MEDISPA
ActiveSummary
The computed 12-month bankruptcy probability of MEDISPA is 3.1% (moderate). The 2024 annual accounts show equity of €17,380 and a net result of €2,104. Equity is shrinking by ~9.8% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
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Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,302 | €7,632 | €8,168 | €8,168 | €8,168 | = |
| Other operating charges640/8 | - | €1,449 | €1,477 | €1,611 | €1,709 | ▲ 6.1% |
| Gross operating margin9900 | -€4,568 | €7,626 | €6,855 | €10,816 | €13,357 | ▲ 23.5% |
| Operating profit (loss)9901 | -€14,645 | -€1,455 | -€2,791 | €1,037 | €3,480 | ▲ 236% |
| Financial charges65/66B | - | €1,601 | €1,527 | €1,448 | €1,376 | ▼ 5.0% |
| Recurring financial charges65 | €2,294 | €1,601 | €1,527 | €1,448 | €1,376 | ▼ 5.0% |
| Profit (loss) for the period before taxes9903 | -€16,939 | -€3,056 | -€4,318 | -€411 | €2,104 | ▲ 612% |
| Profit (loss) for the period9904 | -€16,939 | -€3,056 | -€4,318 | -€411 | €2,104 | ▲ 612% |
| Profit (loss) for the period to be appropriated9905 | -€16,939 | -€3,056 | -€4,318 | -€411 | €2,104 | ▲ 612% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €211,975 | €201,378 | €189,708 | €182,135 | €175,382 | ▼ 3.7% |
| Fixed assets21/28 | €182,945 | €180,752 | €172,584 | €164,416 | €156,247 | ▼ 5.0% |
| Tangible fixed assets22/27 | €182,945 | €180,752 | €172,584 | €164,416 | €156,247 | ▼ 5.0% |
| Land and buildings22 | - | €173,792 | €167,256 | €160,720 | €154,184 | ▼ 4.1% |
| Plant, machinery and equipment23 | - | €6,960 | €5,328 | €3,695 | €2,063 | ▼ 44.2% |
| Current assets29/58 | €29,030 | €20,626 | €17,124 | €17,720 | €19,135 | ▲ 8.0% |
| Amounts receivable within one year40/41 | - | - | €1,000 | €569 | €1,315 | ▲ 131% |
| Trade receivables40 | - | - | - | €569 | €315 | ▼ 44.7% |
| Other amounts receivable41 | - | - | €1,000 | - | €1,000 | - |
| Cash at bank and in hand54/58 | €29,030 | €20,626 | €16,124 | €17,151 | €17,820 | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €211,975 | €201,378 | €189,708 | €182,135 | €175,382 | ▼ 3.7% |
| Equity10/15 | €23,061 | €20,005 | €15,687 | €15,276 | €17,380 | ▲ 13.8% |
| Contributions10/11 | - | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Profit (loss) carried forward14 | -€16,939 | -€19,995 | -€24,313 | -€24,724 | -€22,620 | ▲ 8.5% |
| Amounts payable17/49 | €188,914 | €181,373 | €174,021 | €166,859 | €158,002 | ▼ 5.3% |
| Amounts payable after more than one year17 | €150,296 | €142,521 | €134,667 | €126,738 | €118,725 | ▼ 6.3% |
| Financial debts170/4 | - | €142,521 | €134,667 | €126,738 | €118,725 | ▼ 6.3% |
| Amounts payable within one year42/48 | €38,618 | €38,852 | €39,353 | €40,121 | €39,277 | ▼ 2.1% |
| Current portion of amounts payable after more than one year42 | - | €7,775 | €7,854 | €7,929 | €8,013 | ▲ 1.1% |
| Trade debts44 | - | €157 | €579 | €1,272 | €206 | ▼ 83.8% |
| Suppliers440/4 | - | €157 | €579 | €1,272 | €206 | ▼ 83.8% |
| Other amounts payable47/48 | - | €30,920 | €30,920 | €30,920 | €31,057 | ▲ 0.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,939 | -€3,056 | -€4,318 | -€411 | €2,104 | ▲ 612% |
| + Depreciation and write-downs630 | €8,302 | €7,632 | €8,168 | €8,168 | €8,168 | = |
| Operating cash flow (approximation) | -€8,637 | €4,576 | €3,851 | €7,757 | €10,272 | ▲ 32.4% |
| Investment in fixed assets (approximation) | - | -€5,439 | €0 | €0 | €0 | - |
| Change in cash | - | -€8,404 | -€4,502 | €1,027 | €669 | ▼ 34.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Dr. Pierre Gaspar 14900 Spa1 establishment unit
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
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