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MEDILOC

Active
Private limited companyfounded 198937 yrs activeHervormingsstraat 67, 1050 Elsene, BelgiumKBO/BCE: BE 0436.426.754
Summary

MEDILOC has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,387 and a net result of €49,012. Equity is growing by ~17.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€261,361total assets 2025
Equity
€189,387
Profit
€49,012
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 21 d late0 of 10 deeds read
Why 97+ Size: total assets €261,361+ Founded in 1989+ Liquidity: current ratio 2.41, cash €99,080+ Equity €189,387 (72.5% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 75% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 97+22
equity 72.5% of total assets
Liquidity 89+11
short-term debt 23.3% · cash 37.9%
Profitability 92-1
return on assets 18.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 16 months 07-2025: 0.1% 08-2025: 0.3%▲ +105% vs 07-2025 09-2025: 0.3%▲ +31.6% vs 08-2025highest value 10-2025: 0.1%▼ -67.1% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.8% vs 12-2025 02-2026: 0.1%▲ +0.9% vs 01-2026 03-2026: 0.1%▼ -0.9% vs 02-2026 04-2026: 0.1%▲ +0.9% vs 03-2026 05-2026: 0.1%▼ -0.9% vs 04-2026 06-2026: 0.1%▲ +11.9% vs 05-2026 07-2026: 0.1%▲ +11.5% vs 06-2026 08-2026: 0.2%▲ +82.4% vs 07-2026 09-2026: < 0.1%▼ -80.2% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €261,361 lowers the probability for this profile
  • Founded in 1989 lowers the probability for this profile
  • Liquidity: current ratio 2.41, cash €99,080 lowers the probability
  • Equity €189,387 (72.5% of total assets) lowers the probability
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 2.41 against 1.22 in 2024; short-term debt: 23.3% and cash: 37.9% of total assets), and 27.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 60%, liquidity 80%, profitability 75%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Size: total assets €261,361
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 2.41, cash €99,080
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €189,387 (72.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
54 d late
2023
29 d late
2022
24 d late
2021
12 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 37 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €150,000Eq €189,387 ▲34.9%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €49,012 7 years View
  • Active since 1989founded 04-01-1989 37 years View
  • Total assets 20256 fiscal years filed €261,361 View

By topic

Financials

Fiscal year
2025
Total assets
€261,361
Profit
€49,012
Solvency
72.5%
Total assets▼ 6.2%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 21-08-2026Annual accounts filed
  2. 31-12-2025Equity above €150,000
  3. 23-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
04-01-1989
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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