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MEERBERG

Active
Public limited companyfounded 197748 yrs activeAstridlaan 16, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0418.189.170

MEERBERG has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €655k and a net result of €-4k. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
78 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+3
Solvency100=
Growth34▼-2
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.5 in 2023; short-term debt: 6.3% and cash: 5.3% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 48 years 0 50 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
93.4%
Return on assets
-0.5%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
23 d early
2023
30 d early
2022
60 d early
2021
58 d early
2020
45 d early
2019
43 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
€37k▼ 6.5%
2023 · €40k
2018: €35k 2019: €36k 2020: €35k 2021: €35k 2022: €37k 2023: €40k
2018 → 2024
EBIT margin
-1.0%▲ 9.3pp
2023 · -10.3%
2018: 2.3% 2019: -1.1% 2020: 9.0% 2021: -16.8% 2022: -6.3% 2023: -10.3%
2018 → 2024
Net result
€-4k▲ 46.5%
2023 · €-7k
2018: €-1k 2019: €-2k 2020: €2k 2021: €-7k 2022: €-5k 2023: €-7k
2018 → 2024
Working capital
€-7k▲ 73.1%
2023 · €-25k
2018: €-15k 2019: €-2k 2020: €11k 2021: €-39k 2022: €-37k 2023: €-25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€35k-€35k▲ 0.4%€37k▲ 3.3%€40k▲ 9.6%€37k▼ 6.5%
Equity€678k-€671k▼ 1.1%€666k▼ 0.7%€659k▼ 1.1%€655k▼ 0.6%
Operating result€3k-€-6k€-2k▲ 61.3%€-4k▼ 78.5%€-376▲ 90.9%
Net result€2k-€-7k€-5k▲ 34.7%€-7k▼ 48.5%€-4k▲ 46.5%
Result per fiscal year
Operating resultNet result
€-10k€-5k€0€5kOperating result 2020: €3k€3kNet result 2020: €2k€2kOperating result 2021: €-6k€-6kNet result 2021: €-7k€-7kOperating result 2022: €-2k€-2kNet result 2022: €-5k€-5kOperating result 2023: €-4k€-4kNet result 2023: €-7k€-7kOperating result 2024: €-376€-376Net result 2024: €-4k€-4k20202021202220232024
The operating result stays negative: a loss of €376 in 2024 against €4k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €701k
Fixed assets €664k▼ 2.9%
Current assets €37k▲ 51.1%
Equity and liabilities €701k
Equity €655k▼ 0.6%
Debt €46k▼ 7.1%
The debt ratio falls from 7.0% to 6.6%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€20k
2023 · €16k
Cash flow
€16k
2023 · €13k
Solvency
93.4%
2023 · 93.0%
Current ratio
0.85
2023 · 0.50
Quick ratio
0.85
2023 · 0.50
Debt / equity
0.07
2023 · 0.08
ROE
-0.6%
2023 · -1.1%
ROA
-0.5%
2023 · -1.0%
Interest coverage
5.72
2023 · 5.23
Debt
€46k
2023 · €50k
Debt ≤ 1 year
€44k
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€708k€701k
Fixed assets21/28€684k€664k
Tangible fixed assets22/27€684k€664k
Land and buildings22€684k€664k
Current assets29/58€25k€37k
Stocks and contracts in progress3€0€0=
Cash at bank and in hand54/58€20k€37k
Deferred charges and accrued income490/1€5k€0
Equity and liabilities
Total equity and liabilities10/49€708k€701k
Equity10/15€659k€655k
Contributions10/11€706k€706k=
Capital10€706k€706k=
Issued capital100€706k€706k=
Profit (loss) carried forward14€-48k€-52k
Amounts payable17/49€50k€46k
Amounts payable within one year42/48€50k€44k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€205€252
Taxes450/3€205€252
Other amounts payable47/48€48k€42k
Accrued charges and deferred income492/3€0€2k
Income statement Code20232024
Operating income70/76A€44k€42k
Turnover70€40k€37k
Other operating income74€4k€4k
Operating charges60/66A€48k€42k
Services and other goods61€22k€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€5k€5k
Operating profit (loss)9901€-4k€-376
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Debt charges650€3k€3k
Other financial charges652/9€24€29
Profit (loss) for the period before taxes9903€-7k€-4k
Profit (loss) for the period9904€-7k€-4k
Profit (loss) for the period to be appropriated9905€-7k€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-52k
Profit (loss) brought forward from the previous period14P€-41k€-48k

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
09-09
State Gazette act General meeting · Auditor reappointment
General meeting · Auditor reappointment · Permanent representative3 facts ▸
  • General meeting, 2026-06-18
  • Auditor reappointment, commissaris, 3 boekjaren
  • Permanent representative, Karin VANDAMME
2025
08-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
01-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
03-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Weakest financial yearnet €-7k ▼405%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
16-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
18-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
20-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
09-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
10-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Astridlaan 168300 Knokke-Heist
Ground area
1,204 m²
Building footprint
194 m²
Volume, LiDAR
958 m³
Parcel 31332E1092/00C004, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MEERBERG
Astridlaan 16, 8300 Knokke-HeistInsurance, reinsurance and pension funding, except compulsory social security
since 19952.073.441.118
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31332E1092/00C004 Flanders 1,204 m² 1 · 194 m² 11.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
VRC BEDRIJFSREVISORENCurrent
Statutory auditor
18-06-2026 → present

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded22-12-1977
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.