ME finances
ActiveME finances has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €3k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency99▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 3.83 in 2024; short-term debt: 26% and cash: 14.2% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
27 d late
2023
29 d late
2022
29 d late
2021
4 d late
2020
19 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 2.9%
2024 · €94k
2018: €42k
2019: €37k
2020: €58k
2021: €59k
2022: €166k
2023: €118k
2024: €94k
2018 → 2025
Total assets
€131k▲ 4.8%
2024 · €125k
2018: €163k
2019: €144k
2020: €158k
2021: €138k
2022: €238k
2023: €167k
2024: €125k
2018 → 2025
Net result
€3k
2024 · €-24k
2018: €16k
2019: €-5k
2020: €21k
2021: €1k
2022: €107k
2023: €-47k
2024: €-24k
2018 → 2025
Working capital
€75k▼ 13.8%
2024 · €87k
2018: €41k
2019: €58k
2020: €107k
2021: €88k
2022: €171k
2023: €114k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€166k▲ 180%€118k▼ 28.6%€94k▼ 20.6%€97k▲ 2.9%
Operating result€2k-€139k▲ 6,953%€-47k€-24k▲ 49.9%€3k
Net result€1k-€107k▲ 9,995%€-47k€-24k▲ 48.4%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€22k▲ 201%
Current assets
€109k▼ 7.4%
Equity and liabilities €131k
Equity
€97k▲ 2.9%
Debt
€34k▲ 10.7%
The debt ratio rises from 24.6% to 26.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €-22k
Cash flow
€5k▲
2024 · €-23k
Solvency
74.0%▼
2024 · 75.4%
Current ratio
3.20▼
2024 · 3.83
Quick ratio
3.20▼
2024 · 3.83
Debt / equity
0.35▲
2024 · 0.33
ROE
2.8%▲
2024 · -26.0%
ROA
2.1%▲
2024 · -19.6%
Interest coverage
15.80▲
2024 · -25.34
Debt
€34k▲
2024 · €31k
Debt ≤ 1 year
€34k▲
2024 · €31k
Income taxes
€-33
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€131k▲
Fixed assets21/28€7k€22k▲
Tangible fixed assets22/27€6k€21k▲
Plant, machinery and equipment23€1k€309▼
Furniture and vehicles24€5k€21k▲
Financial fixed assets28€900€900=
Current assets29/58€117k€109k▼
Amounts receivable within one year40/41€116k€90k▼
Trade receivables40€11k€121▼
Other amounts receivable41€105k€90k▼
Cash at bank and in hand54/58€1k€19k▲
Equity and liabilities
Total equity and liabilities10/49€125k€131k▲
Equity10/15€94k€97k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€80k€82k▲
Amounts payable17/49€31k€34k▲
Amounts payable within one year42/48€31k€34k▲
Financial debts43€11k€4k▼
Credit institutions430/8€11k€4k▼
Trade debts44€4k€903▼
Suppliers440/4€4k€903▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3-€220
Remuneration and social security454/9€11k€10k▼
Other amounts payable47/48€5k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€212€5k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€-20k€13k▲
Operating profit (loss)9901€-24k€3k▲
Financial charges65/66B€859€359▼
Recurring financial charges65€859€359▼
Profit (loss) for the period before taxes9903€-24k€3k▲
Income taxes67/77-€-33
Profit (loss) for the period9904€-24k€3k▲
Profit (loss) for the period to be appropriated9905€-24k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€82k▲
Profit (loss) brought forward from the previous period14P€104k€80k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-47k ▼144%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €107k ▲9995%
Operating result €139k, net result €107k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲180%
3 profitable years in a row build equity to €166k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noblehaye 10/B4651 HerveGround area
1,429 m²
Building footprint
268 m²
Volume, LiDAR
2,649 m³
2 parcels, Wallonia · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ME Finances
since 20142.231.897.348
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006D0650/00G002 | Wallonia | 1,342 m² | 1 · 142 m² | 6.5 m · 2 fl. |
| 63072G0113/00G000 | Wallonia | 87 m² | 1 · 126 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-04-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.