MELEDEM
ActiveSummary
MELEDEM has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,412 and a net result of €9,877. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+3
Solvency78▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.17 in 2024; short-term debt: 18.2% and cash: 1.5% of total assets), and 46.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
5.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
64 d late
2022
7 d early
2021
48 d early
2020
5 d early
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#6 oldest company in Walhain, Wholesale and retail trade sector
Equity
€89,412▲ 12.4%
2024 · €79,535
Total assets
€167,636▲ 4.0%
2024 · €161,162
Net result
€9,877▲ 67.3%
2024 · €5,903
Working capital
-€9,398▲ 55.8%
2024 · -€21,241
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23,127▲ 24.3%€13,956▼ 39.7%€14,236▲ 2.0%€10,391▼ 27.0%€16,769▲ 61.4%
Net result€15,531within the sector's middle half▲ 3.1%€7,939within the sector's middle half▼ 48.9%€8,256within the sector's middle half▲ 4.0%€5,903within the sector's middle half▼ 28.5%€9,877within the sector's middle half▲ 67.3%
Equity€57,438within the sector's middle half▲ 37.1%€65,376within the sector's middle half▲ 13.8%€73,633within the sector's middle half▲ 12.6%€79,535within the sector's middle half▲ 8.0%€89,412within the sector's middle half▲ 12.4%
Total assets€164,718within the sector's middle half▼ 0.7%€156,292within the sector's middle half▼ 5.1%€161,803within the sector's middle half▲ 3.5%€161,162within the sector's middle half▼ 0.4%€167,636within the sector's middle half▲ 4.0%
Debt€107,280▼ 13.5%€90,916▼ 15.3%€88,170▼ 3.0%€81,627▼ 7.4%€78,224▼ 4.2%
Working capital-€8,224▲ 50.5%-€8,398▼ 2.1%-€16,709▼ 99.0%-€21,241▼ 27.1%-€9,398▲ 55.8%
Solvency34.9%within the sector's middle half▲ 9.6pp41.8%within the sector's middle half▲ 7.0pp45.5%within the sector's middle half▲ 3.7pp49.4%within the sector's middle half▲ 3.8pp53.3%within the sector's middle half▲ 4.0pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167,636
Fixed assets
€146,494 ▼ 6.6%
Current assets
€21,142 ▲ 397%
Equity and liabilities €167,636
Equity
€89,412 ▲ 12.4%
Debt
€78,224 ▼ 4.2%
Debt's share of the balance-sheet total falls from 50.6% to 46.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19,341▲
2024 · €15,815
Cash flow
€12,449▲
2024 · €11,327
Current ratio
0.69▲
2024 · 0.17
Quick ratio
0.68▲
2024 · 0.07
Debt to equity
0.87▼
2024 · 1.03
ROE
11.0%▲
2024 · 7.4%
ROA
5.9%▲
2024 · 3.7%
Interest coverage
6.61▼
2024 · 7.41
Debt ≤ 1 year
€30,540▲
2024 · €25,496
Debt > 1 year
€47,684▼
2024 · €56,131
Income taxes
€3,983▲
2024 · €2,559
Staff costs
€14,093
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €14,093 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,620 | €2,783 | €3,392 | €5,424 | €2,572 | ▼ 52.6% |
| Other operating charges640/8 | - | €470 | €386 | €478 | €170 | ▼ 64.4% |
| Gross operating margin9900 | €25,217 | €17,209 | €18,014 | €16,293 | €33,604 | ▲ 106% |
| Operating profit (loss)9901 | €23,127 | €13,956 | €14,236 | €10,391 | €16,769 | ▲ 61.4% |
| Financial income75/76B | - | €81 | €10 | €206 | €16 | ▼ 92.2% |
| Recurring financial income75 | €6 | €81 | €10 | €206 | €16 | ▼ 92.2% |
| Financial charges65/66B | - | €3,099 | €2,798 | €2,135 | €2,925 | ▲ 37.0% |
| Recurring financial charges65 | €5,022 | €3,099 | €2,798 | €2,135 | €2,925 | ▲ 37.0% |
| Profit (loss) for the period before taxes9903 | €18,111 | €10,938 | €11,448 | €8,462 | €13,860 | ▲ 63.8% |
| Income taxes67/77 | €2,580 | €2,999 | €3,192 | €2,559 | €3,983 | ▲ 55.6% |
| Profit (loss) for the period9904 | €15,531 | €7,939 | €8,256 | €5,903 | €9,877 | ▲ 67.3% |
| Profit (loss) for the period to be appropriated9905 | €15,531 | €7,939 | €8,256 | €5,903 | €9,877 | ▲ 67.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €164,718 | €156,292 | €161,803 | €161,162 | €167,636 | ▲ 4.0% |
| Fixed assets21/28 | €145,477 | €145,962 | €154,638 | €156,907 | €146,494 | ▼ 6.6% |
| Tangible fixed assets22/27 | €142,679 | €143,164 | €151,840 | €154,109 | €143,696 | ▼ 6.8% |
| Land and buildings22 | - | €135,038 | €135,038 | €135,038 | €135,038 | = |
| Plant, machinery and equipment23 | - | €5,410 | €4,282 | €8,992 | €7,754 | ▼ 13.8% |
