ME TOO
ActiveSummary
ME TOO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €713,096 and a net result of -€44,868. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 56% of 9336 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-1
Solvency63▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 49.28 against 49.72 in 2024; short-term debt: 0.7% and cash: 31.2% of total assets), but 62.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€44,868
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€45,066
EBIT margin
-152.4%
Net result
-€44,868▼ 11.1%
2024 · -€40,395
Working capital
€628,823▼ 40.3%
2024 · €1.1m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€871▲ 98.7%€27,991€248,418▲ 787%-€36,287-€48,896▼ 34.7%
Net result-€2,041within the sector's middle half▲ 88.2%€39,968above the sector's middle half€315,076above the sector's middle half▲ 688%-€40,395below the sector's middle half-€44,868below the sector's middle half▼ 11.1%
EBIT margin
Equity€443,315above the sector's middle half▼ 0.5%€483,283above the sector's middle half▲ 9.0%€798,359above the sector's middle half▲ 65.2%€757,964above the sector's middle half▼ 5.1%€713,096within the sector's middle half▼ 5.9%
Total assets€3.0mabove the sector's middle half▼ 1.8%€2.7mabove the sector's middle half▼ 10.1%€2.4mabove the sector's middle half▼ 12.8%€2.3mabove the sector's middle half▼ 4.6%€1.9mwithin the sector's middle half▼ 17.0%
Debt€2.5m▼ 1.9%€2.1m▼ 13.9%€1.5m▼ 27.9%€1.5m▼ 4.4%€1.1m▼ 23.2%
Working capital€1.1mabove the sector's middle half▼ 0.7%€924,678above the sector's middle half▼ 19.1%€1.1mabove the sector's middle half▲ 19.7%€1.1mabove the sector's middle half▼ 4.8%€628,823above the sector's middle half▼ 40.3%
Solvency14.6%within the sector's middle half▲ 0.2pp17.7%within the sector's middle half▲ 3.1pp33.6%within the sector's middle half▲ 15.8pp33.4%within the sector's middle half▼ 0.2pp37.9%within the sector's middle half▲ 4.5pp
Current ratio70.13above the sector's middle half40.68above the sector's middle half▼ 29.4549.72above the sector's middle half49.28above the sector's middle half▼ 0.44
Return on assets (ROA)-0.1%within the sector's middle half▲ 0.5pp1.5%within the sector's middle half▲ 1.5pp13.2%above the sector's middle half▲ 11.8pp-1.8%within the sector's middle half▼ 15.0pp-2.4%below the sector's middle half▼ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48,896 in 2025 against €36,287 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.2m ▲ 3.9%
Current assets
€641,848 ▼ 40.3%
Equity and liabilities €1.9m
Equity
€713,096 ▼ 5.9%
Provisions
€47,657 ▼ 4.1%
Debt
€1.1m ▼ 23.2%
Debt's share of the balance-sheet total falls from 64.4% to 59.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24,242▼
2024 · €29,860
Cash flow
€28,270▲
2024 · €25,752
Quick ratio
49.01=
2024 · 49.00
Debt to equity
1.58▼
2024 · 1.93
ROE
-6.3%▼
2024 · -5.3%
Interest coverage
20.80▲
2024 · 6.94
Debt ≤ 1 year
€13,025▼
2024 · €21,617
Debt > 1 year
€1.1m▼
2024 · €1.4m
Income taxes
€132▼
2024 · €14,490
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €99,516 | €103,772 | €70,118 | €66,147 | €73,138 | ▲ 10.6% |
