MEDITERRANIA
ActiveThe computed 12-month bankruptcy probability of MEDITERRANIA is 1.8% (moderate). The 2025 annual accounts show equity of €17k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 34% of 18016 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent▲ +44 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+41
Solvency22▲+1
Growth30▼-14
Stability94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.93 in 2024), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.2%
Return on assets
2.3%
Age of the figures
11 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €17k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-05-2026, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
14 d late
2024
2 d early
2023
5 d early
2022
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€72k▼ 24.1%
2024 · €95k
2022: €78k
2023: €87k
2024: €95k
2022 → 2025
EBIT margin
5.7%▲ 5.0pp
2024 · 0.7%
2022: 19.7%
2023: -4.6%
2024: 0.7%
2022 → 2025
Net result
€2k
2024 · €-238
2022: €14k
2023: €-4k
2024: €-238
2022 → 2025
Working capital
€792
2024 · €-5k
2022: €4k
2023: €-9k
2024: €-5k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€78k-€87k▲ 11.8%€95k▲ 8.6%€72k▼ 24.1%
Equity€19k-€15k▼ 21.6%€15k▼ 1.6%€17k▲ 17.0%
Operating result€15k-€-4k€659€4k▲ 525%
Net result€14k-€-4k€-238▲ 94.2%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 525% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€16k▼ 17.5%
Current assets
€89k▲ 30.3%
Equity and liabilities €106k
Equity
€17k▲ 17.0%
Debt
€89k▲ 20.1%
The debt ratio rises from 83.4% to 83.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€9k▲
2024 · €6k
Cash flow
€8k▲
2024 · €5k
Solvency
16.2%▼
2024 · 16.6%
Current ratio
1.01▲
2024 · 0.93
Quick ratio
0.85▲
2024 · 0.82
Debt / equity
5.17▲
2024 · 5.03
ROE
14.5%▲
2024 · -1.6%
ROA
2.3%▲
2024 · -0.3%
Interest coverage
63.57▲
2024 · 43.64
Debt
€89k▲
2024 · €74k
Debt ≤ 1 year
€89k▲
2024 · €74k
Income taxes
€1k▲
2024 · €758
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€106k▲
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€20k€16k▼
Plant, machinery and equipment23€13k€13k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€69k€89k▲
Stocks and contracts in progress3€8k€14k▲
Stocks30/36€8k€14k▲
Amounts receivable within one year40/41€6k€14k▲
Trade receivables40€5k€12k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€54k€61k▲
Deferred charges and accrued income490/1€184€268▲
Equity and liabilities
Total equity and liabilities10/49€88k€106k▲
Equity10/15€15k€17k▲
Contributions10/11€15k€15k=
Reserves13€4k€2k▼
Distributable reserves133€4k€2k▼
Profit (loss) carried forward14€-4k-
Amounts payable17/49€74k€89k▲
Amounts payable within one year42/48€74k€89k▲
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€10k€18k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€9k€14k▲
Other amounts payable47/48€63k€71k▲
Income statement
Code20242025
Turnover70€95k€72k▼
Goods, raw materials, services and sundry goods60/61€109k€85k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€8k€11k▲
Operating profit (loss)9901€659€4k▲
Financial charges65/66B€139€147▲
Recurring financial charges65€139€147▲
Profit (loss) for the period before taxes9903€519€4k▲
Income taxes67/77€758€1k▲
Profit (loss) for the period9904€-238€2k▲
Profit (loss) for the period to be appropriated9905€-238€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-2k▲
Profit (loss) brought forward from the previous period14P€-4k€-4k▼
Transfer from equity791/2-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-4k ▼129%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
09-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Imperiastraat 81930 ZaventemGround area
8,146 m²
Building footprint
1,857 m²
Volume, LiDAR
732 m³
2 parcels, Flanders, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MEDITERRANIA
since 20212.322.165.251
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0041/00F000 | Flanders | 7,975 m² | 1 · 1,789 m² | - |
| 82302B0850/00F000 | Wallonia | 170 m² | 1 · 68 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBastogne2.322.165.251
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 3,967 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2021
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
47120Other non-specialised retail sale
47191Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:WACHAMER@GMAIL.COM
Phone:0488108890