MDVM
ActiveMDVM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €329k and a net result of €104k. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency98▲+14
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 2.14 in 2024; short-term debt: 26.8% and cash: 65.7% of total assets), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.2%
Return on assets
23.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
57 d early
2024
58 d early
2023
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€329k▲ 46.1%
2024 · €225k
2023: €97k
2024: €225k
2023 → 2025
Total assets
€450k▲ 18.7%
2024 · €379k
2023: €246k
2024: €379k
2023 → 2025
Net result
€104k▼ 18.9%
2024 · €128k
2023: €95k
2024: €128k
2023 → 2025
Working capital
€266k▲ 51.6%
2024 · €175k
2023: €34k
2024: €175k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€97k-€225k▲ 132%€329k▲ 46.1%
Operating result€140k-€189k▲ 34.4%€155k▼ 17.9%
Net result€95k-€128k▲ 34.7%€104k▼ 18.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €450k
Fixed assets
€64k▲ 26.8%
Current assets
€387k▲ 17.5%
Equity and liabilities €450k
Equity
€329k▲ 46.1%
Debt
€121k▼ 21.5%
The debt ratio falls from 40.5% to 26.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€170k▼
2024 · €203k
Cash flow
€119k▼
2024 · €142k
Solvency
73.2%▲
2024 · 59.5%
Current ratio
3.20▲
2024 · 2.14
Quick ratio
3.20▲
2024 · 2.14
Debt / equity
0.37▼
2024 · 0.68
ROE
31.6%▼
2024 · 56.9%
ROA
23.1%▼
2024 · 33.8%
Interest coverage
3149.85▼
2024 · 4365.37
Debt
€121k▼
2024 · €154k
Debt ≤ 1 year
€121k▼
2024 · €154k
Income taxes
€51k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€450k▲
Fixed assets21/28€50k€64k▲
Tangible fixed assets22/27€50k€64k▲
Plant, machinery and equipment23€1k€761▼
Furniture and vehicles24€49k€63k▲
Current assets29/58€329k€387k▲
Amounts receivable within one year40/41€40k€89k▲
Trade receivables40€38k€67k▲
Other amounts receivable41€2k€22k▲
Cash at bank and in hand54/58€287k€296k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€379k€450k▲
Equity10/15€225k€329k▲
Contributions10/11€2k€2k=
Reserves13€223k€327k▲
Distributable reserves133€223k€327k▲
Amounts payable17/49€154k€121k▼
Amounts payable within one year42/48€154k€121k▼
Trade debts44€506€2k▲
Suppliers440/4€506€2k▲
Taxes, remuneration and social security45€68k€34k▼
Taxes450/3€68k€34k▼
Other amounts payable47/48€86k€86k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Gross operating margin9900€203k€170k▼
Operating profit (loss)9901€189k€155k▼
Financial charges65/66B€47€54▲
Recurring financial charges65€47€54▲
Profit (loss) for the period before taxes9903€189k€155k▼
Income taxes67/77€60k€51k▼
Profit (loss) for the period9904€128k€104k▼
Profit (loss) for the period to be appropriated9905€128k€104k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€104k▼
Transfer to equity691/2€128k€104k▼
To other reserves6921€128k€104k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €128k ▲34.7%
Operating result €189k, net result €128k, both a record.
31-12
Financial
Equity above €200kEq €225k ▲132%
2 profitable years in a row build equity to €225k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2023
Ground area
1,703 m²
Building footprint
144 m²
Parcel 64006A0414/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MDVM
since 20232.342.333.333
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64006A0414/00N000 | Wallonia | 1,703 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 13,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded16-02-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mdvm@peparis.be