Medisto
ActiveMedisto has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €3k. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+25
Solvency49▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.49 against 4.05 in 2024; short-term debt: 21.7% and cash: 28.1% of total assets), but 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
20 d early
2022
43 d early
2021
55 d early
2020
3 d early
2019
1 d early
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 11.4%
2024 · €31k
2019: €60k
2020: €48k
2021: €54k
2022: €38k
2024: €31k
2019 → 2025
Total assets
€140k▲ 0.6%
2024 · €140k
2019: €319k
2020: €211k
2021: €137k
2022: €150k
2024: €140k
2019 → 2025
Net result
€3k
2024 · €-8k
2019: €-26k
2020: €-12k
2021: €6k
2022: €-15k
2024: €-8k
2019 → 2025
Working capital
€106k▲ 5.3%
2024 · €101k
2019: €19k
2020: €18k
2021: €32k
2022: €23k
2024: €101k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€48k-€54k▲ 12.0%€38k▼ 28.7%€31k▼ 20.4%€34k▲ 11.4%
Operating result€-8k-€13k€-31k€2€7k▲ 356,702%
Net result€-12k-€6k€-15k€-8k▲ 49.4%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 356,702% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€4k▼ 34.0%
Current assets
€137k▲ 2.0%
Equity and liabilities €140k
Equity
€34k▲ 11.4%
Debt
€106k▼ 2.5%
The debt ratio falls from 78.1% to 75.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €10k
Cash flow
€5k▲
2024 · €2k
Solvency
24.3%▲
2024 · 21.9%
Current ratio
4.49▲
2024 · 4.05
Quick ratio
1.36▲
2024 · 1.13
Debt / equity
3.12▼
2024 · 3.56
ROE
10.2%▲
2024 · -25.6%
ROA
2.5%▲
2024 · -5.6%
Interest coverage
3.31▲
2024 · 1.44
Debt
€106k▼
2024 · €109k
Debt ≤ 1 year
€30k▼
2024 · €33k
Debt > 1 year
€75k=
2024 · €75k
Income taxes
€514▼
2024 · €945
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€140k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€3k€1k▼
Other tangible fixed assets26€3k€1k▼
Financial fixed assets28€3k€3k▲
Current assets29/58€134k€137k▲
Stocks and contracts in progress3€97k€95k▼
Stocks30/36€97k€95k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€2k€2k▼
Cash at bank and in hand54/58€35k€39k▲
Deferred charges and accrued income490/1€0€36▲
Equity and liabilities
Total equity and liabilities10/49€140k€140k▲
Equity10/15€31k€34k▲
Contributions10/11€6k€6k=
Reserves13€86k€86k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€210€210=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€-61k€-58k▲
Amounts payable17/49€109k€106k▼
Amounts payable after more than one year17€75k€75k=
Financial debts170/4€75k€75k=
Amounts payable within one year42/48€33k€30k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€20k€15k▼
Accrued charges and deferred income492/3€863€863=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€2k▼
Other operating charges640/8€904€563▼
Gross operating margin9900€11k€9k▼
Operating profit (loss)9901€2€7k▲
Financial income75/76B€3€25▲
Recurring financial income75€3€25▲
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€-7k€4k▲
Income taxes67/77€945€514▼
Profit (loss) for the period9904€-8k€3k▲
Profit (loss) for the period to be appropriated9905€-8k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€-58k▲
Profit (loss) brought forward from the previous period14P€-53k€-61k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2024
11-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 4.05
Current ratio from 1.21 to 4.05; short-term debt falls from €111k to €33k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duisburgsesteenweg 133080 TervurenGround area
1,117 m²
Building footprint
840 m²
Volume, LiDAR
7,247 m³
2 parcels, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
MEDISTO
since 20132.216.161.572
Klarastraat 4, 3080 Tervuren
since 20172.277.754.592
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302D0083/00W000 | Flanders | 859 m² | 1 · 686 m² | 12.1 m · 3 fl. |
| 24302D0130/00C000 | Flanders | 258 m² | 1 · 153 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 228 EUR awarded · 228 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 114 EUR |
| 2023 | 1 | 114 EUR | 0 EUR |
| 2022 | 1 | 114 EUR | 114 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
MÄRCHEN Family
BE 0783.419.609
Brussel · Eq €34k
DGA
BE 0784.296.864
Anderlecht · Eq €33k
Inci Mode
BE 0691.960.584
Gent · Eq €31k
Giraffe
BE 0508.960.483
Tielt-Winge · Eq €39k
AFAIR
BE 0779.418.754
Ciney · Eq €28k
Of 264 companies in sector 47511 we hold annual accounts for 96. 78 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2012
Fiscal year end31-03
Activities, NACEBEL
47511Retail trade
18130Pre-press and pre-media services
46900Non-specialised wholesale trade
47512Retail sale of household textiles and bedding
47519Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09/2207007