MEANDER SPIRITS
ActiveThe computed 12-month bankruptcy probability of MEANDER SPIRITS is 2.5% (moderate). The 2025 annual accounts show equity of €8k and a net result of €-725. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 69% of 17964 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-27
Solvency97▲+9
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.71 against 1.93 in 2024), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.3%
Return on assets
-4.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 8.0%
2024 · €9k
2023: €9k
2024: €9k
2023 → 2025
Total assets
€15k▼ 27.2%
2024 · €20k
2023: €21k
2024: €20k
2023 → 2025
Net result
€-725
2024 · €498
2023: €-6k
2024: €498
2023 → 2025
Working capital
€9k▼ 4.8%
2024 · €10k
2023: €9k
2024: €10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€9k▲ 5.8%€8k▼ 8.0%
Operating result€-6k-€562€-654
Net result€-6k-€498€-725
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €654 after €562 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €15k
Equity
€8k▼ 8.0%
Debt
€6k▼ 42.7%
The debt ratio falls from 55.4% to 43.7%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
56.3%▲
2024 · 44.6%
Current ratio
2.71▲
2024 · 1.93
Quick ratio
1.24▼
2024 · 1.30
Debt / equity
0.78▼
2024 · 1.24
ROE
-8.7%▼
2024 · 5.5%
ROA
-4.9%▼
2024 · 2.4%
Debt
€6k▼
2024 · €11k
Debt ≤ 1 year
€5k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€15k▼
Current assets29/58€20k€15k▼
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€8k€4k▼
Trade receivables40€6k€4k▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€20k€15k▼
Equity10/15€9k€8k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-6k€-7k▼
Amounts payable17/49€11k€6k▼
Amounts payable within one year42/48€11k€5k▼
Trade debts44€11k€96▼
Suppliers440/4€11k€96▼
Taxes, remuneration and social security45-€440
Taxes450/3-€440
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€750€1k▲
Income statement
Code20242025
Other operating charges640/8€404€523▲
Gross operating margin9900€966€-131▼
Operating profit (loss)9901€562€-654▼
Financial charges65/66B€64€70▲
Recurring financial charges65€64€70▲
Profit (loss) for the period before taxes9903€498€-725▼
Profit (loss) for the period9904€498€-725▼
Profit (loss) for the period to be appropriated9905€498€-725▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-7k▼
Profit (loss) brought forward from the previous period14P€-6k€-6k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €498
Net result €498 after one loss-making year.
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
CREAQ besloten vennootschap
CurrentDirector · since 05-01-2026 · Private limited company · perm. rep.: VANCOILLIE Christoph
NiNo-Co besloten vennootschap
CurrentDirector · since 05-01-2026 · Private limited company · perm. rep.: NOLLE Nicolas
05-01-2026
CREAQ besloten vennootschap: Appointed as Director
05-01-2026
NiNo-Co besloten vennootschap: Appointed as Director
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoon De Pesseroeylaan 589831 Sint-Martens-LatemGround area
8,990 m²
Building footprint
522 m²
Volume, LiDAR
3,628 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kortrijksesteenweg 129, 9830 Sint-Martens-Latem
since 20232.347.457.210
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0708/00V000 | Flanders | 7,860 m² | 1 · 378 m² | 10.1 m · 2 fl. |
| 44015A0326/00Z002 | Flanders | 1,130 m² | 1 · 144 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0845.213.557
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THE WINE OF CHAMPIONS
BE 0771.363.103
Saint-Ghislain · Eq €8k
BEWINE
BE 0768.715.892
Braine-l'Alleud · Eq €8k
Terre Mariotti
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Of 2,329 companies in sector 47251 we hold annual accounts for 421. 234 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2023
Fiscal year end31-12
Activities, NACEBEL
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.