MELI DELICE
ActiveSummary
The computed 12-month bankruptcy probability of MELI DELICE is 1.7% (moderate). The 2024 annual accounts show equity of €45k and a net result of €33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 15869 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+43
Solvency62▲+30
Growth58▲+15
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.76 against 1.29 in 2023; short-term debt: 51.2% and cash: 14.8% of total assets), but 62.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.1%
Return on assets
27.1%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €45k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
118 d late
2023
132 d late
2022
114 d late
2021
149 d late
2020
166 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€626k▲ 0.9%
2023 · €621k
2018: €832k
2019: €854k
2020: €545k
2021: €589k
2022: €538k
2023: €621k
2018 → 2024
EBIT margin
5.8%▲ 3.9pp
2023 · 2.0%
2018: -1.2%
2019: -2.3%
2020: 6.6%
2021: 1.0%
2022: -6.1%
2023: 2.0%
2018 → 2024
Net result
€33k▲ 430%
2023 · €6k
2018: €-16k
2019: €-22k
2020: €42k
2021: €1k
2022: €-34k
2023: €6k
2018 → 2024
Working capital
€48k▲ 30.2%
2023 · €37k
2018: €5k
2019: €-16k
2020: €28k
2021: €30k
2022: €33k
2023: €37k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€545k-€589k▲ 8.2%€538k▼ 8.8%€621k▲ 15.5%€626k▲ 0.9%
Equity€39k-€40k▲ 3.0%€6k▼ 85.1%€12k▲ 106%€45k▲ 272%
Operating result€36k-€6k▼ 84.0%€-33k€12k€37k▲ 200%
Net result€42k-€1k▼ 97.2%€-34k€6k€33k▲ 430%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 200% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123k
Fixed assets
€12k ▼ 7.7%
Current assets
€111k ▼ 32.8%
Equity and liabilities €123k
Equity
€45k ▲ 272%
Debt
€77k ▼ 53.3%
Debt's share of the balance-sheet total falls from 93.1% to 62.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2023 · €14k
Cash flow
€35k▲
2023 · €8k
Current ratio
1.76▲
2023 · 1.29
Quick ratio
0.65▼
2023 · 0.78
Debt to equity
1.70▼
2023 · 13.54
ROE
73.1%▲
2023 · 51.4%
ROA
27.1%▲
2023 · 3.5%
Interest coverage
9.31▲
2023 · 2.27
Debt ≤ 1 year
€63k▼
2023 · €128k
Debt > 1 year
€14k▼
2023 · €38k
Staff costs
€40k▼
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€178k€123k▼
Fixed assets21/28€13k€12k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€10k€11k▲
Current assets29/58€164k€111k▼
Stocks and contracts in progress3€64k€70k▲
Stocks30/36€64k€70k▲
Amounts receivable within one year40/41€20k€23k▲
Other amounts receivable41€20k€23k▲
Cash at bank and in hand54/58€80k€18k▼
Equity and liabilities
Total equity and liabilities10/49€178k€123k▼
Equity10/15€12k€45k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-8k€25k▲
Amounts payable17/49€165k€77k▼
Amounts payable after more than one year17€38k€14k▼
Financial debts170/4€38k€14k▼
Amounts payable within one year42/48€128k€63k▼
Current portion of amounts payable after more than one year42-€12k
Financial debts43€18k-
Credit institutions430/8€18k-
Trade debts44€83k€22k▼
Suppliers440/4€83k€22k▼
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€769€2k▲
Remuneration and social security454/9€6k€12k▲
Other amounts payable47/48€20k€14k▼
Income statement
Code20232024
Turnover70€621k€626k▲
Goods, raw materials, services and sundry goods60/61€561k€544k▼
Remuneration, social security and pensions62€42k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€60k€83k▲
Operating profit (loss)9901€12k€37k▲
Financial income75/76B€29€780▲
Recurring financial income75€29€780▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€6k€33k▲
Profit (loss) for the period9904€6k€33k▲
Profit (loss) for the period to be appropriated9905€6k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€25k▲
Profit (loss) brought forward from the previous period14P€-15k€-8k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 132 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 114 days late
2022
31-12
Financial
Weakest financial yearnet €-34k ▼3027%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 149 days late
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 166 days late
2020
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.18
Current ratio from 0.75 to 2.18; short-term debt falls from €62k to €23k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 62 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 71 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annadreef 101020 BrusselGround area
929 m²
Building footprint
320 m²
Volume, LiDAR
2,947 m³
2 parcels, Brussels, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
MELI DELICE
since 20132.312.444.861
MELI DELICE
since 20172.293.775.925
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033C0080/00B014 | Flanders | 697 m² | 1 · 123 m² | 9.0 m · 2 fl. |
| 21816C0184/02A000 | Brussels | 231 m² | 1 · 197 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBrussel2.312.444.861
Hoeilaart2.293.775.925
Similar companies · same sector, comparable size
LUBRIKO
BE 0831.044.629
Koksijde · Eq €45,007
LOGGHE
BE 0426.985.090
Oostende · Eq €44,299
LIBERTY MOTOR OIL
BE 0424.587.410
Boechout · Eq €46,787
Aselte
BE 0743.961.294
Lochristi · Eq €43,765
HAH & CO
BE 0700.495.891
Leuven · Eq €47,655
Of 840 companies in sector 46810 we hold annual accounts for 473. 189 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46810Wholesale of solid, liquid and gaseous fuels and related products
47300Retail sale of automotive fuel
47820Retail sale of motor vehicle parts and accessories
47110Non-specialised retail sale with food, beverages or tobacco predominating
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.