Mélanie B.
ActiveSummary
Mélanie B. has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-20
Solvency16▲+9
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 0.6 in 2024; short-term debt: 101.1% and cash: 8.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.3%
Return on assets
16.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4621 sector peers (2025).
NBB · sector comparisonPosition among 4621 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
22 d late
2023
141 d early
2022
75 d early
2021
72 d early
2020
121 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▲ 63.5%
2024 · €-18k
2018: €24k
2019: €-21k
2020: €-47k
2021: €-27k
2022: €-45k
2023: €-43k
2024: €-18k
2018 → 2025
Total assets
€69k▼ 28.3%
2024 · €97k
2018: €206k
2019: €166k
2020: €131k
2021: €143k
2022: €125k
2023: €105k
2024: €97k
2018 → 2025
Net result
€11k▼ 55.3%
2024 · €25k
2018: €-30k
2019: €-45k
2020: €-26k
2021: €20k
2022: €-18k
2023: €2k
2024: €25k
2018 → 2025
Working capital
€-30k▲ 22.3%
2024 · €-39k
2018: €-12k
2019: €-37k
2020: €-36k
2021: €-14k
2022: €-51k
2023: €-58k
2024: €-39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-27k-€-45k▼ 65.8%€-43k▲ 5.3%€-18k▲ 58.7%€-6k▲ 63.5%
Operating result€26k-€-12k€12k€36k▲ 203%€21k▼ 42.9%
Net result€20k-€-18k€2k€25k▲ 946%€11k▼ 55.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€29k ▼ 22.1%
Current assets
€40k ▼ 32.2%
Key figures and ratios
EBITDA
€37k▼
2024 · €55k
Cash flow
€28k▼
2024 · €44k
Solvency
-9.3%▲
2024 · -18.2%
Current ratio
0.57▼
2024 · 0.60
Quick ratio
0.17▼
2024 · 0.30
Debt to equity
-11.77▼
2024 · -6.49
ROA
16.1%▼
2024 · 25.9%
Interest coverage
3.99▼
2024 · 5.04
Debt
€76k▼
2024 · €114k
Debt ≤ 1 year
€70k▼
2024 · €98k
Debt > 1 year
€6k▼
2024 · €17k
Staff costs
€302k▲
2024 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€69k▼
Fixed assets21/28€38k€29k▼
Intangible fixed assets21€4k-
Tangible fixed assets22/27€34k€29k▼
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€21k€14k▼
Other tangible fixed assets26€8k€9k▲
Financial fixed assets28€200€200=
Current assets29/58€59k€40k▼
Stocks and contracts in progress3€29k€28k▼
Stocks30/36€29k€28k▼
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€3k€6k▲
Other amounts receivable41-€425
Cash at bank and in hand54/58€25k€6k▼
Deferred charges and accrued income490/1€1k€181▼
Equity and liabilities
Total equity and liabilities10/49€97k€69k▼
Equity10/15€-18k€-6k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€-40k€-29k▲
Amounts payable17/49€114k€76k▼
Amounts payable after more than one year17€17k€6k▼
Financial debts170/4€17k€6k▼
Amounts payable within one year42/48€98k€70k▼
Current portion of amounts payable after more than one year42€25k€16k▼
Trade debts44€35k€19k▼
Suppliers440/4€35k€19k▼
Taxes, remuneration and social security45€38k€35k▼
Taxes450/3€8k€12k▲
Remuneration and social security454/9€29k€22k▼
Accrued charges and deferred income492/3€25€26▲
Income statement
Code20242025
Remuneration, social security and pensions62€245k€302k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€303k€342k▲
Operating profit (loss)9901€36k€21k▼
Financial income75/76B€33€0▼
Recurring financial income75€33€0▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€25k€11k▼
Profit (loss) for the period9904€25k€11k▼
Profit (loss) for the period to be appropriated9905€25k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-29k▲
Profit (loss) brought forward from the previous period14P€-65k€-40k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2018net €25k ▲946%
Operating result €36k, net result €25k, both a record.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after 3 loss-making years.
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Messancy · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Institut,Differt 786780 MessancyGround area
254 m²
Building footprint
284 m²
Volume, LiDAR
2,683 m³
Parcel 81015D0159/00X000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
XYZ
since 20082.171.849.695
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81015D0159/00X000 | Wallonia | 254 m² | 1 · 284 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.