MDZ Consulting

Active

Private limited companyfounded 2015active for 11 yearsKwakkelstraat(STE) 59A, 9190 Stekene, BelgiumKBO/BCE: BE 0599.800.587

Summary

MDZ Consulting has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140,200 and a net result of €13,425. Equity is growing by about 49% per year across the filed financial years. Its solvency ranks better than 63% of 16,893 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

MDZ ConsultingActiveChecked score 86/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301Full-service restaurants NACE 56111

10th largest company by equity in Stekene, Accommodation and food service sector1 site

Size

≈ €480,000turnover 2025, estimated

Staff: 13.3 FTE
Equity: €140,200
Profit: €13,425

Turnover estimated from the gross margin

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

MDZ InvestDirector · permanent representative Johannis de Zwart

2025 accounts 30 days early3 of 8 deeds summarised

Why 86raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €315,747lowers riskLiquidity: current ratio 1.39, cash €112,570Founded in 2015Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 64% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 69-4

equity 44.4% of total assets

Liquidity 78+4

short-term debt 37.2% · cash 35.7%

Profitability 74-15

return on assets 4.3%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,768 companies, NACE 56, micro)

Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 2.1%▲ +0.4 percentage points vs 04-2025highest value 06-2025: 2.0%▼ -0.1 percentage points vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 1.8%▼ -0.2 percentage points vs 07-2025 09-2025: 0.4%▼ -1.4 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.39, compared with 1.43 in 2024, below the usual 1.5; short-term debt: 37.2% and cash: 35.7% of total assets), and 55.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 63% on solvency, 81% on liquidity, 56% on profitability and 55% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Liquidity: current ratio 1.39, cash €112,570

NBB · annual accounts

Size: total assets €315,747

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2015

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

30 days early

2024

12 days late

2023

28 days late

2022

16 days late

2021

31 days late

2020

25 days early

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-07-2026 Annual accounts filedfinancial year 2025 · micro…
12-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Equity above €100,000equity €128,442 ▲46.8%

Key points

Positive: 10th largest company by equity in Stekene, Accommodation and food service sectorin the Checked rankings No. 10 View
Positive: Staff rose in 2025from 9.2 FTE to 13.3 FTE ▲ 44.6% View
Positive: 5 profitable years in a rowprofit 2025: €13,425 5 years View

By topic

Financials

Financial year: 2025
Total assets: €315,747
Profit: €13,425
Solvency: 44.4%

Total assets▲ 18.4%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

MDZ InvestDirector

Go to Board & ownership

Network & group

Connected companies: 1

Go to Network & group

Timeline

Events: 16
Since: 2017
Next accounts: by 31-07-2027

28-08-2024Annual accounts filed
27-02-2024Resignation: Julie De Jonghe (director)
31-12-2023Highest result from 2019 to 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 02-03-2015
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about MDZ Consulting

What is the company number of MDZ Consulting?: 0599.800.587. In Belgium the VAT number is the company number with BE in front: BE 0599.800.587.
Where is MDZ Consulting based?: The registered office is at Kwakkelstraat(STE) 59A, 9190 Stekene.Company details
What does MDZ Consulting do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of MDZ Consulting?: Private limited company (BV).
When was MDZ Consulting founded?: On 02-03-2015.
Is MDZ Consulting still active?: Yes, MDZ Consulting is an active enterprise in the KBO register.
How many employees does MDZ Consulting have?: On average 13.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MDZ Consulting?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is MDZ Consulting profitable?: In financial year 2025, MDZ Consulting made a profit of €13,425.
Where can I find the annual accounts of MDZ Consulting?: MDZ Consulting filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MDZ Consulting due?: By 31-07-2027, for financial year 2026.Timeline