| Other operating charges640/8 | €20,079 | €10,226 | €11,740 | €27,721 | €9,329 | ▼ 66.3% |
| Gross operating margin9900 | €118,725 | €141,989 | €330,276 | €57,582 | €33,571 | ▼ 41.7% |
| Operating profit (loss)9901 | -€871 | €27,991 | €248,418 | -€36,287 | -€48,896 | ▼ 34.7% |
| Financial income75/76B | €7,123 | €13,060 | €19,389 | €12,669 | €3,314 | ▼ 73.8% |
| Recurring financial income75 | €7,123 | €13,060 | €19,389 | €12,669 | €3,314 | ▼ 73.8% |
| Financial charges65/66B | €1,177 | €1,190 | €1,287 | €4,300 | €1,166 | ▼ 72.9% |
| Recurring financial charges65 | €1,177 | €1,190 | €1,287 | €4,300 | €1,166 | ▼ 72.9% |
| Profit (loss) for the period before taxes9903 | €5,076 | €39,861 | €266,520 | -€27,917 | -€46,748 | ▼ 67.4% |
| Transfer from deferred taxes780 | €5,519 | €5,415 | €74,232 | €2,012 | €2,012 | = |
| Income taxes67/77 | €12,636 | €5,308 | €25,676 | €14,490 | €132 | ▼ 99.1% |
| Profit (loss) for the period9904 | -€2,041 | €39,968 | €315,076 | -€40,395 | -€44,868 | ▼ 11.1% |
| Transfer from tax-exempt reserves789 | €10,718 | €10,516 | €144,162 | €3,907 | €3,907 | = |
| Profit (loss) for the period to be appropriated9905 | €8,677 | €50,484 | €459,238 | -€36,488 | -€40,960 | ▼ 12.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.0m | €2.7m | €2.4m | €2.3m | €1.9m | ▼ 17.0% |
| Fixed assets21/28 | €1.9m | €1.8m | €1.3m | €1.2m | €1.2m | ▲ 3.9% |
| Tangible fixed assets22/27 | €1.9m | €1.8m | €1.3m | €1.2m | €1.1m | ▼ 6.1% |
| Land and buildings22 | €1.8m | €1.7m | €1.2m | €1.2m | €1.1m | ▼ 5.5% |
| Furniture and vehicles24 | €36,993 | €25,927 | €46,418 | €33,256 | €24,496 | ▼ 26.3% |
| Other tangible fixed assets26 | €22,464 | €23,189 | - | - | - | - |
| Financial fixed assets28 | - | - | - | - | €120,000 | - |
| Current assets29/58 | €1.2m | €947,983 | €1.1m | €1.1m | €641,848 | ▼ 40.3% |
| Stocks and contracts in progress3 | €15,473 | €15,473 | €15,473 | €15,473 | €3,482 | ▼ 77.5% |
| Stocks30/36 | €15,473 | €15,473 | €15,473 | €15,473 | €3,482 | ▼ 77.5% |
| Amounts receivable within one year40/41 | €12,138 | €28,445 | €17,623 | €23,037 | €48,755 | ▲ 112% |
| Trade receivables40 | €10,211 | €26,554 | €2,886 | €6,989 | €46,584 | ▲ 567% |
| Other amounts receivable41 | €1,926 | €1,891 | €14,738 | €16,048 | €2,172 | ▼ 86.5% |
| Current investments50/53 | €611,110 | €660,490 | €860,490 | €200,000 | - | - |
| Cash at bank and in hand54/58 | €519,107 | €242,167 | €218,389 | €833,210 | €588,286 | ▼ 29.4% |
| Deferred charges and accrued income490/1 | €1,431 | €1,409 | €1,220 | €2,998 | €1,325 | ▼ 55.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.0m | €2.7m | €2.4m | €2.3m | €1.9m | ▼ 17.0% |
| Equity10/15 | €443,315 | €483,283 | €798,359 | €757,964 | €713,096 | ▼ 5.9% |
| Contributions10/11 | €74,400 | €74,400 | €74,400 | €74,400 | €74,400 | = |
| Capital10 | €74,400 | €74,400 | €74,400 | €74,400 | €74,400 | = |
| Issued capital100 | €80,600 | €80,600 | €80,600 | €80,600 | €74,400 | ▼ 7.7% |
| Uncalled capital101 | €6,200 | €6,200 | €6,200 | €6,200 | - | - |
| Reserves13 | €361,679 | €402,589 | €708,426 | €679,519 | €635,612 | ▼ 6.5% |
| Non-distributable reserves130/1 | €6,634 | €8,060 | €8,060 | €8,060 | €8,060 | = |
