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MEDIC 453

Active
Private limited companyfounded 20242 yrs activeAvenue Wilson 453, 7012 Mons, BelgiumKBO/BCE: BE 1012.891.222
Summary

The computed 12-month bankruptcy probability of MEDIC 453 is 3.6% (moderate). The 2024 annual accounts show equity of €15,996 and a net result of €13,496. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.79; short-term debt: 20.9% and cash: 79.4% of total assets), and 20.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
79.1%
Return on assets
66.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
75 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 75 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 August 2024, MEDIC 453 was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€15,996
Total assets
€20,233
Net result
€13,496
Working capital
€11,832

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €20,233
Fixed assets €4,164
Current assets €16,070
Equity and liabilities €20,233
Equity €15,996
Debt €4,237
Debt finances 20.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€17,263
Cash flow
€13,525
Current ratio
3.79
Debt to equity
0.26
ROE
84.4%
ROA
66.7%
Interest coverage
345.25
Debt ≤ 1 year
€4,237
Income taxes
€3,687

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet Code2024
Assets
Total assets20/58€20,233
Fixed assets21/28€4,164
Tangible fixed assets22/27€4,164
Other tangible fixed assets26€4,164
Current assets29/58€16,070
Cash at bank and in hand54/58€16,070
Equity and liabilities
Total equity and liabilities10/49€20,233
Equity10/15€15,996
Contributions10/11€2,500
Profit (loss) carried forward14€13,496
Amounts payable17/49€4,237
Amounts payable within one year42/48€4,237
Taxes, remuneration and social security45€3,687
Taxes450/3€3,687
Other amounts payable47/48€550
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29
Other operating charges640/8€106
Gross operating margin9900€17,368
Operating profit (loss)9901€17,233
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€17,183
Income taxes67/77€3,687
Profit (loss) for the period9904€13,496
Profit (loss) for the period to be appropriated9905€13,496
Appropriation of the result
Profit (loss) to be appropriated9906€13,496

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29
Other operating charges640/8€106
Gross operating margin9900€17,368
Operating profit (loss)9901€17,233
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€17,183
Income taxes67/77€3,687
Profit (loss) for the period9904€13,496
Profit (loss) for the period to be appropriated9905€13,496
Line2024
Assets
Total assets20/58€20,233
Fixed assets21/28€4,164
Tangible fixed assets22/27€4,164
Other tangible fixed assets26€4,164
Current assets29/58€16,070
Cash at bank and in hand54/58€16,070
Equity and liabilities
Total equity and liabilities10/49€20,233
Equity10/15€15,996
Contributions10/11€2,500
Profit (loss) carried forward14€13,496
Amounts payable17/49€4,237
Amounts payable within one year42/48€4,237
Taxes, remuneration and social security45€3,687
Taxes450/3€3,687
Other amounts payable47/48€550
Line2024
Profit (loss) for the period9904€13,496
+ Depreciation and write-downs630€29
Operating cash flow (approximation)€13,525

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
14-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 75 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
394 m²
Building footprint
55 m²
Volume, LiDAR
446 m³
Parcel 53043A0491/00S000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
MEDIC 453
Avenue Wilson 453, 7012 MonsGeneral medical practice
since 20242.363.850.111
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53043A0491/00S000 Wallonia 394 m² 1 · 55 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded28-08-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.