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Me@ Consultancy

Active
Private limited companyfounded 2024active for 2 yearsLostraat 56, 1703 Dilbeek, BelgiumKBO/BCE: BE 1010.259.849

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 31-07-2026 at the NBB all 2 filings

Turnover
€0
Total assets
€119,981▲ 502%
2024 · €19,916
Net result
-€1,490
2024 · €8,209
Working capital
€31,411▲ 208%
2024 · €10,209
Multi-year overview
2024 to 2025, 2 financial years
Turnover
no figure
2025
20242025
Operating result
€9,203
▼ 23.7% 2025
20242025
Net result
-€1,490
2025
lowest quarter of the sector
20242025
Equity
€8,719
▼ 14.6% 2025
lowest quarter of the sector
20242025
Total assets
€119,981
▲ 502% 2025
middle half of the sector
20242025
Debt
€111,261
▲ 11× 2025
20242025
Working capital
€31,411
▲ 208% 2025
middle half of the sector
20242025
Solvency
7.3%
▼ 44.0pp 2025
lowest quarter of the sector
20242025
Current ratio
1.37
▼ 0.68 2025
middle half of the sector
20242025
Return on assets (ROA)
-1.2%
▼ 42.5pp 2025
lowest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Turnover€0-
Operating result€12,058-€9,203▼ 23.7%
Net result€8,209within the sector's middle half--€1,490below the sector's middle half
Equity€10,209below the sector's middle half-€8,719below the sector's middle half▼ 14.6%
Total assets€19,916below the sector's middle half-€119,981within the sector's middle half▲ 502%
Debt€9,707-€111,261▲ 11×
Working capital€10,209below the sector's middle half-€31,411within the sector's middle half▲ 208%
Solvency51.3%within the sector's middle half-7.3%below the sector's middle half▼ 44.0pp
Current ratio2.05within the sector's middle half-1.37within the sector's middle half▼ 0.68
Return on assets (ROA)41.2%above the sector's middle half--1.2%below the sector's middle half▼ 42.5pp
above within below The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 24% lower than in 2024.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119,981
Fixed assets €3,312
Current assets €116,669
Equity and liabilities €119,981
Equity €8,719 ▼ 14.6%
Debt €111,261 ▲ 11×
Debt's share of the balance-sheet total rises from 48.7% to 92.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10,116
Cash flow
-€576
Debt to equity
12.76▲
2024 · 0.95
ROE
-17.1%▼
2024 · 80.4%
Interest coverage
0.87
Debt ≤ 1 year
€85,258▲
2024 · €9,707
Debt > 1 year
€26,003
Income taxes
€149▼
2024 · €2,239
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets-€4,225
Depreciation and write-downs of the year-€914

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€19,916€119,981▲
Fixed assets21/28-€3,312
Tangible fixed assets22/27-€3,312
Furniture and vehicles24-€3,312
Current assets29/58€19,916€116,669▲
Amounts receivable within one year40/41€18,381€18,189▼
Trade receivables40€7,518€16,233▲
Other amounts receivable41€10,863€1,956▼
Cash at bank and in hand54/58€786€97,552▲
Deferred charges and accrued income490/1€750€928▲
Equity and liabilities
Total equity and liabilities10/49€19,916€119,981▲
Equity10/15€10,209€8,719▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€8,209€6,719▼
Amounts payable17/49€9,707€111,261▲
Amounts payable after more than one year17-€26,003
Financial debts170/4-€26,003
Amounts payable within one year42/48€9,707€85,258▲
Current portion of amounts payable after more than one year42-€12,938
Trade debts44€2,068€12,398▲
Suppliers440/4€2,068€12,398▲
Taxes, remuneration and social security45€7,639€5,389▼
Taxes450/3€5,389€5,389=
Remuneration and social security454/9€2,250€0▼
Other amounts payable47/48€0€54,534▲
Income statement Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€914
Other operating charges640/8-€150
Gross operating margin9900€12,058€10,266▼
Operating profit (loss)9901€12,058€9,203▼
Financial income75/76B€51€1,082▲
Recurring financial income75€51€1,082▲
Financial charges65/66B€1,661€11,626▲
Recurring financial charges65€1,661€11,626▲
Profit (loss) for the period before taxes9903€10,448-€1,341▼
Income taxes67/77€2,239€149▼
Profit (loss) for the period9904€8,209-€1,490▼
Profit (loss) for the period to be appropriated9905€8,209-€1,490▼
Appropriation of the result
Profit (loss) to be appropriated9906€8,209€6,719▼
Profit (loss) brought forward from the previous period14P-€8,209

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Line20242025Change
Turnover70€0--
Goods, raw materials, services and sundry goods60/61€0--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€914-
Other operating charges640/8-€150-
Gross operating margin9900€12,058€10,266▼ 14.9%
Operating profit (loss)9901€12,058€9,203▼ 23.7%
Financial income75/76B€51€1,082▲ 21×
Recurring financial income75€51€1,082▲ 21×
Financial charges65/66B€1,661€11,626▲ 600%
Recurring financial charges65€1,661€11,626▲ 600%
Profit (loss) for the period before taxes9903€10,448-€1,341-
Income taxes67/77€2,239€149▼ 93.3%
Profit (loss) for the period9904€8,209-€1,490-
Profit (loss) for the period to be appropriated9905€8,209-€1,490-
Line20242025Change
Assets
Total assets20/58€19,916€119,981▲ 502%
Fixed assets21/28-€3,312-
Tangible fixed assets22/27-€3,312-
Furniture and vehicles24-€3,312-
Current assets29/58€19,916€116,669▲ 486%
Amounts receivable within one year40/41€18,381€18,189▼ 1.0%
Trade receivables40€7,518€16,233▲ 116%
Other amounts receivable41€10,863€1,956▼ 82.0%
Cash at bank and in hand54/58€786€97,552▲ 124×
Deferred charges and accrued income490/1€750€928▲ 23.8%
Equity and liabilities
Total equity and liabilities10/49€19,916€119,981▲ 502%
Equity10/15€10,209€8,719▼ 14.6%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€8,209€6,719▼ 18.1%
Amounts payable17/49€9,707€111,261▲ 11×
Amounts payable after more than one year17-€26,003-
Financial debts170/4-€26,003-
Amounts payable within one year42/48€9,707€85,258▲ 778%
Current portion of amounts payable after more than one year42-€12,938-
Trade debts44€2,068€12,398▲ 499%
Suppliers440/4€2,068€12,398▲ 499%
Taxes, remuneration and social security45€7,639€5,389▼ 29.5%
Taxes450/3€5,389€5,389=
Remuneration and social security454/9€2,250€0▼ 100%
Other amounts payable47/48€0€54,534-
Line20242025Change
Profit (loss) for the period9904€8,209-€1,490-
+ Depreciation and write-downs630-€914-
Operating cash flow (approximation)€8,209-€576-
Change in cash-€96,766-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 1,301 companies had the same profile as Me@ Consultancy has now. Two years later, 92.6% were still going and 5.5% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
92.6% was still going
1.6% stopped otherwise
5.5% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Me@ Consultancy itself is lower: 0.2% within 12 months. It rests on far more data about Me@ Consultancy than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,301 companies, not a prediction for Me@ Consultancy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00390611 PDF
31-12-2024 micro format 14-07-2025 2025-00271817 PDF

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