| Legal reserve130 | €6,634 | €8,060 | €8,060 | €8,060 | €8,060 | = |
| Tax-exempt reserves132 | €255,045 | €244,529 | €100,366 | €96,459 | €92,552 | ▼ 4.1% |
| Distributable reserves133 | €100,000 | €150,000 | €600,000 | €575,000 | €535,000 | ▼ 7.0% |
| Profit (loss) carried forward14 | €7,237 | €6,294 | €15,532 | €4,045 | €3,084 | ▼ 23.7% |
| Provisions and deferred taxes16 | €131,328 | €125,913 | €51,681 | €49,669 | €47,657 | ▼ 4.1% |
| Deferred taxes168 | €131,328 | €125,913 | €51,681 | €49,669 | €47,657 | ▼ 4.1% |
| Amounts payable17/49 | €2.5m | €2.1m | €1.5m | €1.5m | €1.1m | ▼ 23.2% |
| Amounts payable after more than one year17 | €2.4m | €2.1m | €1.5m | €1.4m | €1.1m | ▼ 22.8% |
| Other amounts payable178/9 | €2.4m | €2.1m | €1.5m | €1.4m | €1.1m | ▼ 22.8% |
| Amounts payable within one year42/48 | €16,530 | €23,305 | €6,587 | €21,617 | €13,025 | ▼ 39.7% |
| Trade debts44 | €6,269 | €4,235 | €4,688 | €11,164 | €4,530 | ▼ 59.4% |
| Suppliers440/4 | €6,269 | €4,235 | €4,688 | €11,164 | €4,530 | ▼ 59.4% |
| Advances received on contracts in progress46 | €5,421 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €4,730 | €16,215 | €1,476 | €8,352 | €7,760 | ▼ 7.1% |
| Taxes450/3 | €4,730 | €16,215 | €1,476 | €8,352 | €7,760 | ▼ 7.1% |
| Other amounts payable47/48 | €110 | €2,854 | €423 | €2,100 | €735 | ▼ 65.0% |
| Accrued charges and deferred income492/3 | €1,056 | €1,450 | €2,500 | €5,732 | €2,195 | ▼ 61.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,041 | €39,968 | €315,076 | -€40,395 | -€44,868 | ▼ 11.1% |
| + Depreciation and write-downs630 | €99,516 | €103,772 | €70,118 | €66,147 | €73,138 | ▲ 10.6% |
| Operating cash flow (approximation) | €97,475 | €143,740 | €385,193 | €25,752 | €28,270 | ▲ 9.8% |
| Investment in fixed assets (approximation) | - | -€6,769 | €444,918 | €4,522 | -€120,000 | ▼ 2,754% |
| Change in cash | - | -€276,940 | -€23,778 | €614,821 | -€244,924 | ▼ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €315,076 ▲688%
Operating result €248,418, net result €315,076, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 168.99
Current ratio from 40.68 to 168.99; short-term debt falls from €23,305 to €6,587.
31-12
Financial
Equity above €500,000Eq €798,359 ▲65.2%
2 profitable years in a row build equity to €798,359.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €39,968
Net result €39,968 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 217current ratio 141.85
Current ratio from 0.65 to 141.85; short-term debt falls from €4.0m to €8,170.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €127,960
Net result €127,960 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1990
Ground area
3,892 m²
Parcel 23546L0619/00X003, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MONSIEUR HOMES Immo Boutique
since 19902.050.430.837
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0619/00X003 | Flanders | 3,892 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
5%
According to the 2025 annual accounts of ME TOO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 4,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441906165
Registered
23-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.