MELAME IMMO

Active

Private limited companyfounded 20215 yrs activeBroustinlaan 39, 1090 Jette, BelgiumKBO/BCE: BE 0766.347.708

The computed 12-month bankruptcy probability of MELAME IMMO is 7.6% (elevated). The 2024 annual accounts show negative equity (€-11k) and a net result of €-12k. Equity is shrinking by ~92% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

12 / 100

Critical▼ -25 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency43▲+32

Growth32=

Stability94

Bankruptcy probability, 12 months

7.6% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.94 against 1.0 in 2023), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-6.2%

Return on assets

-6.7%

Age of the figures

20 mo

Negative equity

Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year -€11k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-08-2025, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

24 d late

2023

68 d late

2022

99 d late

2021

55 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-11k

2023 · €881

2021: €19k 2022: €10k 2023: €881

2021 → 2024

Total assets

€176k▼ 6.4%

2023 · €188k

2021: €206k 2022: €197k 2023: €188k

2021 → 2024

Net result

€-12k▼ 23.9%

2023 · €-10k

2021: €-531 2022: €-9k 2023: €-10k

2021 → 2024

Working capital

€-11k

2023 · €275

2021: €18k 2022: €10k 2023: €275

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€19k-€10k▼ 46.3%€881▼ 91.6%€-11k

Operating result€-508-€-9k▼ 1,655%€-9k▼ 5.6%€-12k▼ 24.1%

Net result€-531-€-9k▼ 1,599%€-10k▼ 6.1%€-12k▼ 23.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €12k in 2024 against €9k in 2023; the loss grows and 2024 is the lowest year so far.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-11k

Cash flow

€-12k

Solvency

-6.2%▼

2023 · 0.5%

Current ratio

0.94▼

2023 · 1.00

Quick ratio

0.94▼

2023 · 1.00

Debt / equity

-17.07

ROE

108.0%

ROA

-6.7%▼

2023 · -5.1%

Interest coverage

-64.82

Debt

€187k▼

2023 · €187k

Debt ≤ 1 year

€187k▼

2023 · €187k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€188k€176k▼

Formation expenses20€606€337▼

Current assets29/58€188k€176k▼

Cash at bank and in hand54/58€188k€176k▼

Equity and liabilities

Total equity and liabilities10/49€188k€176k▼

Equity10/15€881€-11k▼

Contributions10/11€20k€20k=

Capital10€20k€20k=

Issued capital100€20k€20k=

Profit (loss) carried forward14€-19k€-31k▼

Amounts payable17/49€187k€187k▼

Amounts payable within one year42/48€187k€187k▼

Trade debts44€58€244▲

Suppliers440/4€58-

Bills of exchange payable441-€244

Taxes, remuneration and social security45€364-

Remuneration and social security454/9€364-

Other amounts payable47/48€187k€187k=

Income statement Code20232024

Goods, raw materials, services and sundry goods60/61€8k€11k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€269

Other operating charges640/8€1k€23▼

Gross operating margin9900€-8k€-11k▼

Operating profit (loss)9901€-9k€-12k▼

Financial charges65/66B€156€176▲

Recurring financial charges65€156€176▲

Profit (loss) for the period before taxes9903€-10k€-12k▼

Profit (loss) for the period9904€-10k€-12k▼

Profit (loss) for the period to be appropriated9905€-10k€-12k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-19k€-12k▲

Profit (loss) brought forward from the previous period14P€-10k-

Transfer to equity691/2-€19k

To contributions691-€19k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

2025

24-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 24 days late

2024

31-12

Financial Weakest financial yearnet €-12k

Net result drops to €-12k, the lowest in the series.

07-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 68 days late

2023

07-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 99 days late

2022

24-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 55 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jette

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Broustinlaan 391090 Jette

Ground area

1,012 m²

Building footprint

365 m²

Volume, LiDAR

6,062 m³

Parcel 21464E0038/00P013, Brussels · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21464E0038/00P013	Brussels	1,012 m²	1 · 365 m²	19.8 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-04-2021

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Website:www.melame-immo.com

Enterprise

E-mail:info@melame.com

Enterprise