MDP 93
ActiveSummary
The computed 12-month bankruptcy probability of MDP 93 is 2.6% (moderate). The 2025 annual accounts show negative equity (-€96,276) and a net result of -€4,402. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 13604 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-55
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 0.59 in 2024; short-term debt: 196.4% and cash: 37.7% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-96.4%
Return on assets
-4.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€96,276
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
58 d late
2023
92 d late
2022
31 d late
2021
26 d late
2020
8 d early
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€96,276▼ 4.8%
2024 · -€91,873
Total assets
€99,843▼ 30.6%
2024 · €143,861
Net result
-€4,402
2024 · €2,468
Working capital
-€98,694▼ 3.1%
2024 · -€95,682
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,178-€19,274€12,485€3,294▼ 73.6%-€3,419
Net result€25,336within the sector's middle half-€22,336below the sector's middle half€9,229within the sector's middle half€2,468within the sector's middle half▼ 73.3%-€4,402within the sector's middle half
Equity-€81,233below the sector's middle half▲ 23.8%-€103,570below the sector's middle half▼ 27.5%-€94,341below the sector's middle half▲ 8.9%-€91,873below the sector's middle half▲ 2.6%-€96,276below the sector's middle half▼ 4.8%
Total assets€64,420within the sector's middle half▼ 25.2%€105,179within the sector's middle half▲ 63.3%€99,686within the sector's middle half▼ 5.2%€143,861within the sector's middle half▲ 44.3%€99,843within the sector's middle half▼ 30.6%
Debt€145,653▼ 24.4%€208,749▲ 43.3%€194,027▼ 7.1%€235,734▲ 21.5%€196,119▼ 16.8%
Working capital-€89,215below the sector's middle half▲ 22.2%-€110,160below the sector's middle half▼ 23.5%-€98,069below the sector's middle half▲ 11.0%-€95,682below the sector's middle half▲ 2.4%-€98,694below the sector's middle half▼ 3.1%
Solvency-126.1%below the sector's middle half▼ 2.3pp-98.5%below the sector's middle half▲ 27.6pp-94.6%below the sector's middle half▲ 3.8pp-63.9%below the sector's middle half▲ 30.8pp-96.4%below the sector's middle half▼ 32.6pp
Current ratio0.39below the sector's middle half▼ 0.020.47below the sector's middle half▲ 0.080.49below the sector's middle half▲ 0.020.59within the sector's middle half▲ 0.100.50below the sector's middle half▼ 0.10
Return on assets (ROA)39.3%above the sector's middle half▲ 104.4pp-21.2%below the sector's middle half▼ 60.6pp9.3%within the sector's middle half▲ 30.5pp1.7%within the sector's middle half▼ 7.5pp-4.4%within the sector's middle half▼ 6.1pp
Staff (FTE)12.8▲ 133%20.2▲ 57.8%20.6▲ 2.0%19.9▼ 3.4%20.1▲ 1.0%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,419 after €3,294 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,843
Fixed assets
€2,418 ▼ 36.5%
Current assets
€97,425 ▼ 30.4%
Key figures and ratios
EBITDA
-€2,028▼
2024 · €4,685
Cash flow
-€3,012▼
2024 · €3,859
Quick ratio
0.39▼
2024 · 0.53
Debt to equity
-2.04▲
2024 · -2.57
Interest coverage
-2.06▼
2024 · 5.67
Debt ≤ 1 year
€196,119▼
2024 · €235,734
Staff costs
€355,177▲
2024 · €349,434
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,217 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- negative equity
- a small loss
1.1%
went bankrupt
2.6%
stopped otherwise
96%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,217 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €161,431 | €301,793 | €352,474 | €349,434 | €355,177 | ▲ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,287 | €1,391 | €1,391 | €1,391 | €1,391 | = |
| Other operating charges640/8 | €1,227 | €1,278 | €1,883 | €919 | €907 | ▼ 1.3% |
| Gross operating margin9900 | €192,122 | €285,187 | €368,233 | €355,037 | €354,055 | ▼ 0.3% |
| Operating profit (loss)9901 | €28,178 | -€19,274 | €12,485 | €3,294 | -€3,419 | ▼ 204% |
| Financial income75/76B | €0 | €1 | - | - | €0 | - |
| Recurring financial income75 | €0 | €1 | - | - | €0 | - |
| Financial charges65/66B | €2,722 | €3,063 | €3,256 | €826 | €983 | ▲ 19.1% |
| Recurring financial charges65 | €2,722 | €3,063 | €3,256 | €826 | €983 | ▲ 19.1% |
