Melior Holding
ActiveMelior Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €98k and a net result of €7k. Equity is growing by ~79.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 5495 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
39 d late
2024
29 d late
2023
288 d late
2022
79 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€98k▲ 7.5%
2024 · €91k
2022: €836
2023: €-6k
2024: €91k
2022 → 2025
Net result
€7k▼ 93.0%
2024 · €97k
2022: €-4k
2023: €-7k
2024: €97k
2022 → 2025
Total assets
€381k▲ 6.4%
2024 · €358k
2022: €307k
2023: €316k
2024: €358k
2022 → 2025
Solvency
25.6%▲ 0.3pp
2024 · 25.4%
2022: 0.3%
2023: -2.0%
2024: 25.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€836-€-6k€91k€98k▲ 7.5%
Operating result€950-€-458€2k€9k▲ 341%
Net result€-4k-€-7k▼ 75.0%€97k€7k▼ 93.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 341% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €381k
Fixed assets
€300k=
Current assets
€81k▲ 43.0%
Equity and liabilities €381k
Equity
€98k▲ 7.5%
Debt
€283k▲ 6.1%
The debt ratio falls from 74.6% to 74.4%: equity grows faster than debt.
Key figures and ratios
Solvency
25.6%▲
2024 · 25.4%
ROE
7.0%▼
2024 · 107.1%
ROA
1.8%▼
2024 · 27.2%
Debt
€283k▲
2024 · €267k
Debt ≤ 1 year
€94k▲
2024 · €49k
Debt > 1 year
€189k▼
2024 · €218k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€358k€381k▲
Formation expenses20€1k€0▼
Fixed assets21/28€300k€300k=
Financial fixed assets28€300k€300k=
Current assets29/58€56k€81k▲
Amounts receivable within one year40/41€55k€77k▲
Other amounts receivable41€55k€77k▲
Cash at bank and in hand54/58€933€175▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€358k€381k▲
Equity10/15€91k€98k▲
Contributions10/11€5k€5k=
Reserves13€86k€93k▲
Distributable reserves133€86k€93k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€267k€283k▲
Amounts payable after more than one year17€218k€189k▼
Financial debts170/4€218k€189k▼
Amounts payable within one year42/48€49k€94k▲
Current portion of amounts payable after more than one year42€28k€29k▲
Trade debts44€0€725▲
Suppliers440/4€0€725▲
Taxes, remuneration and social security45-€941
Taxes450/3-€941
Other amounts payable47/48€21k€64k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8-€603
Gross operating margin9900€3k€10k▲
Operating profit (loss)9901€2k€9k▲
Financial income75/76B€102k€4k▼
Recurring financial income75€102k€4k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€97k€7k▼
Profit (loss) for the period9904€97k€7k▼
Profit (loss) for the period to be appropriated9905€97k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€7k▼
Profit (loss) brought forward from the previous period14P€-11k€0▲
Transfer to equity691/2€86k€7k▼
To other reserves6921€86k€7k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 39 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
25-07
KBO administration
Address struck
Taeymanslaan 17 Die Sitzadresse Taeymanslaan 17 2300 Turn-
Turnhout · event 26-05-2025
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 288 days late
2024
31-12
Financial
Back to profitnet €97k
Net result €97k after 2 loss-making years.
31-12
Financial
Liquidity times 6current ratio 1.15
Current ratio from 0.18 to 1.15; short-term debt falls from €77k to €49k.
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 79 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Merodelei 512300 TurnhoutGround area
327 m²
Building footprint
180 m²
Volume, LiDAR
1,929 m³
Parcel 13453O0448/00E002, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Melior Holding
since 20222.336.060.502
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0448/00E002 | Flanders | 327 m² | 1 · 179 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,231 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.