MEDIAR
ActiveSummary
MEDIAR has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €1k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-4
Solvency48▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.48 in 2024; short-term debt: 46.9% and cash: 7.9% of total assets), and 76.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.1%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 12738 sector peers (2025).
NBB · sector comparisonPosition among 12738 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
43 d early
2023
51 d early
2022
32 d early
2021
52 d early
2020
32 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▼ 12.2%
2024 · €100k
2018: €6k
2019: €19k
2020: €31k
2021: €53k
2022: €91k
2023: €85k
2024: €100k
2018 → 2025
Total assets
€380k▼ 9.6%
2024 · €420k
2018: €398k
2019: €378k
2020: €355k
2021: €407k
2022: €503k
2023: €454k
2024: €420k
2018 → 2025
Net result
€1k▼ 91.0%
2024 · €15k
2018: €15k
2019: €14k
2020: €12k
2021: €22k
2022: €38k
2023: €-7k
2024: €15k
2018 → 2025
Working capital
€-98k▼ 10.6%
2024 · €-89k
2018: €-73k
2019: €-70k
2020: €-60k
2021: €-59k
2022: €-97k
2023: €-107k
2024: €-89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€91k▲ 72.5%€85k▼ 7.3%€100k▲ 18.1%€88k▼ 12.2%
Operating result€42k-€63k▲ 49.6%€8k▼ 87.8%€38k▲ 391%€12k▼ 69.1%
Net result€22k-€38k▲ 74.7%€-7k€15k€1k▼ 91.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€300k ▼ 11.7%
Current assets
€80k ▼ 0.8%
Equity and liabilities €380k
Equity
€88k ▼ 12.2%
Debt
€292k ▼ 8.8%
Debt's share of the balance-sheet total rises from 76.2% to 76.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €77k
Cash flow
€41k▼
2024 · €55k
Current ratio
0.45▼
2024 · 0.48
Debt to equity
3.32▲
2024 · 3.20
ROE
1.6%▼
2024 · 15.3%
ROA
0.4%▼
2024 · 3.7%
Interest coverage
8.32▼
2024 · 10.29
Debt ≤ 1 year
€178k▲
2024 · €169k
Debt > 1 year
€114k▼
2024 · €151k
Income taxes
€7k▼
2024 · €16k
Staff costs
€187k▼
2024 · €198k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€420k€380k▼
Fixed assets21/28€340k€300k▼
Tangible fixed assets22/27€337k€297k▼
Land and buildings22€260k€253k▼
Furniture and vehicles24€77k€44k▼
Financial fixed assets28€3k€3k=
Current assets29/58€81k€80k▼
Amounts receivable within one year40/41€41k€40k▼
Trade receivables40€40k€27k▼
Other amounts receivable41€333€13k▲
Cash at bank and in hand54/58€31k€30k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€420k€380k▼
Equity10/15€100k€88k▼
Contributions10/11€30k€30k=
Outside capital11€30k-
Share premium1100/10€30k-
Reserves13€70k€57k▼
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€67k€54k▼
Profit (loss) carried forward14€168€2k▲
Amounts payable17/49€320k€292k▼
Amounts payable after more than one year17€151k€114k▼
Financial debts170/4€151k€114k▼
Amounts payable within one year42/48€169k€178k▲
Current portion of amounts payable after more than one year42€38k€49k▲
Trade debts44€71k€51k▼
Suppliers440/4€12k€17k▲
Bills of exchange payable441€59k€34k▼
Taxes, remuneration and social security45€31k€34k▲
Taxes450/3€9k€12k▲
Remuneration and social security454/9€21k€22k▲
Other amounts payable47/48€30k€44k▲
Income statement
Code20242025
Remuneration, social security and pensions62€198k€187k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€5k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€282k€247k▼
Operating profit (loss)9901€38k€12k▼
Financial income75/76B€884€3k▲
Recurring financial income75€884€3k▲
Non-recurring financial income76B-€488
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€31k€8k▼
Income taxes67/77€16k€7k▼
Profit (loss) for the period9904€15k€1k▼
Profit (loss) for the period to be appropriated9905€15k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€2k▼
Profit (loss) brought forward from the previous period14P€-7k€168▲
Transfer from equity791/2-€14k
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Equity above €100kEq €100k ▲18.1%
Equity rises from €85k to €100k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €38k ▲74.7%
Operating result €63k, net result €38k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1993
Ground area
4,121 m²
Building footprint
612 m²
Volume, LiDAR
1,145 m³
Parcel 44082A0087/00D000, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Mediar bv
since 19932.062.514.265
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082A0087/00D000 | Flanders | 4,121 m² | 1 · 612 m² | 9.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 943 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-1993
Fiscal year end31-12
Abbreviation NL
B.C.A.
Activities, NACEBEL 2025
69109Other legal services
80010Investigation and private security services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.