MELINA HAMAIDE

Active

Private limited companyfounded 20214 yrs activeRue de la Buissière(EP) 2, 7134 Binche, BelgiumKBO/BCE: BE 0777.323.554

The computed 12-month bankruptcy probability of MELINA HAMAIDE is 2.0% (moderate). The 2025 annual accounts show equity of €20k and a net result of €13k. Equity is growing by ~126.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 18207 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability70▲+14

Solvency52▲+14

Growth65▼-1

Track record94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.33 against 1.08 in 2024; short-term debt: 72.1% and cash: 42.5% of total assets), and 73.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

26.6%

Return on assets

16.9%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

7 d early

2024

28 d late

2023

28 d late

2022

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€853k▲ 1.0%

2024 · €844k

2023: €819k 2024: €844k

2023 → 2025

EBIT margin

2.1%▲ 1.3pp

2024 · 0.9%

2023: 1.1% 2024: 0.9%

2023 → 2025

Net result

€13k▲ 149%

2024 · €5k

2022: €-9k 2023: €7k 2024: €5k

2022 → 2025

Working capital

€18k▲ 377%

2024 · €4k

2022: €-8k 2023: €-2k 2024: €4k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Turnover€819k€844k▲ 3.1%€853k▲ 1.0%

Equity€-5k-€2k€7k▲ 235%€20k▲ 175%

Operating result€-6k-€9k€7k▼ 19.7%€18k▲ 146%

Net result€-9k-€7k€5k▼ 28.7%€13k▲ 149%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 146% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €76k

96.2%

Fixed assets €3k▼ 1.5%

Current assets €73k▲ 36.1%

Equity and liabilities €76k

26.6%

73.4%

Equity €20k▲ 175%

Debt €56k▲ 12.1%

The debt ratio falls from 87.1% to 73.4%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€20k▲

2024 · €9k

Cash flow

€15k▲

2024 · €7k

Solvency

26.6%▲

2024 · 12.9%

Current ratio

1.33▲

2024 · 1.08

Quick ratio

1.32▲

2024 · 1.06

Debt / equity

2.76▼

2024 · 6.78

ROE

63.6%▼

2024 · 70.2%

ROA

16.9%▲

2024 · 9.0%

Interest coverage

13.24▲

2024 · 5.02

Debt

€56k▲

2024 · €50k

Debt ≤ 1 year

€55k▲

2024 · €50k

Income taxes

€6k▲

2024 · €2k

Staff costs

€85k▼

2024 · €95k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€57k€76k▲

Formation expenses20€738€369▼

Fixed assets21/28€3k€3k▼

Tangible fixed assets22/27€3k€3k▼

Plant, machinery and equipment23€188€1k▲

Furniture and vehicles24€3k€1k▼

Financial fixed assets28€175€175=

Current assets29/58€54k€73k▲

Stocks and contracts in progress3€670€190▼

Stocks30/36€670€190▼

Amounts receivable within one year40/41€33k€39k▲

Trade receivables40€3k-

Other amounts receivable41€30k€39k▲

Cash at bank and in hand54/58€19k€32k▲

Deferred charges and accrued income490/1€404€993▲

Equity and liabilities

Total equity and liabilities10/49€57k€76k▲

Equity10/15€7k€20k▲

Contributions10/11€4k€4k=

Reserves13-€10k

Distributable reserves133-€10k

Profit (loss) carried forward14€4k€7k▲

Amounts payable17/49€50k€56k▲

Amounts payable within one year42/48€50k€55k▲

Trade debts44€42k€39k▼

Suppliers440/4€42k€39k▼

Taxes, remuneration and social security45€7k€16k▲

Taxes450/3-€3k

Remuneration and social security454/9€7k€13k▲

Accrued charges and deferred income492/3€96€983▲

Income statement Code20242025

Turnover70€844k€853k▲

Goods, raw materials, services and sundry goods60/61€740k€635k▼

Remuneration, social security and pensions62€95k€85k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲

Other operating charges640/8€632€563▼

Gross operating margin9900€105k€105k▲

Operating profit (loss)9901€7k€18k▲

Financial income75/76B€1k€2k▲

Recurring financial income75€1k€2k▲

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€7k€18k▲

Income taxes67/77€2k€6k▲

Profit (loss) for the period9904€5k€13k▲

Profit (loss) for the period to be appropriated9905€5k€13k▲

Appropriation of the result

Profit (loss) to be appropriated9906€4k€17k▲

Profit (loss) brought forward from the previous period14P€-1k€4k▲

Transfer to equity691/2-€10k

To other reserves6921-€10k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €13k ▲149%

Operating result €18k, net result €13k, both a record.

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

28-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 28 days late

2023

31-12

Financial Back to profitnet €7k

Net result €7k after one loss-making year.

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Binche · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Buissière(EP) 27134 Binche

Ground area

1,163 m²

Building footprint

359 m²

Volume, LiDAR

1,269 m³

2 parcels, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

THIRION

Route d'Ath(J) 175, 7050 JurbiseRetail sale of bread and pastry (bakery outlets)

since 20212.323.968.263

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53023B0165/00P000	Wallonia	880 m²	1 · 242 m²	7.0 m · 2 fl.
56020A0145/00R019	Wallonia	283 m²	1 · 117 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Jurbise2.323.968.263

1 permission

Toelating · Detailhandel · since 27-08-2026

Similar companies · same sector, comparable size

FRANCOIS - DOGNE AUX TRIXHES

Of 2,407 companies in sector 47241 we hold annual accounts for 1,099. 838 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-11-2021

Fiscal year end31-12

Activities, NACEBEL

47241Retail sale of bread and pastry (bakery outlets)

47242Retail sale of chocolate and confectionery

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

Phone:+32495220383

Enterprise