ME&WE

Active

Private limited companyfounded 20232 yrs activeRaversijdestraat 35, 8400 Oostende, BelgiumKBO/BCE: BE 1003.168.852

Summary

The computed 12-month bankruptcy probability of ME&WE is 9.2% (elevated). The 2025 annual accounts show equity of €9,701 and a net result of €6,389. Its solvency ranks better than 50% of 526 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ME&WEActiveChecked score 35/100

Risk analysis Report Compare

Activity

Checked score

Score 2025

35 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 65% of its sector peers (NACE 53, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 57+21

equity 31.8% of total assets

Liquidity 32+1

short-term debt 67.7% · cash 14.5%

Profitability 95+25

return on assets 20.9%

Bankruptcy probability, 12 months

9.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.8% (888 companies)

Last 12 months 11-2025: 3.6%lowest value 12-2025: 3.6%▲ +1.4% vs 11-2025 01-2026: 8.3%▲ +127% vs 12-2025 02-2026: 8.3%● 0.0% vs 01-2026 03-2026: 8.4%▲ +1.2% vs 02-2026 04-2026: 9.4%▲ +12.1% vs 03-2026 05-2026: 9.5%▲ +1.5% vs 04-2026 06-2026: 9.4%▼ -1.1% vs 05-2026 07-2026: 9.6%▲ +1.7% vs 06-2026 08-2026: 10.9%▲ +13.5% vs 07-2026highest value 09-2026: 10.9%▼ -0.1% vs 08-2026 10-2026: 9.2%▼ -15.3% vs 09-2026

3 changes of registered office in 24 months raises the probability
Founded in 2023 raises the probability for this profile
Sector Postal and courier activities (NACE 53) raises the probability
Size: total assets €30,513 raises the probability for this profile

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.91 against 0.51 in 2024; short-term debt: 67.7% and cash: 14.5% of total assets), and 68.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 48%, liquidity 36%, profitability 83%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

3 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Postal and courier activities (NACE 53)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €30,513

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

33 d late

2024

37 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage