MEDI - KO
ActiveSummary
MEDI - KO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.20M and a net result of €474k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 2344 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390k at 30 days acceptable
Liquidity ample (current ratio 21.41 against 8.79 in 2024; short-term debt: 2.6% and cash: 47.6% of total assets), and 2.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
11%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
26 d late
2023
27 d late
2022
13 d late
2021
18 d late
2020
31 d late
2019
85 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€474k▲ 10.3%
2024 · €430k
2018: €321k
2019: €311k
2020: €234k
2021: €427k
2022: €259k
2023: €356k
2024: €430k
2018 → 2025
Working capital
€2.29M▲ 20.0%
2024 · €1.91M
2018: €1.82M
2019: €1.49M
2020: €1.71M
2021: €2.15M
2022: €1.85M
2023: €2.22M
2024: €1.91M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.88M-€3.14M▲ 9.0%€3.49M▲ 11.3%€3.92M▲ 12.3%€4.20M▲ 6.9%
Operating result€567k-€376k▼ 33.7%€516k▲ 37.3%€509k▼ 1.4%€625k▲ 22.9%
Net result€427k-€259k▼ 39.5%€356k▲ 37.6%€430k▲ 20.7%€474k▲ 10.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.31M
Fixed assets
€1.91M ▼ 5.4%
Current assets
€2.40M ▲ 11.5%
Equity and liabilities €4.31M
Equity
€4.20M ▲ 6.9%
Debt
€112k ▼ 54.2%
Debt's share of the balance-sheet total falls from 5.9% to 2.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€737k▲
2024 · €580k
Cash flow
€585k▲
2024 · €501k
Current ratio
21.41▲
2024 · 8.79
Debt to equity
0.03▼
2024 · 0.06
ROE
11.3%▲
2024 · 10.9%
ROA
11.0%▲
2024 · 10.3%
Interest coverage
599.93▲
2024 · 535.89
Debt ≤ 1 year
€112k▼
2024 · €245k
Income taxes
€169k▲
2024 · €100k
Staff costs
€37k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.17M€4.31M▲
Fixed assets21/28€2.01M€1.91M▼
Tangible fixed assets22/27€2.01M€1.91M▼
Land and buildings22€1.86M€1.78M▼
Plant, machinery and equipment23€81k€94k▲
Furniture and vehicles24€78k€29k▼
Financial fixed assets28€328€328=
Current assets29/58€2.15M€2.40M▲
Amounts receivable within one year40/41-€52k
Other amounts receivable41-€52k
Current investments50/53€50k€300k▲
Cash at bank and in hand54/58€2.09M€2.05M▼
Deferred charges and accrued income490/1€10k€21▼
Equity and liabilities
Total equity and liabilities10/49€4.17M€4.31M▲
Equity10/15€3.92M€4.20M▲
Contributions10/11€19k€19k=
Reserves13€2.49M€2.76M▲
Non-distributable reserves130/1€73k€73k=
Reserves not available under the articles1311€73k€73k=
Tax-exempt reserves132€198k€198k=
Distributable reserves133€2.22M€2.49M▲
Profit (loss) carried forward14€1.42M€1.42M=
Amounts payable17/49€245k€112k▼
Amounts payable within one year42/48€245k€112k▼
Trade debts44€30k€14k▼
Suppliers440/4€30k€14k▼
Taxes, remuneration and social security45€26k€40k▲
Taxes450/3€11k€34k▲
Remuneration and social security454/9€15k€6k▼
Other amounts payable47/48€189k€58k▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€111k▲
Other operating charges640/8€106k€25k▼
Non-recurring operating charges66A-€7k
Gross operating margin9900€721k€805k▲
Operating profit (loss)9901€509k€625k▲
Financial income75/76B€22k€19k▼
Recurring financial income75€22k€19k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€530k€643k▲
Income taxes67/77€100k€169k▲
Profit (loss) for the period9904€430k€474k▲
Profit (loss) for the period to be appropriated9905€430k€474k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.42M€1.89M▲
Profit (loss) brought forward from the previous period14P€990k€1.42M▲
Transfer from equity791/2-€201k
Transfer to equity691/2-€474k
To other reserves6921-€474k
Profit to be distributed694/7-€201k
Return on contributions (dividend)694-€201k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €474k ▲10.3%
Operating result €625k, net result €474k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 21.41
Current ratio from 8.79 to 21.41; short-term debt falls from €245k to €112k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 13 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €234k ▼24.7%
Net result drops to €234k, the lowest in the series; recovery starts the following year.
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem
Ground area
400 m²
Building footprint
114 m²
Volume, LiDAR
940 m³
Parcel 21342B0073/00V013, Brussels · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0073/00V013 | Brussels | 400 m² | 1 · 113 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 1,674 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-09-2000
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.