MEL Consulting
ActiveMEL Consulting has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €22k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+85
Solvency73▼-27
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 6.72 in 2024; short-term debt: 51.8% and cash: 49.9% of total assets), but 51.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.2%
Return on assets
28.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 d early
2024
62 d early
2023
57 d early
2022
60 d early
2021
31 d early
2020
32 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 17.2%
2024 · €46k
2018: €60k
2019: €77k
2020: €97k
2021: €155k
2022: €61k
2023: €57k
2024: €46k
2018 → 2025
Total assets
€79k▲ 46.6%
2024 · €54k
2018: €95k
2019: €98k
2020: €117k
2021: €175k
2022: €172k
2023: €61k
2024: €54k
2018 → 2025
Net result
€22k
2024 · €-5k
2018: €-4k
2019: €16k
2020: €23k
2021: €59k
2022: €55k
2023: €-16k
2024: €-5k
2018 → 2025
Working capital
€37k▼ 18.6%
2024 · €45k
2018: €59k
2019: €77k
2020: €97k
2021: €154k
2022: €60k
2023: €56k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€61k▼ 60.9%€57k▼ 6.6%€46k▼ 18.9%€38k▼ 17.2%
Operating result€79k-€71k▼ 9.7%€-16k€15k€30k▲ 107%
Net result€59k-€55k▼ 5.8%€-16k€-5k▲ 71.2%€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 107% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€1k▲ 44.4%
Current assets
€78k▲ 46.6%
Equity and liabilities €79k
Equity
€38k▼ 17.2%
Debt
€41k▲ 419%
The debt ratio rises from 14.6% to 51.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €15k
Cash flow
€23k▲
2024 · €-4k
Solvency
48.2%▼
2024 · 85.4%
Current ratio
1.90▼
2024 · 6.72
Quick ratio
1.90▼
2024 · 6.72
Debt / equity
1.07▲
2024 · 0.17
ROE
58.2%▲
2024 · -10.3%
ROA
28.1%▲
2024 · -8.8%
Interest coverage
304.11▲
2024 · 0.81
Debt
€41k▲
2024 · €8k
Debt ≤ 1 year
€41k▲
2024 · €8k
Income taxes
€9k▲
2024 · €690
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€79k▲
Fixed assets21/28€1k€1k▲
Tangible fixed assets22/27€989€1k▲
Furniture and vehicles24€989€1k▲
Financial fixed assets28€38€38=
Current assets29/58€53k€78k▲
Amounts receivable within one year40/41€20k€37k▲
Trade receivables40€17k€11k▼
Other amounts receivable41€3k€26k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€31k€39k▲
Deferred charges and accrued income490/1€778€226▼
Equity and liabilities
Total equity and liabilities10/49€54k€79k▲
Equity10/15€46k€38k▼
Contributions10/11€19k€19k=
Reserves13€2k-
Distributable reserves133€2k-
Profit (loss) carried forward14€26k€20k▼
Amounts payable17/49€8k€41k▲
Amounts payable within one year42/48€8k€41k▲
Trade debts44€2k€599▼
Suppliers440/4€2k€599▼
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€6k€35k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€609€513▼
Gross operating margin9900€15k€31k▲
Operating profit (loss)9901€15k€30k▲
Financial income75/76B€104€761▲
Recurring financial income75€104€761▲
Financial charges65/66B€19k€101▼
Recurring financial charges65€19k€101▼
Profit (loss) for the period before taxes9903€-4k€31k▲
Income taxes67/77€690€9k▲
Profit (loss) for the period9904€-5k€22k▲
Profit (loss) for the period to be appropriated9905€-5k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€48k▲
Profit (loss) brought forward from the previous period14P€36k€26k▼
Transfer from equity791/2-€2k
Profit to be distributed694/7€6k€30k▲
Return on contributions (dividend)694€6k€30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-16k ▼130%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 9current ratio 13.26
Current ratio from 1.54 to 13.26; short-term debt falls from €111k to €5k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €59k ▲155%
Operating result €79k, net result €59k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲60.8%
3 profitable years in a row build equity to €155k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 148 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 391000 BrusselGround area
808 m²
Building footprint
279 m²
Volume, LiDAR
6,467 m³
Parcel 21803C0630/00H003, Brussels · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Bischoffsheimlaan 39, 1000 Brussel
since 20132.221.970.288
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0630/00H003 | Brussels | 808 m² | 1 · 279 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600MSFUN70VC3KQ37
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,387. 14,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2013
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46140Agents in the wholesale of industrial machinery, ships and aircraft
62030Computer programming, consultancy and related activities
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.