| Furniture and vehicles24 | - | €2,246 | €10,855 | €8,895 | - | - |
| Other tangible fixed assets26 | - | €470 | €1,665 | €1,184 | €904 | ▼ 23.6% |
| Financial fixed assets28 | €2,798 | €2,798 | €2,798 | €2,798 | €2,798 | = |
| Current assets29/58 | €19,241 | €10,330 | €7,165 | €4,255 | €21,142 | ▲ 397% |
| Stocks and contracts in progress3 | €5,867 | €2,693 | €2,590 | €2,481 | €500 | ▼ 79.8% |
| Stocks30/36 | - | €2,693 | €2,590 | €2,481 | €500 | ▼ 79.8% |
| Amounts receivable within one year40/41 | €1,033 | €673 | €3,981 | €1,756 | €17,674 | ▲ 906% |
| Trade receivables40 | - | €673 | €769 | - | €15,917 | - |
| Other amounts receivable41 | - | - | €3,212 | €1,756 | €1,757 | ▲ 0.1% |
| Cash at bank and in hand54/58 | €12,341 | €6,964 | - | - | €2,444 | - |
| Deferred charges and accrued income490/1 | - | - | €594 | €18 | €524 | ▲ 2,811% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €164,718 | €156,292 | €161,803 | €161,162 | €167,636 | ▲ 4.0% |
| Equity10/15 | €57,438 | €65,376 | €73,633 | €79,535 | €89,412 | ▲ 12.4% |
| Contributions10/11 | €58,592 | €58,592 | €58,592 | €58,592 | €58,592 | = |
| Capital10 | - | €58,592 | €58,592 | - | - | - |
| Issued capital100 | - | €58,592 | €58,592 | - | - | - |
| Reserves13 | - | €6,784 | €15,041 | €20,943 | €30,820 | ▲ 47.2% |
| Distributable reserves133 | - | €6,784 | €15,041 | €20,943 | €30,820 | ▲ 47.2% |
| Profit (loss) carried forward14 | -€1,154 | - | - | - | - | - |
| Amounts payable17/49 | €107,280 | €90,916 | €88,170 | €81,627 | €78,224 | ▼ 4.2% |
| Amounts payable after more than one year17 | €79,815 | €72,188 | €64,296 | €56,131 | €47,684 | ▼ 15.0% |
| Financial debts170/4 | - | €72,188 | €64,296 | €56,131 | €47,684 | ▼ 15.0% |
| Amounts payable within one year42/48 | €27,465 | €18,728 | €23,874 | €25,496 | €30,540 | ▲ 19.8% |
| Current portion of amounts payable after more than one year42 | - | €7,628 | €7,892 | €8,165 | €8,448 | ▲ 3.5% |
| Financial debts43 | - | - | €1,397 | €2,980 | - | - |
| Credit institutions430/8 | - | - | €1,397 | €2,980 | - | - |
| Trade debts44 | €3,845 | €5,008 | €9,931 | €8,049 | €10,239 | ▲ 27.2% |
| Suppliers440/4 | - | €5,008 | €9,931 | €8,049 | €10,239 | ▲ 27.2% |
| Taxes, remuneration and social security45 | - | €1,842 | €405 | €3,538 | €7,894 | ▲ 123% |
| Taxes450/3 | - | €1,842 | €405 | €3,538 | €6,527 | ▲ 84.5% |
| Remuneration and social security454/9 | - | - | - | - | €1,367 | - |
| Other amounts payable47/48 | - | €4,250 | €4,249 | €2,764 | €3,959 | ▲ 43.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,531 | €7,939 | €8,256 | €5,903 | €9,877 | ▲ 67.3% |
| + Depreciation and write-downs630 | €1,620 | €2,783 | €3,392 | €5,424 | €2,572 | ▼ 52.6% |
| Operating cash flow (approximation) | €17,151 | €10,722 | €11,648 | €11,327 | €12,449 | ▲ 9.9% |
| Investment in fixed assets (approximation) | - | -€3,268 | -€12,068 | -€7,693 | €7,841 | ▲ 202% |
| Change in cash | - | -€5,377 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €15,531 ▲3.1%
Operating result €23,127, net result €15,531, both a record.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
20-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 1996
Ground area
880 m²
Building footprint
130 m²
Volume, LiDAR
792 m³
Parcel 25109B0160/00E000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPRL MELEDEM
since 19962.077.853.133
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25109B0160/00E000 | Wallonia | 880 m² | 1 · 130 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWalhain2.077.853.133
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ERMENA
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L’ACCORD PARFAIT - EPICERIE FINE
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KBG
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Blue Star
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 4,661 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-1996
Fiscal year end30-06
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
56210Event catering
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457879293
Also
9925:BE0457879293
Registered
05-12-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.