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MECA CONSTRUCT

Active
Private limited companyfounded 199135 yrs activeRue de l'Environnement 1, 4100 Seraing, BelgiumKBO/BCE: BE 0442.706.911
Summary

MECA CONSTRUCT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €690,524 and a net result of €205,752. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 1214 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Manufacture of metal structures and parts of structures
NACE 25110Manufacture of fabricated metal products, except machinery and equipment NACE 25120Manufacture of machinery and equipment not elsewhere classified NACE 28110
1 site
Size
€2.7mtotal assets 2025
Staff
2.5 FTE
Equity
€690,524
Profit
€205,752
Net result -51%: other schema
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Parent
Cristobal GONZALEZ PUERTAS · 100%
Accounts filed 60 d late0 of 2 deeds read
Why 87- Latest accounts 60 days late; 1 of the last 3 late- Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)+ Founded in 1991+ Size: 2.5 FTE, total assets €2.7mShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (NACE 25, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 51-49
equity 25.7% of total assets
Liquidity 60-40
short-term debt 74.2% · cash 66.3%
Profitability 78-14
return on assets 7.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,693 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -5.7% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -3.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +3.1% vs 05-2025 07-2025: < 0.1%▲ +6.1% vs 06-2025 08-2025: < 0.1%▲ +34.3% vs 07-2025 09-2025: < 0.1%▼ -36.2% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -6.7% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -3.6% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%▲ +7.4% vs 06-2026 08-2026: < 0.1%▲ +34.5% vs 07-2026 09-2026: < 0.1%▲ +10.3% vs 08-2026 10-2026: 0.2%▲ +372% vs 09-2026highest value
  • Latest accounts 60 days late; 1 of the last 3 late raises the probability
  • Founded in 1991 lowers the probability for this profile
  • Size: 2.5 FTE, total assets €2.7m lowers the probability for this profile
  • Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25) raises the probability
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.14; short-term debt: 74.2% and cash: 66.3% of total assets), and 74.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 25, micro). Better than this share of them on solvency 28%, liquidity 60%, profitability 59%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 60 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: 2.5 FTE, total assets €2.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1214 sector peers (2025).
NBB · sector comparison
Position among 1214 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
60 d late
2024
28 d late
2023
35 d early
2022
29 d early
2021
23 d early
2020
17 d early
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Liquidity times 6current ratio 100.51

Key points

  • Caution: Equity fell in 2025from €2.3m to €690,524 ▼ 69.8% View
  • Positive: 8 profitable years in a rowprofit 2025: €205,752 8 years View
  • Controlled by Cristobal GONZALEZ PUERTAS 100% View

By topic

Financials

Fiscal year
2025
Total assets
€2.7m
Profit
€205,752
Solvency
25.7%
Total assets▲ 16.5%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 29-09-2026Annual accounts filed
  2. 28-08-2025Annual accounts filed
  3. 31-12-2024Liquidity times 6
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of metal structures and parts of structuresNACE 25110
Founded
28-01-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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