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ME INFORMATIC

Active Private limited company (pre-2019)founded 2011active for 15 yearsRue du Musée 25, 5370 HavelangeKBO/BCE: BE 0837.004.981

Lifetime

15 annual accounts with figures on one time axis
Gross marginpeak €41,360 (2013)
-€1,277▲ €1,079
Resultlowest -€12,870 (2011)
€308▲ €1,220
Equitypeak €42,267 (2017)
€38,040▲ 0.8%
Debts
€296▼ 0.6%
Board1 name since 2021
1 directorETIENNE MARC
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from -€2,356 to -€1,277Back to profit: €308Cash from €12,391 to €168

Key points

from the 2025 annual accounts

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

Nine of the last ten came late. The 2018 accounts came latest: 70 days after the end of the period.

Position in the sector

99.2%

Higher solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,166 companies.

Checked score

88
Excellent
Financially stronger than 45% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,917 companies (NACE 62, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value

Financial strength
Strong

Solvency
100=equity 99.2% of total assets
Liquidity
51-40short-term debt 0.8% · cash 0.4%
Profitability
40+8return on assets 0.8%

Score breakdown

raises risk
Liquidity: current ratio 129.60, cash €168, halved
Last filed accounts filed 24 days late; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €38,040 (99.2% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 31% on liquidity, 18% on profitability and 44% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as ME INFORMATIC has now. Each dot stands for 28 companies, two years later.

95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of ME INFORMATIC itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for ME INFORMATIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Short-term debt is 0.8% and cash 0.4% of total assets. 0.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 129.60, cash €168, halved
NBB · annual accounts
raises risk · Last filed accounts filed 24 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €38,040 (99.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
24 days late
2024
60 days late
2023
19 days late
2022
28 days late
2021
19 days late
2020
26 days late
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

EM
ETIENNE MARC
Director
Board & ownership

Recent changes

First establishment Rue du Musée 25, Havelange
Incorporation published on 28-06-2011 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
ME INFORMATIC Havelange €38,336 -€1,277 99.2% -
DOREMY Namur €34,955 -€91,256 -95.2% -
EPIPHANY Watermael-Boitsfort €38,593 -€62,587 -270.8% -
Tecron Berlaar €40,664 -€10,152 98.3% -
BVD Management Schelle €40,585 -€4,261 99.6% -
Talos Health Solutions Ixelles €41,755 -€7,397 -925.1% -
THE MIND COLLECTIVE Bierbeek €34,844 -€19,748 19.9% -

These companies have the same main activity as ME INFORMATIC: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €34,800 and €41,800, founded between 2011 and 2012.

Official details

Source: KBO
Status
Active since 09-06-2011Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 3 others
Establishment unit
2.200.127.3735370 Havelange, since 01-07-2011
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

Total assets
€38,336▲ 0.8%
Filing
Filed on 24-08-2026
Financials

Insights on ME INFORMATIC

ME INFORMATIC files the micro format. That format states no turnover. The gross margin rose from -€4,714 in 2011 to -€1,277 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ME INFORMATIC

What is the company number of ME INFORMATIC?
The company number of ME INFORMATIC is 0837.004.981. The VAT number is the same number with BE in front: BE 0837.004.981.
Where is ME INFORMATIC based?
The registered office is at Rue du Musée 25, 5370 Havelange.Company details
What does ME INFORMATIC do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of ME INFORMATIC?
ME INFORMATIC is a private limited company (pre-2019) (BVBA).
When was ME INFORMATIC founded?
ME INFORMATIC was founded on 09-06-2011.
Is ME INFORMATIC still active?
Yes, ME INFORMATIC is an active enterprise in the KBO register.
What is the turnover of ME INFORMATIC?
The annual accounts for financial year 2025 state no turnover.Financials
Is ME INFORMATIC profitable?
In financial year 2025, ME INFORMATIC made a profit of €308.
Where can I find the annual accounts of ME INFORMATIC?
ME INFORMATIC filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ME INFORMATIC due?
ME INFORMATIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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