MEDICO FRANS
ActiveMEDICO FRANS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400k and a net result of €72k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 16408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
15.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
3 d early
2023
28 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€400k▲ 13.1%
2024 · €354k
2018: €313k
2019: €248k
2020: €276k
2021: €299k
2022: €316k
2023: €339k
2024: €354k
2018 → 2025
Total assets
€455k▲ 12.7%
2024 · €404k
2018: €342k
2019: €279k
2020: €313k
2021: €334k
2022: €357k
2023: €381k
2024: €404k
2018 → 2025
Net result
€72k▲ 7.5%
2024 · €67k
2018: €51k
2019: €25k
2020: €28k
2021: €60k
2022: €61k
2023: €64k
2024: €67k
2018 → 2025
Working capital
€431k▲ 7.9%
2024 · €399k
2018: €286k
2019: €241k
2020: €295k
2021: €325k
2022: €351k
2023: €376k
2024: €399k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€299k-€316k▲ 5.8%€339k▲ 7.1%€354k▲ 4.5%€400k▲ 13.1%
Operating result€86k-€87k▲ 0.9%€91k▲ 4.5%€96k▲ 5.0%€96k▲ 0.7%
Net result€60k-€61k▲ 2.3%€64k▲ 4.6%€67k▲ 4.1%€72k▲ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €455k
Fixed assets
€20k▲ 751%
Current assets
€435k▲ 8.3%
Equity and liabilities €455k
Equity
€400k▲ 13.1%
Debt
€55k▲ 9.5%
The debt ratio falls from 12.4% to 12.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€98k▲
2024 · €97k
Cash flow
€74k▲
2024 · €68k
Solvency
88.0%▲
2024 · 87.6%
Debt / equity
0.14▼
2024 · 0.14
ROE
17.9%▼
2024 · 18.8%
ROA
15.7%▼
2024 · 16.5%
Interest coverage
24.96▲
2024 · 23.40
Debt
€55k▲
2024 · €50k
Debt ≤ 1 year
€4k▲
2024 · €2k
Debt > 1 year
€51k▲
2024 · €48k
Income taxes
€28k▲
2024 · €26k
A ratio outside any meaningful range has been withheld (balance sheet total €455k, equity €400k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€404k€455k▲
Fixed assets21/28€2k€20k▲
Tangible fixed assets22/27€2k€20k▲
Plant, machinery and equipment23€2k€9k▲
Furniture and vehicles24€510€11k▲
Current assets29/58€401k€435k▲
Amounts receivable within one year40/41€2k€0▼
Trade receivables40€2k€0▼
Other amounts receivable41€0-
Current investments50/53€277k€333k▲
Cash at bank and in hand54/58€122k€101k▼
Equity and liabilities
Total equity and liabilities10/49€404k€455k▲
Equity10/15€354k€400k▲
Contributions10/11€19k€19k=
Reserves13€335k€382k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€335k€382k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€50k€55k▲
Amounts payable after more than one year17€48k€51k▲
Other amounts payable178/9€48k€51k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44-€150
Suppliers440/4-€150
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€899€928▲
Gross operating margin9900€98k€99k▲
Operating profit (loss)9901€96k€96k▲
Financial income75/76B€1k€8k▲
Recurring financial income75€1k€8k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€93k€100k▲
Income taxes67/77€26k€28k▲
Profit (loss) for the period9904€67k€72k▲
Profit (loss) for the period to be appropriated9905€67k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€72k▲
Transfer from equity791/2€51k€25k▼
Transfer to equity691/2€67k€72k▲
To other reserves6921€67k€72k▲
Profit to be distributed694/7€51k€25k▼
Return on contributions (dividend)694€51k€25k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €72k ▲7.5%
Operating result €96k, net result €72k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity times 13current ratio 533.24
Current ratio from 41.29 to 533.24; short-term debt falls from €7k to €612.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Weakest financial yearnet €25k ▼51.2%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Similar companies · same sector, comparable size
DR. WILDIERS ANTOON
BE 0479.366.971
Lier · Eq €400k
DMW
BE 0771.514.838
Leuven · Eq €400k
DOKTER ELS WITTOUCK
BE 0883.788.972
Diksmuide · Eq €400k
BAYAT - ADLJU Société médicale
BE 0880.854.327
Welkenraedt · Eq €401k
FABNRI
BE 0803.447.931
Anderlecht · Eq €400k
Of 16,603 companies in sector 86220 we hold annual accounts for 7,960. 6,550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2005
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.