MEDAAR VDL
ActiveThe computed 12-month bankruptcy probability of MEDAAR VDL is 3.2% (moderate). The 2025 annual accounts show equity of €53k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 13240 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency61▼-32
Growth78=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.64 in 2024; short-term debt: 63.5% and cash: 16.5% of total assets), and 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
14%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
5 d early
2022
38 d early
2021
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 62.7%
2024 · €33k
2021: €-10k
2022: €-39k
2023: €-25k
2024: €33k
2021 → 2025
Total assets
€146k▲ 203%
2024 · €48k
2021: €38k
2022: €38k
2023: €36k
2024: €48k
2021 → 2025
Net result
€21k▼ 64.5%
2024 · €58k
2021: €-20k
2022: €-29k
2023: €14k
2024: €58k
2021 → 2025
Working capital
€34k▲ 245%
2024 · €10k
2021: €-4k
2022: €-70k
2023: €-49k
2024: €10k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€-39k▼ 301%€-25k▲ 36.0%€33k€53k▲ 62.7%
Operating result€-18k-€-28k▼ 55.4%€16k€60k▲ 279%€30k▼ 50.1%
Net result€-20k-€-29k▼ 48.8%€14k€58k▲ 309%€21k▼ 64.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€20k▼ 15.0%
Current assets
€127k▲ 403%
Equity and liabilities €146k
Equity
€53k▲ 62.7%
Debt
€93k▲ 503%
The debt ratio rises from 32.0% to 63.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €64k
Cash flow
€24k▼
2024 · €61k
Solvency
36.5%▼
2024 · 68.0%
Current ratio
1.36▼
2024 · 1.64
Quick ratio
1.36▼
2024 · 1.59
Debt / equity
1.74▲
2024 · 0.47
ROE
38.5%▼
2024 · 176.5%
ROA
14.0%▼
2024 · 120.1%
Interest coverage
12.08▼
2024 · 84.90
Debt
€93k▲
2024 · €15k
Debt ≤ 1 year
€93k▲
2024 · €15k
Income taxes
€11k▲
2024 · €2k
Staff costs
€48k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€146k▲
Fixed assets21/28€23k€20k▼
Tangible fixed assets22/27€17k€14k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€6k€6k=
Current assets29/58€25k€127k▲
Stocks and contracts in progress3€625€536▼
Stocks30/36€625€536▼
Amounts receivable within one year40/41€2k€102k▲
Trade receivables40€2k€0▼
Other amounts receivable41€373€102k▲
Cash at bank and in hand54/58€22k€24k▲
Deferred charges and accrued income490/1€483€0▼
Equity and liabilities
Total equity and liabilities10/49€48k€146k▲
Equity10/15€33k€53k▲
Contributions10/11€10k€10k=
Reserves13€23k€43k▲
Distributable reserves133€23k€43k▲
Amounts payable17/49€15k€93k▲
Amounts payable within one year42/48€15k€93k▲
Current portion of amounts payable after more than one year42-€3k
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€10k€28k▲
Taxes450/3€7k€22k▲
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€2k€52k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€93k€85k▼
Operating profit (loss)9901€60k€30k▼
Financial income75/76B€389€4k▲
Recurring financial income75€389€4k▲
Financial charges65/66B€749€3k▲
Recurring financial charges65€749€3k▲
Profit (loss) for the period before taxes9903€60k€31k▼
Income taxes67/77€2k€11k▲
Profit (loss) for the period9904€58k€21k▼
Profit (loss) for the period to be appropriated9905€58k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€21k▼
Profit (loss) brought forward from the previous period14P€-35k€0▲
Transfer to equity691/2€23k€21k▼
To other reserves6921€23k€21k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2021net €58k ▲309%
Operating result €60k, net result €58k, both a record.
31-12
Financial
Liquidity times 11current ratio 1.64
Current ratio from 0.15 to 1.64; short-term debt falls from €58k to €15k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 872000 AntwerpenGround area
108 m²
Building footprint
108 m²
Volume, LiDAR
1,280 m³
Parcel 11804D3167/00A000, Flanders · tallest building 18.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sunhouse
since 20202.306.547.558
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3167/00A000 | Flanders | 108 m² | 1 · 108 m² | 18.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.306.547.558
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
46190Agents in non-specialised wholesale trade
56210Event catering
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.