
2024: €21k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€14k▼ 23.5%€23k▲ 64.8%€28k▲ 21.8%
Operating result€18k-€-3k€12k€7k▼ 41.7%
Net result€14k-€-4k€9k€5k▼ 44.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€3k▲ 147%
Current assets
€35k▲ 15.5%
Equity and liabilities €39k
Equity
€28k▲ 21.8%
Debt
€11k▲ 13.9%
The debt ratio falls from 29.9% to 28.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €13k
Cash flow
€7k▼
2024 · €11k
Solvency
71.5%▲
2024 · 70.1%
Current ratio
3.19▲
2024 · 3.15
Quick ratio
3.19▲
2024 · 3.15
Debt / equity
0.40▼
2024 · 0.43
ROE
17.9%▼
2024 · 39.3%
ROA
12.8%▼
2024 · 27.6%
Interest coverage
13.54▼
2024 · 16.86
Debt
€11k▲
2024 · €10k
Debt ≤ 1 year
€11k▲
2024 · €10k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€39k▲
Formation expenses20€574€124▼
Fixed assets21/28€1k€3k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€1k€1k▲
Plant, machinery and equipment23€1k€1k▲
Current assets29/58€31k€35k▲
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40-€3k
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€28k€28k▲
Equity and liabilities
Total equity and liabilities10/49€33k€39k▲
Equity10/15€23k€28k▲
Contributions10/11€4k€4k=
Reserves13€19k€24k▲
Distributable reserves133€19k€24k▲
Amounts payable17/49€10k€11k▲
Amounts payable within one year42/48€10k€11k▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€220€223▲
Gross operating margin9900€14k€9k▼
Operating profit (loss)9901€12k€7k▼
Financial income75/76B-€80
Recurring financial income75-€80
Financial charges65/66B€799€627▼
Recurring financial charges65€799€627▼
Profit (loss) for the period before taxes9903€11k€6k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€9k€5k▼
Profit (loss) for the period to be appropriated9905€9k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▲
Profit (loss) brought forward from the previous period14P€-4k-
Transfer to equity691/2€5k€5k▲
To other reserves6921€5k€5k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-4k ▼130%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venlosesteenweg (Kes) 933640 KinrooiGround area
224 m²
Building footprint
114 m²
Volume, LiDAR
863 m³
Parcel 72026B0603/00D002, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Talentssync
since 20202.313.609.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72026B0603/00D002 | Flanders | 223 m² | 1 · 114 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,809 EUR awarded · 1,809 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 600 EUR | 600 EUR |
| 2023 | 1 | 984 EUR | 984 EUR |
| 2022 | 1 | 225 EUR | 225 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
BEHEERSVENNOOTSCHAP THEMA
BE 0440.359.412
Grimbergen · Eq €28k
VDB & PARTNERS
BE 0875.931.873
Sint-Martens-Latem · Eq €28k
"Waldorf Vastgoed", ook aangeduid als "Waldorf Vastgoedmakelaars"
BE 0432.499.046
Oostende · Eq €28k
HM Projects Invest
BE 0659.791.723
Wemmel · Eq €28k
Société Foncière Adam
BE 0671.952.058
Ukkel · Eq €28k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.