MEDISCH KABINET DR. L. MOERNAUT
ActiveSummary
The computed 12-month bankruptcy probability of MEDISCH KABINET DR. L. MOERNAUT is 1.7% (moderate). The 2025 annual accounts show equity of €467k and a net result of €197k. Equity is growing by ~25.8% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 13.54 against 13.71 in 2024; short-term debt: 7.2% and cash: 62.8% of total assets), and 7.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
39.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
11 d early
2022
11 d late
2021
57 d late
2020
61 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€467k▲ 72.8%
2024 · €270k
2019: €87k
2020: €122k
2021: €230k
2022: €335k
2023: €68k
2024: €270k
2019 → 2025
Total assets
€503k▲ 72.7%
2024 · €291k
2019: €149k
2020: €173k
2021: €292k
2022: €383k
2023: €335k
2024: €291k
2019 → 2025
Net result
€197k▼ 2.9%
2024 · €203k
2019: €76k
2020: €36k
2021: €102k
2022: €105k
2023: €217k
2024: €203k
2019 → 2025
Working capital
€452k▲ 69.1%
2024 · €267k
2019: €79k
2020: €110k
2021: €220k
2022: €326k
2023: €64k
2024: €267k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€335k▲ 45.8%€68k▼ 79.8%€270k▲ 300%€467k▲ 72.8%
Operating result€131k-€136k▲ 3.6%€283k▲ 108%€272k▼ 3.8%€266k▼ 2.4%
Net result€102k-€105k▲ 3.0%€217k▲ 106%€203k▼ 6.7%€197k▼ 2.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €503k
Fixed assets
€15k ▲ 405%
Current assets
€488k ▲ 69.3%
Equity and liabilities €503k
Equity
€467k ▲ 72.8%
Debt
€36k ▲ 71.4%
Debt's share of the balance-sheet total falls from 7.2% to 7.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€270k▼
2024 · €273k
Cash flow
€201k▼
2024 · €203k
Current ratio
13.54▼
2024 · 13.71
Debt to equity
0.08▼
2024 · 0.08
ROE
42.1%▼
2024 · 75.0%
ROA
39.1%▼
2024 · 69.6%
Interest coverage
176.33▼
2024 · 2754.11
Debt ≤ 1 year
€36k▲
2024 · €21k
Income taxes
€73k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€291k€503k▲
Fixed assets21/28€3k€15k▲
Tangible fixed assets22/27€3k€15k▲
Furniture and vehicles24€3k€15k▲
Financial fixed assets28€20€20=
Current assets29/58€288k€488k▲
Amounts receivable within one year40/41€0€879▲
Trade receivables40-€710
Other amounts receivable41€0€169▲
Current investments50/53€134k€164k▲
Cash at bank and in hand54/58€150k€316k▲
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€291k€503k▲
Equity10/15€270k€467k▲
Contributions10/11€19k€19k=
Reserves13€100k€200k▲
Distributable reserves133€100k€200k▲
Profit (loss) carried forward14€152k€249k▲
Amounts payable17/49€21k€36k▲
Amounts payable within one year42/48€21k€36k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€4€6▲
Credit institutions430/8€4€6▲
Trade debts44€9k€16k▲
Suppliers440/4€9k€16k▲
Taxes, remuneration and social security45€11k€20k▲
Taxes450/3€11k€20k▲
Other amounts payable47/48€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€557€4k▲
Other operating charges640/8€528€1k▲
Gross operating margin9900€273k€271k▼
Operating profit (loss)9901€272k€266k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€99€2k▲
Recurring financial charges65€99€2k▲
Profit (loss) for the period before taxes9903€278k€270k▼
Income taxes67/77€75k€73k▼
Profit (loss) for the period9904€203k€197k▼
Profit (loss) for the period to be appropriated9905€203k€197k▼
Appropriation of the result
Profit (loss) to be appropriated9906€252k€349k▲
Profit (loss) brought forward from the previous period14P€49k€152k▲
Transfer to equity691/2€100k€100k=
To other reserves6921€100k€100k=
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity times 11current ratio 13.71
Current ratio from 1.24 to 13.71; short-term debt falls from €267k to €21k.
31-12
Financial
Equity above €200kEq €270k ▲300%
6 profitable years in a row build equity to €270k.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €217k ▲106%
Operating result €283k, net result €217k, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Equity above €200kEq €230k ▲87.9%
3 profitable years in a row build equity to €230k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €36k ▼52.2%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €122k ▲40.5%
2 profitable years in a row build equity to €122k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kuilstraat 209250 WaasmunsterGround area
2,135 m²
Building footprint
188 m²
Volume, LiDAR
964 m³
Parcel 42023B0107/00D000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MEDISCH KABINET DR. L. MOERNAUT
since 20192.285.859.240
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0107/00D000 | Flanders | 2,135 m² | 1 · 188 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2019
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.