MELAMBUS
ActiveSummary
The computed 12-month bankruptcy probability of MELAMBUS is 2.4% (moderate). The 2025 annual accounts show equity of €145k and a net result of €55k. Equity is growing by ~64.3% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 23.83 against 9.76 in 2024; short-term debt: 4.2% and cash: 70.3% of total assets), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
36.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
68 d late
2023
62 d late
2022
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▲ 60.9%
2024 · €90k
2022: €31k
2023: €56k
2024: €90k
2022 → 2025
Total assets
€152k▲ 50.7%
2024 · €101k
2022: €46k
2023: €65k
2024: €101k
2022 → 2025
Net result
€55k▲ 59.5%
2024 · €34k
2022: €28k
2023: €25k
2024: €34k
2022 → 2025
Working capital
€145k▲ 62.1%
2024 · €90k
2022: €20k
2023: €50k
2024: €90k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€56k▲ 78.9%€90k▲ 61.8%€145k▲ 60.9%
Operating result€43k-€35k▼ 18.0%€49k▲ 39.9%€63k▲ 29.5%
Net result€28k-€25k▼ 12.7%€34k▲ 40.0%€55k▲ 59.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €152k
Equity
€145k ▲ 60.9%
Debt
€6k ▼ 38.4%
Debt's share of the balance-sheet total falls from 10.3% to 4.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €54k
Cash flow
€55k▲
2024 · €39k
Current ratio
23.83▲
2024 · 9.76
Debt to equity
0.04▼
2024 · 0.11
ROE
37.9%▼
2024 · 38.2%
ROA
36.3%▲
2024 · 34.3%
Interest coverage
257.18▼
2024 · 1058.73
Debt ≤ 1 year
€6k▼
2024 · €10k
Income taxes
€10k▼
2024 · €14k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€101k€152k▲
Fixed assets21/28€741€0▼
Tangible fixed assets22/27€741€0▼
Furniture and vehicles24€741€0▼
Current assets29/58€100k€152k▲
Amounts receivable within one year40/41€12k€30k▲
Trade receivables40€12k€2k▼
Other amounts receivable41-€28k
Cash at bank and in hand54/58€87k€107k▲
Deferred charges and accrued income490/1-€15k
Equity and liabilities
Total equity and liabilities10/49€101k€152k▲
Equity10/15€90k€145k▲
Contributions10/11€3k€3k=
Reserves13€85k€85k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€2k€57k▲
Amounts payable17/49€10k€6k▼
Amounts payable within one year42/48€10k€6k▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€8k€0▼
Taxes450/3€8k€0▼
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€95€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€0▼
Other operating charges640/8€673€562▼
Gross operating margin9900€55k€64k▲
Operating profit (loss)9901€49k€63k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€51€247▲
Recurring financial charges65€51€247▲
Profit (loss) for the period before taxes9903€49k€65k▲
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€34k€55k▲
Profit (loss) for the period to be appropriated9905€34k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€57k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€34k€0▼
To other reserves6921€34k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2022net €55k ▲59.5%
Operating result €63k, net result €55k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 23.83
Current ratio from 9.76 to 23.83; short-term debt falls from €10k to €6k.
31-12
Financial
Equity above €100kEq €145k ▲60.9%
4 profitable years in a row build equity to €145k.
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 62 days late
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
31-12
Financial
Weakest financial yearnet €25k ▼12.7%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 6.23
Current ratio from 2.41 to 6.23; short-term debt falls from €15k to €10k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Georges-sur-Meuse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Warfusée 444470 Saint-Georges-sur-MeuseGround area
390 m²
Building footprint
123 m²
Volume, LiDAR
683 m³
Parcel 64065C0769/00S000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MELAMBUS
since 20222.327.749.481
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64065C0769/00S000 | Wallonia | 390 m² | 1 · 123 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.