| Profit (loss) for the period before taxes9903 | €25,456 | -€22,336 | €9,229 | €2,468 | -€4,402 | ▼ 278% |
| Income taxes67/77 | €120 | - | - | - | - | - |
| Profit (loss) for the period9904 | €25,336 | -€22,336 | €9,229 | €2,468 | -€4,402 | ▼ 278% |
| Profit (loss) for the period to be appropriated9905 | €25,336 | -€22,336 | €9,229 | €2,468 | -€4,402 | ▼ 278% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,420 | €105,179 | €99,686 | €143,861 | €99,843 | ▼ 30.6% |
| Fixed assets21/28 | €7,982 | €6,591 | €5,200 | €3,809 | €2,418 | ▼ 36.5% |
| Tangible fixed assets22/27 | €7,982 | €6,591 | €5,200 | €3,809 | €2,418 | ▼ 36.5% |
| Furniture and vehicles24 | €1,039 | €806 | €572 | €338 | €104 | ▼ 69.3% |
| Other tangible fixed assets26 | €6,942 | €5,785 | €4,628 | €3,471 | €2,314 | ▼ 33.3% |
| Current assets29/58 | €56,438 | €98,589 | €94,486 | €140,052 | €97,425 | ▼ 30.4% |
| Stocks and contracts in progress3 | €25,007 | €29,007 | €20,087 | €14,637 | €20,207 | ▲ 38.1% |
| Stocks30/36 | €25,007 | €29,007 | €20,087 | €14,637 | €20,207 | ▲ 38.1% |
| Amounts receivable within one year40/41 | €16,170 | €18,335 | €47,428 | €94,780 | €39,585 | ▼ 58.2% |
| Trade receivables40 | €11,912 | €14,347 | €44,040 | €93,392 | €30,835 | ▼ 67.0% |
| Other amounts receivable41 | €4,258 | €3,988 | €3,388 | €1,388 | €8,750 | ▲ 530% |
| Cash at bank and in hand54/58 | €14,862 | €43,903 | €26,469 | €30,614 | €37,611 | ▲ 22.9% |
| Deferred charges and accrued income490/1 | €399 | €7,344 | €503 | €22 | €22 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,420 | €105,179 | €99,686 | €143,861 | €99,843 | ▼ 30.6% |
| Equity10/15 | -€81,233 | -€103,570 | -€94,341 | -€91,873 | -€96,276 | ▼ 4.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€99,833 | -€122,170 | -€112,941 | -€110,473 | -€114,876 | ▼ 4.0% |
| Amounts payable17/49 | €145,653 | €208,749 | €194,027 | €235,734 | €196,119 | ▼ 16.8% |
| Amounts payable within one year42/48 | €145,653 | €208,749 | €192,555 | €235,734 | €196,119 | ▼ 16.8% |
| Financial debts43 | - | - | €2,495 | - | - | - |
| Credit institutions430/8 | - | - | €2,495 | - | - | - |
| Trade debts44 | €59,782 | €113,663 | €85,965 | €145,378 | €94,186 | ▼ 35.2% |
| Suppliers440/4 | €59,782 | €113,663 | €85,965 | €145,378 | €94,186 | ▼ 35.2% |
| Taxes, remuneration and social security45 | €28,268 | €28,911 | €27,717 | €24,393 | €41,269 | ▲ 69.2% |
| Taxes450/3 | €18,614 | €27,418 | €25,684 | €23,452 | €24,262 | ▲ 3.5% |
| Remuneration and social security454/9 | €9,654 | €1,493 | €2,033 | €941 | €17,007 | ▲ 1,707% |
| Other amounts payable47/48 | €57,603 | €66,176 | €76,378 | €65,964 | €60,664 | ▼ 8.0% |
| Accrued charges and deferred income492/3 | - | - | €1,472 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,336 | -€22,336 | €9,229 | €2,468 | -€4,402 | ▼ 278% |
| + Depreciation and write-downs630 | €1,287 | €1,391 | €1,391 | €1,391 | €1,391 | = |
| Operating cash flow (approximation) | €26,623 | -€20,946 | €10,620 | €3,859 | -€3,012 | ▼ 178% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €29,041 | -€17,435 | €4,145 | €6,997 | ▲ 68.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Back to profitnet €9,229
Net result €9,229 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €25,336
Net result €25,336 after 2 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€55,978
Net result drops to -€55,978, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
Ground area
64 m²
Building footprint
24 m²
Volume, LiDAR
308 m³
Parcel 62063A0462/00E000, Wallonia · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LA MAISON DU PEKET
since 20112.201.335.024
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0462/00E000 | Wallonia | 64 m² | 1 · 24 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.201.335.024
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
46190Agents in non-specialised wholesale trade
47210Retail sale of fruit and vegetables
47251Retail sale of wines and spirits
47715Retail trade
47784Retail sale of souvenirs and religious articles
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806828776
Also
9925:BE0806828776
Registered
14-10-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.