MEDA PHONE
ActiveMEDA PHONE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €4k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+65
Solvency97=
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.45 against 3.52 in 2024; short-term debt: 28.3% and cash: 0% of total assets), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
11%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
18 d late
2023
144 d late
2022
52 d late
2021
66 d late
2020
130 d late
2019
128 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€83k▼ 4.0%
2024 · €87k
2018: €523k
2019: €502k
2020: €531k
2021: €94k
2022: €92k
2024: €87k
2018 → 2025
EBIT margin
2.2%▲ 10.0pp
2024 · -7.8%
2018: -1.0%
2019: 2.3%
2020: 0.6%
2021: -0.3%
2022: -17.6%
2024: -7.8%
2018 → 2025
Net result
€4k
2024 · €-7k
2018: €-6k
2019: €11k
2020: €10k
2021: €-2k
2022: €-16k
2023: €15k
2024: €-7k
2018 → 2025
Working capital
€23k▲ 18.8%
2024 · €20k
2018: €9k
2019: €20k
2020: €30k
2021: €28k
2022: €12k
2023: €26k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€94k-€92k▼ 2.5%€87k€83k▼ 4.0%
Equity€29k-€12k▼ 56.9%€27k▲ 117%€20k▼ 24.4%€24k▲ 18.0%
Operating result€-277-€-16k▼ 5,736%€15k€-7k€2k
Net result€-2k-€-16k▼ 699%€15k€-7k€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€815=
Current assets
€33k▲ 19.7%
Equity and liabilities €34k
Equity
€24k▲ 18.0%
Debt
€9k▲ 22.0%
The debt ratio rises from 27.6% to 28.3%. Equity and debt are higher.
Key figures and ratios
Solvency
71.7%▼
2024 · 72.4%
Current ratio
3.45▼
2024 · 3.52
Quick ratio
0.54▼
2024 · 1.33
Debt / equity
0.39▲
2024 · 0.38
ROE
15.3%▲
2024 · -32.2%
ROA
11.0%▲
2024 · -23.3%
Debt
€9k▲
2024 · €8k
Debt ≤ 1 year
€9k▲
2024 · €8k
Income taxes
€48▲
2024 · €0
Staff costs
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€34k▲
Fixed assets21/28€815€815=
Financial fixed assets28€815€815=
Current assets29/58€27k€33k▲
Stocks and contracts in progress3€17k€28k▲
Stocks30/36€17k€28k▲
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€2k€4k▲
Other amounts receivable41€5k€731▼
Cash at bank and in hand54/58€3k€1▼
Equity and liabilities
Total equity and liabilities10/49€28k€34k▲
Equity10/15€20k€24k▲
Contributions10/11€19k€19k=
Reserves13€637€637=
Non-distributable reserves130/1€637€637=
Reserves not available under the articles1311€637€637=
Profit (loss) carried forward14€966€5k▲
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€8k€9k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€408€48▼
Remuneration and social security454/9€2k€4k▲
Income statement
Code20242025
Turnover70€87k€83k▼
Goods, raw materials, services and sundry goods60/61€86k€76k▼
Remuneration, social security and pensions62€4k€5k▲
Other operating charges640/8€3k€397▼
Gross operating margin9900€733€7k▲
Operating profit (loss)9901€-7k€2k▲
Financial income75/76B€300€2k▲
Recurring financial income75€300€2k▲
Financial charges65/66B€112€120▲
Recurring financial charges65€112€120▲
Profit (loss) for the period before taxes9903€-7k€4k▲
Income taxes67/77€0€48▲
Profit (loss) for the period9904€-7k€4k▲
Profit (loss) for the period to be appropriated9905€-7k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€966€5k▲
Profit (loss) brought forward from the previous period14P€8k€966▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 144 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 17.77
Current ratio from 5.44 to 17.77; short-term debt falls from €3k to €2k.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 9.49
Current ratio from 4.72 to 9.49; short-term debt falls from €8k to €3k.
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 130 days late
2020
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 128 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 7.89
Current ratio from 1.32 to 7.89; short-term debt falls from €27k to €3k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselse Steenweg 91190 VorstGround area
216 m²
Building footprint
184 m²
Volume, LiDAR
1,577 m³
2 parcels, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
MEDA PHONE
since 20002.093.925.043
MEDA PHONE
since 20082.169.441.622
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0107/00W002 | Brussels | 160 m² | 1 · 151 m² | 14.2 m · 4 fl. |
| 21384D0179/00S000 | Brussels | 56 m² | 1 · 33 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VERTONGEN
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JERALEX
BE 0842.998.195
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OURINGA
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Aldee
BE 0846.586.009
Jette · Eq €22k
Of 270 companies in sector 47222 we hold annual accounts for 134. 97 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2000
Fiscal year end31-12
Activities, NACEBEL
47222Retail trade
64200Holdings
82100Office administrative and support services
82190Office administrative, office support and other business support activities
47789Other retail sale of new goods
61100Wired, wireless and satellite telecommunications
61200Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.